If you earned reportable interest in an Apple Card Savings account, look for a tax document by January 31. Apple says the document is available to customers with reportable interest; having an account alone does not guarantee that you will receive a form. The IRS’s $10 threshold for issuing an interest form is not a tax-free allowance: taxable interest must still be reported even if no form arrives.
Who gets an Apple Card Savings tax form?
Apple says Apple Card Savings tax documents are available by January 31 for customers with reportable interest. The IRS generally requires a payer to issue Form 1099-INT or Form 1099-OID when it pays a recipient $10 or more in interest. That threshold concerns information reporting; it does not mean smaller amounts of taxable interest can be left off a tax return.
Apple Card Savings is issued and provided by Goldman Sachs Bank USA, Salt Lake City Branch, according to Apple Support. The document relates to interest from the Savings account, not to the Apple Card credit card itself.
Do you have to report interest if no 1099 arrives?
Yes, if the interest is taxable. The IRS says, “You must report all your taxable interest income even if you do not receive a Form 1099-INT.” The absence of a form does not by itself establish that there was no interest or that it is exempt from reporting. See IRS Topic 403 for federal guidance on interest received.
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#1 Best Overall
- All-In-One Monthly Organizer: Keep all your important documents in one place with Sooez Accordion File Organizer. 13 pockets design works great for Monthly organizing and protecting all your important paperwork, bills, taxes, receipts, invoices and more. Perfect for letter size.
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Where to find your Apple Savings tax document
In the Wallet app on iPhone
- Open Wallet and tap Apple Card.
- Tap Savings account.
- Tap More, then Documents, then Tax Documents.
- If prompted, choose the tax year you need.
On the web
Apple also says you can sign in at card.apple.com/savings to download the tax document.
What if you did not certify an SSN or ITIN?
The Goldman Sachs Deposit Account Agreement says federal law requires reporting interest earned. It also says a customer who does not certify an SSN or ITIN during the application may be subject to backup withholding on taxable interest paid. If this applies to you, review your account documents and current tax instructions for how to handle the reported amounts.
Rank #2
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Keep the form date separate from your tax-return deadline
January 31 is Apple’s stated availability date for Savings tax documents when a customer has reportable interest. It is not the deadline for filing a federal income tax return. Use the correct tax year’s document and current IRS instructions when preparing your return; unusual circumstances or state filing questions may require advice from a tax professional.
Quick Recap
Best Value
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- Size: 13 x 10 x 0.7 inches. Fits A4 and letter-size paper, standard documents and filing needs.
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- Pre Printed Labels and Customizable labels: these pre printed label stickers have common tax categories, such as Medical Expenses, Employment Income, Rental Income, and more, we also included alphabet labels and customizable labels for your personal uses, please note that the customizable labels do not come with adhesive
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