October DealsAmazon USOctober deal check: compare before you payAmazon US: current deals, useful picks and tech finds.Check DealsClean PCRecommendedOne scan can reveal what keeps slowing WindowsLook for cleanup and repair opportunities.Run ScanOctober DealsAmazon USDeal season is back - check today's better picksAmazon US: current deals, useful picks and tech finds.See Picks×
Skip to content
The Finance Base
The Money Desk · Blog
Re:

Businesses Turn to Humans to Combat AI Threats: How Verification Helps

Businesses are shifting from asking employees to spot deepfakes toward a repeatable process: pause, verify through a trusted route, follow approvals, and report suspicious requests.
From TheFinanceBase Team5 min to read

What’s actually slowing this PC down?

Pick the symptom - the matching free tool is one click away.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Businesses are responding to AI-enabled impersonation by making people part of a dependable verification process—not by asking employees to guess whether a voice, video, or message is fake. For consequential requests, the safer routine is to pause, confirm through a trusted route already on file, and report anything suspicious. That matters for finance teams in particular: an apparently familiar caller or executive message should not replace established payment and approval controls.

Why businesses are emphasizing human verification

Deepfake-enabled social engineering is being reported across both voice and video. In Gartner’s March–May 2026 survey of 297 senior cybersecurity leaders, 41% said their organization had experienced at least one social-engineering incident involving a deepfake during an employee audio call in the previous 12 months; 36% reported at least one involving a video call. These are survey responses from senior leaders, not a census or a universal rate for businesses. Gartner’s 2026 survey

The practical point is not that every call is suspect. It is that familiar voices, faces, and writing styles are no longer sufficient proof of identity when someone asks for a sensitive action. A caller may sound like a manager; a video may appear to show a colleague; a collaboration message may arrive in a familiar account. Verification should depend on a separate, trusted process rather than the realism of the request.

What to do when a request could move money or expose data

Gartner recommends training employees and approvers to “pause, verify, and report high-risk requests” regardless of whether they arrive through email, voice, video, collaboration tools, or an AI application. The recommendation, attributed to CISOs in Gartner’s release, is about consistent behavior across channels—not about identifying synthetic media by eye or ear. Gartner’s guidance

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
#1 Best Overall
Yubico - Security Key C NFC - Basic Compatibility - Multi-Factor authentication (MFA) Security Key and passkey, Connect via USB-C or NFC, FIDO Certified
  • POWERFUL SECURITY KEY: The Security Key C NFC is the essential physical passkey for protecting your digital life from phishing attacks. It ensures only you can access your accounts.
  • WORKS WITH 1000+ ACCOUNTS: Compatible with Google, Microsoft, and Apple. A single Security Key C NFC secures 100 of your favorite accounts, including email, password managers, and more.
  • FAST & CONVENIENT LOGIN: Plug in your Security Key C NFC via USB-C and tap it, or tap it against your phone (NFC) to authenticate. No batteries, no internet connection, and no extra fees required.
  • TRUSTED PASSKEY TECHNOLOGY: Uses the latest passkey standards (FIDO2/WebAuthn & FIDO U2F) but does not support One-Time Passwords. For complex needs, check out the YubiKey 5 Series.
  • BUILT TO LAST: Made from tough, waterproof, and crush-resistant materials. Manufactured in Sweden and programmed in the USA with the highest security standards.
  1. Pause before acting. Treat urgency, secrecy, a change to payment instructions, or a request to bypass normal approval as a reason to stop and check—not as a reason to hurry.
  2. Verify through an established route. Contact the requester using a known number or address already held in company records, or use the organization’s approved internal verification method. Do not rely on contact details supplied in the suspicious request or simply call back the number that called.
  3. Apply the normal approval controls. Follow required authorization and separation-of-duties procedures for transfers, vendor changes, account access, or sensitive disclosures. A familiar voice or video should not substitute for a required second approver.
  4. Report and escalate. Use the designated security or fraud-reporting channel, especially if the request pressures someone to avoid verification or a transfer or disclosure may already have occurred.

These steps work because they test the request through an independent channel and preserve routine controls. They do not depend on an employee making a reliable judgment about whether a clip or voice sounds artificial.

