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Repair Windows errors before they cause bigger problemsFix Now →Scan for outdated or missing drivers - takes under a minuteDriver Scan →Clear out junk files and repair common Windows errorsFree Scan →Chase is expected to become the issuer of Apple Card, but the change is not immediate. Apple and Chase announced the move on January 7, 2026, and estimate the transition will take approximately 24 months, subject to closing conditions and regulatory approvals. Until then, current cardholders can keep using and paying their cards as usual; Apple says they do not need to reapply or take migration action now.
What does the move from Goldman Sachs to Chase mean for Apple Card users?
It changes the bank that issues Apple Card, not what current customers need to do today. Goldman Sachs will continue servicing Apple Card users until the transition is complete. Apple says customers can manage their accounts in the Wallet app or at card.apple.com and continue making payments as they do now. Once the transition is complete, open-account balances will be with Chase. Apple’s transition FAQ says the handover is expected in approximately 24 months from the January 7, 2026 announcement; that is an estimate, not a fixed completion date.
Do I need to apply for a new Apple Card or do anything to migrate?
No. Apple says existing users do not need to apply again, and no migration action is required at this time. Apple says it will share more information directly with cardholders as the transition approaches. There is no need to close an account, replace a card, or change how you pay based on the announcement alone.
What happens to my balance, payments, and account management?
Continue paying your balance through your existing process and manage the account in Wallet or at card.apple.com while Goldman Sachs remains the servicer. Apple says open-account balances will be with Chase after the transition is complete. The announcement does not provide a new payment schedule or require customers to make a special payment now.
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#1 Best Overall
- Designed with both style and function in mind, the new iPhone FineWoven Wallet with MagSafe is the perfect way to keep your ID and credit cards close at hand.
- It supports Find My, so you can be notified of your wallet’s last known location if it gets separated from your phone.
- Made from durable micro-twill, the material has a smooth and seamless feel.
- The FineWoven material in this accessory is made from 100 per cent post-consumer recycled content and significantly reduces carbon emissions compared to leather.
- The wallet features strong built-in magnets that allow it to effortlessly snap into place on the back of your iPhone.
Will I need a new physical card or card number?
Apple says current physical Apple Cards remain usable during the transition. It has not confirmed whether card numbers or physical cards will change at handover, and says it will communicate any changes as the transition approaches. Until then, use your card normally rather than ordering or seeking a replacement.
Will Daily Cash, Mastercard, and Apple Card Monthly Installments change?
During the transition, Apple says cardholders will continue earning up to 3 percent unlimited Daily Cash, and Mastercard will remain the payment network. Apple Card Monthly Installments will remain available for eligible Apple purchases at Apple Store locations, apple.com, and the Apple Store app.
Rank #2
- Designed with both style and function in mind, the new iPhone FineWoven Wallet with MagSafe is the perfect way to keep your ID and credit cards close at hand.
- It supports Find My, so you can be notified of your wallet’s last known location if it gets separated from your phone.
- Made from durable micro-twill, the material has a smooth and seamless feel.
- The FineWoven material in this accessory is made from 100 per cent post-consumer recycled content and significantly reduces carbon emissions compared to leather.
- The wallet features strong built-in magnets that allow it to effortlessly snap into place on the back of your iPhone.
These are statements about the transition period, not a guarantee that every feature will remain identical after Chase takes over. Apple says the card will continue to have no annual, late, or foreign transaction fees. That does not mean all purchases are interest-free: the FAQ lists a variable APR and says purchases outside Apple Card Monthly Installments accrue interest under the applicable terms.
What will happen to my Apple Card Savings account?
Apple says users will continue to have access to Savings during the transition, but has not yet detailed what happens after handover. Current Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, subject to eligibility. Apple has not said that those accounts will automatically transfer to Chase, so do not assume the Savings account and Apple Card will move together.
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Rank #3
- Designed with both style and function in mind, the new iPhone FineWoven Wallet with MagSafe is the perfect way to keep your ID and credit cards close at hand.
- It supports Find My, so you can be notified of your wallet’s last known location if it gets separated from your phone.
- Made from durable micro-twill, the material has a smooth and seamless feel.
- The FineWoven material in this accessory is made from 100 per cent post-consumer recycled content and significantly reduces carbon emissions compared to leather.
- The wallet features strong built-in magnets that allow it to effortlessly snap into place on the back of your iPhone.
Who will service my account, and what happens to my credit report?
Goldman Sachs remains the Apple Card servicer until the transition is complete. Apple says credit reports will update to show Chase as the issuer after the transition. It has not specified the reporting timetable for an individual customer or promised a particular effect on credit scores; the issuer-name update alone does not establish that a score will rise or fall.
What has Apple said about privacy and account data?
Apple says its privacy and security commitment remains unchanged and that it is working with both banks on the data transition. That is Apple’s stated commitment; it is not a public description of every technical safeguard or data-handling detail involved in the handover.
Rank #4
- Ultra Thin & Lightweight: Compatible with Apple AirTag (1st & 2nd Generation). This AirTag wallet card holder is only 0.1 inches thick and weighs just 7.8g, making it slim and lightweight for everyday carry. Designed to securely hold your AirTag. Note: AirTag is not included.
- Design Inspiration：The design is inspired by water ripples, symbolizing unlimited opportunities and good luck.
- Safety and Practical:Just press the tag lightly into the Wallet Card Case, and tag can be easily be slided into the wallet like a credit card. It also keeps your wallet from getting a weird imprint, and your cards from getting bent around the Tag. All in all, you don't have to worry about it being deformed or broken easily during use.
- Hign Quality:Compatible with Airtag wallet case is made of high quality ABS+PC material, It will still not affect its receiving signal.
- Wide Use:Compatible with Airtag wallet holder can be used for wallets, handbags, Backpack，business card holders, ID bags, Clutch Bag, etc.
What is confirmed now, and what is still pending?
| Topic | Confirmed for the transition period | Not yet settled for handover |
|---|---|---|
| Timing | Apple and Chase estimate approximately 24 months from January 7, 2026. | Exact completion date; the estimate is subject to closing conditions and regulatory approvals. |
| Servicing and payments | Goldman Sachs continues servicing; customers can keep using and paying their cards as usual. | Specific handover instructions and timing for individual accounts. |
| Physical card and number | Current physical cards remain usable during the transition. | Whether cards or numbers will change. |
| Rewards and network | Up to 3 percent unlimited Daily Cash continues during the transition, and Mastercard remains the network. | Whether terms or features change after the transition. |
| Savings | Users retain access during the transition; current accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, subject to eligibility. | Post-transition arrangements, including whether any account moves to Chase. |
| Credit reporting | Apple says reports will show Chase as issuer after the transition. | Individual reporting dates and any effect on a customer’s credit score. |
Apple’s official Apple Card Issuer Transition FAQ is the place to check for updated instructions as the handover approaches. The initial announcement is also available in the Apple Newsroom.
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