Apple’s Spend Get Offer promotion offers eligible new Apple Card holders $75 in Daily Cash after they apply through Apple’s promotion link or Credit Karma’s marketplace and make at least $75 in qualifying purchases within 30 days of opening the account. Approval is required, and the offer may not be available through other application channels.
How do I get the $75 Apple Card bonus?
- Apply through the channel named in the Apple Spend Get Offer terms: Apple’s promotion link or Credit Karma’s marketplace. Applying elsewhere may not qualify.
- If approved, open the new Apple Card account and make at least $75 in qualifying purchases within 30 days of account opening.
- Allow time for the transactions to post. Apple says it transfers the $75 bonus as Daily Cash once $75 worth of transactions have posted; posting times vary by merchant.
The offer is subject to credit approval and may change at any time. Apple’s terms do not state a fixed expiration date, so check the terms and offer displayed when you apply.
Who is eligible—and what purchases count?
The Spend Get Offer promotion is for eligible new applicants. Apple’s terms exclude people who have previously had Apple Card and applicants with another Apple Card application pending or already approved. The offer is limited to one acquisition promotion per new account.
Purchases must be made by the new account holder. Purchases by Apple Card Family Co-Owners and Participants do not count toward the qualifying spend. Returns or refunds during the purchase period may result in a Daily Cash adjustment, so a purchase that is later reversed may not leave you with the expected reward.
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Do I have to spend $75, and how long do I have?
For the Spend Get Offer promotion, yes: Apple’s terms require at least $75 in qualifying purchases within 30 days of opening the new account. The clock starts when the account is opened, and the transactions must post; the time this takes depends on the merchant. Avoid waiting until the last day, because a purchase that has not posted in time may not satisfy the condition.
What does the $75 bonus pay out as?
The reward is Daily Cash, not an unconditional $75 cash payment. Apple says the bonus is transferred once $75 worth of transactions have posted. Daily Cash can go to an Apple Cash account or an Apple Savings account; if neither is set up, Apple says it may be applied as a statement credit upon request. Returns and refunds can lead to an adjustment.
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- Designed with both style and function in mind, the new iPhone FineWoven Wallet with MagSafe is the perfect way to keep your ID and credit cards close at hand.
- It supports Find My, so you can be notified of your wallet’s last known location if it gets separated from your phone.
- Made from durable micro-twill, the material has a smooth and seamless feel.
- The FineWoven material in this accessory is made from 100 per cent post-consumer recycled content and significantly reduces carbon emissions compared to leather.
- The wallet features strong built-in magnets that allow it to effortlessly snap into place on the back of your iPhone.
Is the referral offer the same promotion?
No. Apple separately advertises a referral offer for $75 in Daily Cash after applying through a referral link and making a purchase within 30 days. Its wording does not state the same $75 qualifying-spend threshold as the Spend Get Offer. The referral terms also exclude purchases by Family Participants and Co-Owners and warn that a return can lead to a $75 adjustment. Do not assume that the channel, spending requirement, or other terms of one offer apply to the other; review the terms attached to the specific link you use.
Apple’s official pages for the two offers are Spend Get Offer and Refer Daily Cash.
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- Designed with both style and function in mind, the new iPhone FineWoven Wallet with MagSafe is the perfect way to keep your ID and credit cards close at hand.
- It supports Find My, so you can be notified of your wallet’s last known location if it gets separated from your phone.
- Made from durable micro-twill, the material has a smooth and seamless feel.
- The FineWoven material in this accessory is made from 100 per cent post-consumer recycled content and significantly reduces carbon emissions compared to leather.
- The wallet features strong built-in magnets that allow it to effortlessly snap into place on the back of your iPhone.
Does applying affect your credit score?
Apple says checking whether you see an offer does not itself affect your score. If you accept an approved Apple Card offer, however, Apple says that results in a hard inquiry, which may affect your credit score. See Apple’s application information for its disclosure.
Apple’s application page lists a variable APR of 17.49% to 27.74% for new accounts as of July 1, 2026; an individual rate depends on creditworthiness. If you might carry a balance, interest costs could outweigh the $75 reward. Do not spend extra or borrow at interest just to qualify.
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What to check before applying
- Confirm that the application link or marketplace is the one specified for the offer you want.
- Make sure you have not previously had Apple Card and do not have another application pending or approved.
- Plan at least $75 of ordinary purchases that you can make and have post within 30 days of opening the account.
- Read the live offer terms before applying, since Apple says they can change at any time.
- Weigh the hard inquiry and potential APR against your ability to pay the balance in full; the bonus does not make interest-bearing spending worthwhile.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