Why training needs to include practice

Knowing the rule is different from being able to follow it under pressure. ISACA’s 2026 State of Cybersecurity survey, which included more than 1,800 cybersecurity professionals globally, found that 8% of surveyed organizations regularly conducted AI-specific response exercises, while 64% had conducted none. Those figures describe the survey’s respondents, not every organization worldwide. ISACA’s survey findings

Rank #2
Yubico - YubiKey 5C NFC - Multi-Factor authentication (MFA) Security Key and passkey, Connect via USB-C or NFC, FIDO Certified - Protect Your Online Accounts
  • POWERFUL SECURITY KEY: The YubiKey 5C NFC is the most versatile physical passkey, protecting your digital life from phishing attacks. It ensures only you can access your accounts
  • WORKS WITH 1000+ ACCOUNTS: Compatible with popular accounts like Google, Microsoft, and Apple. A single YubiKey 5C NFC secures 100+ of your favorite accounts, including email, password managers, and more
  • FAST & CONVENIENT LOGIN: Plug in your YubiKey 5C NFC via USB and tap it, or tap it against your phone (NFC), to authenticate. No batteries, no internet connection, and no extra fees required
  • MOST SECURE PASSKEY: Supports FIDO2/WebAuthn, FIDO U2F, Yubico OTP, OATH-TOTP/HOTP, Smart card (PIV), and OpenPGP. That means it’s versatile, working almost anywhere you need it
  • PRIMARY & SPARE KEYS: Just like having a spare house key, we recommend buying two YubiKeys - one for daily use and one as a spare. That way you’ll never get locked out of your accounts

An exercise can rehearse the handoffs that matter: who verifies an unusual request, who can stop a payment, how employees report a suspicious call, and who coordinates if information or funds may already be at risk. AI-specific practice can include a convincing impersonation in more than one channel, but the objective should be to test the organization’s verification and escalation process—not to grade staff on spotting a deepfake.

People are part of the threat as well as the defense

“Human-centered” security does not mean that a person is always the safeguard. Anthropic’s September 2026 report describes disrupted activity from December 2025 through August 2026 across seven harm areas. In its account of cyber operations, it says humans remained involved by setting attack targets and reviewing exfiltrated information. AI may scale parts of malicious work, while people still direct or validate elements of an operation. Anthropic’s September 2026 report

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Rank #3
Yubico - YubiKey 5 NFC - Multi-Factor authentication (MFA) Security Key and passkey, Connect via USB-A or NFC, FIDO Certified - Protect Your Online Accounts
  • POWERFUL SECURITY KEY: The YubiKey 5 NFC is the most versatile physical passkey, protecting your digital life from phishing attacks. It ensures only you can access your accounts
  • WORKS WITH 1000+ ACCOUNTS: Compatible with popular accounts like Google, Microsoft, and Apple. A single YubiKey 5 NFC secures 100+ of your favorite accounts, including email, password managers, and more
  • FAST & CONVENIENT LOGIN: Plug in your YubiKey 5 NFC via USB and tap it, or tap it against your phone (NFC), to authenticate. No batteries, no internet connection, and no extra fees required
  • MOST SECURE PASSKEY: Supports FIDO2/WebAuthn, FIDO U2F, Yubico OTP, OATH-TOTP/HOTP, Smart card (PIV), and OpenPGP. That means it’s versatile, working almost anywhere you need it
  • PRIMARY & SPARE KEYS: Just like having a spare house key, we recommend buying two YubiKeys - one for daily use and one as a spare. That way you’ll never get locked out of your accounts

That is another reason not to frame security as people versus technology. Organizations need controls that make unauthorized actions harder, people who know how to verify and report, and response plans that can be used when an incident is underway.

Why stronger technical controls do not eliminate social engineering

Visa’s Spring 2026 threat report says criminals are redirecting effort away from technical system compromise toward exploiting human trust. The report also says fraud involving device tokens on Visa’s network declined 9.6% from July–December 2025 compared with the same period in 2024. That is a finding about Visa’s network and a specific fraud category; it does not show that fraud overall declined. Visa’s Spring 2026 report

