As of October 8, 2026, two Apple Card sign-up offers are documented: a public $100 Daily Cash bonus and a separate $250 offer through Credit Karma. They are different application paths, not two bonuses every applicant can choose between. The $250 offer is limited to people who receive it directly and apply through Credit Karma.
Apple Card bonus offers at a glance
| Offer | Qualifying spend and deadline | Who can apply, and how | How the bonus is earned |
|---|---|---|---|
| $100 public offer | Spend at least $100 within 30 days of opening the account. | Apply through Apple’s designated promotion link. Apple says the offer may not be available through other channels. | $100 in Daily Cash after $100 in qualifying transactions have posted. |
| $250 Credit Karma offer | Spend at least $2,500 in qualifying purchases within 90 days of opening the account. | You must receive the offer directly and open the account through Credit Karma’s marketplace. | $250 in Daily Cash after $2,500 in qualifying purchases have posted. |
Both offers are subject to credit approval and may change. Their terms exclude applicants who previously had Apple Card or have another Apple Card application pending or approved. Purchases made by Apple Card Family Co-Owners or Participants do not count toward the applicant’s qualifying spend. See the Apple public offer terms and Credit Karma offer terms for the exact conditions.
| # | Preview | Product | Price | |
|---|---|---|---|---|
| 1 |
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$500 Apple Gift Card—Email Delivery | $500.00 | Buy on Amazon |
| 2 |
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$100 Apple Gift Card—Email Delivery | $100.00 | Buy on Amazon |
| 3 |
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$15 Apple Gift Card—Email Delivery | $15.00 | Buy on Amazon |
| 4 |
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Apple Physical Gift Card | $100.00 | Buy on Amazon |
| 5 |
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$500 Apple Gift Card—Email Delivery - Season's greetings | $500.00 | Buy on Amazon |
Which offer can you get?
The public $100 offer is presented through Apple’s promotion link, but Apple warns it may not be available through other application channels. The $250 offer is not a general public alternative: its terms require that you receive it directly and apply through Credit Karma’s marketplace. Do not assume you can access both, or that the larger offer will appear for you.
Before applying, check the offer and terms shown on the channel you intend to use. Choose based on the offer you can actually access and whether you would make the required purchases anyway—not just the headline bonus.
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- For all things Apple - products, accessories, apps, games, music, movies, TV shows, iCloud+, and more.
- Perfect for App Store purchases and subscriptions—get apps, games, music, movies, TV shows, and more.
- The perfect gift to say happy birthday, thank you, congratulations, and more.
- Available in $15 - 500, Card delivered via email or SMS
- Use it for purchases at any Apple Store location, on the Apple Store app, apple.com, the App Store, iTunes, Apple Music, Apple TV, Apple News+, Apple Books, Apple Arcade, iCloud+, Fitness+, Apple One, and other Apple properties in US only
How the spending deadline and payout work
The clock starts when the account is opened. For either offer, qualifying transactions must post by the applicable deadline; a purchase that has not posted in time may not count. Merchant posting times vary. Returns and refunds can lead to a Daily Cash adjustment, and Apple says an additional purchase may qualify for delayed re-fulfillment after an adjustment related to a return.
The bonus is Daily Cash, not points. Under the public offer terms, it can be sent to Apple Cash or an Apple Card Savings account; if neither destination is set up, you may request it as a statement credit. Apple Support explains how to view Rewards & Offers in Wallet and select a Daily Cash destination. Apple Cash and Savings have separate eligibility requirements, so not every cardholder should assume every destination is available. Apple Support: Daily Cash
Rank #2
- For all things Apple - products, accessories, apps, games, music, movies, TV shows, iCloud+, and more.
- Perfect for App Store purchases and subscriptions—get apps, games, music, movies, TV shows, and more.
- The perfect gift to say happy birthday, thank you, congratulations, and more.
- Available in $15 - 500, Card delivered via email or SMS
- Use it for purchases at any Apple Store location, on the Apple Store app, apple.com, the App Store, iTunes, Apple Music, Apple TV, Apple News+, Apple Books, Apple Arcade, iCloud+, Fitness+, Apple One, and other Apple properties in US only
Consider the cost of borrowing before chasing a bonus
Apple’s public offer page lists a variable APR of 17.49%–27.74% based on creditworthiness, with rates as of July 1, 2026. Apple also says accepting an approved Apple Card offer results in a hard inquiry that may affect your credit score. Carrying a balance or spending beyond your plans can outweigh the value of a Daily Cash bonus. The offers require credit approval.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Separate Uber promotion is not a sign-up bonus
Apple also lists a merchant-use promotion: $5 in Bonus Daily Cash after three qualifying purchases of at least $10 from September 2 through November 1, 2026. The same page advertises a six-month Uber One trial when signing up through its link with Apple Card and Apple Pay; afterward, the subscription renews automatically at $9.99 per month. This is separate from the two acquisition bonuses. Tips added after a ride or order is completed may not count toward the transaction minimum. Apple Card Uber offer
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Best Value
- For all things Apple - products, accessories, apps, games, music, movies, TV shows, iCloud+, and more.
- Perfect for App Store purchases and subscriptions—get apps, games, music, movies, TV shows, and more.
- The perfect gift to say happy birthday, thank you, congratulations, and more.
- Available in $15 - 500, Card delivered via email or SMS
- Use it for purchases at any Apple Store location, on the Apple Store app, apple.com, the App Store, iTunes, Apple Music, Apple TV, Apple News+, Apple Books, Apple Arcade, iCloud+, Fitness+, Apple One, and other Apple properties in US only
Rank #4
- For all things Apple - products, accessories, apps, games, music, movies, TV shows, iCloud+, and more.
- Perfect for App Store purchases and subscriptions—get apps, games, music, movies, TV shows, and more.
- The perfect gift to say happy birthday, thank you, congratulations, and more.
- Available in $100 and $200, Card delivered via mail.
- Use it for purchases at any Apple Store location, on the Apple Store app, apple.com, the App Store, iTunes, Apple Music, Apple TV, Apple News+, Apple Books, Apple Arcade, iCloud+, Fitness+, Apple One, and other Apple properties in US only
Rank #3
- For all things Apple - products, accessories, apps, games, music, movies, TV shows, iCloud+, and more.
- Perfect for App Store purchases and subscriptions—get apps, games, music, movies, TV shows, and more.
- The perfect gift to say happy birthday, thank you, congratulations, and more.
- Available in $15 - 500, Card delivered via email or SMS
- Use it for purchases at any Apple Store location, on the Apple Store app, apple.com, the App Store, iTunes, Apple Music, Apple TV, Apple News+, Apple Books, Apple Arcade, iCloud+, Fitness+, Apple One, and other Apple properties in US only
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