Rank #4
Yubico - Security Key NFC - Basic Compatibility - Multi-Factor Authentication (MFA) Key, Connect via USB-A or NFC, FIDO Certified
  • POWERFUL SECURITY KEY: The Security Key NFC is the essential physical passkey for protecting your digital life from phishing attacks. It ensures only you can access your accounts.
  • WORKS WITH 1000+ ACCOUNTS: Compatible with Google, Microsoft, and Apple. A single Security Key NFC secures 100 of your favorite accounts, including email, password managers, and more.
  • FAST & CONVENIENT LOGIN: Plug in your Security Key NFC via USB-A and tap it, or tap it against your phone (NFC) to authenticate. No batteries, no internet connection, and no extra fees required.
  • TRUSTED PASSKEY TECHNOLOGY: Uses the latest passkey standards (FIDO2/WebAuthn & FIDO U2F) but does not support One-Time Passwords. For complex needs, check out the YubiKey 5 Series.
  • BUILT TO LAST: Made from tough, waterproof, and crush-resistant materials. Manufactured in Sweden and programmed in the USA with the highest security standards.

The broader lesson for a business is that technical protections and verification routines address different risks. A control that reduces one form of technical fraud does not prove that a request from a supposed executive, supplier, or colleague is genuine. Payment changes and unusual requests still need the organization’s independent checks.

Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

Businesses are also using AI defensively

AI can be used to support defense as well as deception. Experian’s August 19, 2026 release says 80% of businesses surveyed used AI to combat emerging threats. Among the AI-related fraud concerns it lists were AI-generated phishing (53%), AI-assisted first-party fraud (51%), document forgery (45%), automated bot attacks (40%), and deepfake voice scams (37%). The release’s figures are Experian survey results; its published summary does not establish a population or methodology detailed enough to treat them as universal business rates. Experian’s release

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Best Value
FIDO2 U2F Security Key Passkey Two-Factor Authentication (2FA) USB Key PIN+Touch (Non-Biometric) USB-A Type TrustKey T110
  • Security Key : Protect your online accounts against unauthorized access by using FIDO2 and U2F authentication with T110. It's the world's most protective security key that works with windows, Mac OS, Linux as well as Chrome, Firefox, Edge and many other major browsers.
  • Certified with the new FIDO2 standard, T110 provides the benefit of fast login and strong protection against phishing, account takeover as well as many other online attactks.
  • Works with : Bank of America, Github, Google, Microsoft, DUO, Twitter, Facebook, Dropbox, Apple, ebay, BINANCE, mor and more.
  • Fits USB-A port : Insert the T110 security key into the USB-A port of each service and log in conveniently with one touch
  • For the driver download and user guide, please visit TrustKey Solutions Home support page.

AI-based tools may help organizations detect patterns or prioritize review, but these survey figures do not establish that a particular tool can reliably identify every deepfake. They are not a substitute for clear authorization rules, independent identity checks, and practiced incident response.

How to assess a business response plan

A useful plan can be evaluated by whether staff can apply it consistently, whatever channel an attacker uses. For finance leaders, security teams, and approvers, the core checks are:

  • Channel coverage: Does the procedure apply to email, calls, video meetings, collaboration platforms, and AI applications?
  • Trusted verification: Does it tell employees exactly how to reach the requester independently, using contact details or methods already established?
  • Action controls: Are approval requirements clear for payments, bank-detail changes, access grants, and sensitive disclosures?
  • Escalation: Can employees quickly report a suspicious request and reach someone empowered to pause a transaction or contain exposure?
  • Rehearsal: Has the organization practiced an AI-related scenario so that people know their roles under time pressure?

These are process questions, not a ranking of products. The cited findings do not compare named vendors or establish that any detector works against all deepfakes.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Leave a Reply

Your email address will not be published. Required fields are marked *

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

More post from the Money Desk

  1. The Money DeskBlogTheFinanceBase09 OCT 267 minMortgage Escrow FAQs: Taxes, Insurance, Shortages, and Refunds
  2. The Money DeskBlogTheFinanceBase09 OCT 265 minHow Mortgage Escrow Accounts Work and What Homeowners Pay For
  3. The Money DeskBlogTheFinanceBase09 OCT 265 minHow to Read a Stock Chart, Volume and Market-Cap Data
Recommended PC Tool
Recommended PC Tool
PC Slower Than It Used to Be?Free scan - under a minute
Outdated Drivers Are Slowing You DownFree scan - exact matches

Two free Windows tools

One Free Minute Could Fix That PC

Before you go - each of these free tools takes about a minute and tackles what quietly slows a Windows PC down.

Special offer. View Outbyte info, uninstall instructions, EULA, and Privacy Policy.