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Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Clear out junk files and repair common Windows errorsFree Scan →Scan for outdated or missing drivers - takes under a minuteDriver Scan →To check whether an account aggregator is registered with the Reserve Bank of India (RBI), find the company’s exact legal name in RBI’s current list of registered NBFCs and confirm it is classified as an NBFC-Account Aggregator (NBFC-AA). Then check the list’s publication date and relevant RBI status information, including cancellations. A familiar app name, a historical listing or an appearance in an ecosystem directory is not proof of current registration.
Find the RBI’s official NBFC list
Start at the RBI’s NBFC information page and open its current list of registered NBFCs. RBI says its NBFC section also provides lists relating to rejected, cancelled and vanishing companies. Use RBI’s own published information to verify regulatory status rather than relying on a provider’s marketing or a third-party directory.
Check the provider’s legal company name
- Ask who legally operates the service. Request the company’s full legal name from the provider. An app or service brand may differ from the name recorded by RBI.
- Search the registered-NBFC list for that exact name. Confirm the match is not merely a similarly named company.
- Check the classification. The relevant category is NBFC-AA, not another NBFC category or a different role in the account-aggregator ecosystem.
- Read the list’s as-of or publication date. Check relevant RBI status information, including cancellations, so you do not mistake an old entry for confirmation of current status.
RBI’s Master Direction says a company may not commence or carry on account-aggregator business without an RBI certificate of registration, subject to a limited exception for certain entities regulated by another financial-sector regulator that aggregate only information from that sector. See the RBI Master Direction on Non-Banking Financial Company – Account Aggregator.
What to do if you cannot confirm a match
If the legal name is absent, the classification is unclear, or the provider’s brand does not match the listed company, ask the provider to identify the legal operator and explain its RBI registration evidence. Check the current RBI information again before sharing financial information. An unclear or missing match is not confirmation that the brand is registered.
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#1 Best Overall
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Keep registration separate from ecosystem participation
The AA framework involves different roles, including the Account Aggregator itself, Financial Information Providers (FIPs) and Financial Information Users (FIUs). RBI’s FAME consumer material describes information sharing under customer instructions and consent. A company’s appearance as a FIP or FIU in an ecosystem directory does not, by itself, show that it is an RBI-registered NBFC-AA. Sahamati’s Account Aggregator material can help explain the ecosystem, but RBI records are the authority for checking RBI registration.
Registration does not replace your consent decision
RBI’s consumer material says, “Account Aggregators will share information with lending banks and NBFCs only on receiving clear instructions from you.” Verify registration and review each consent request separately: understand what information is requested and the stated purpose before deciding whether to approve it.
Rank #2
How to interpret published counts
The Ministry of Finance’s Department of Financial Services reports that RBI had granted certificates to 17 companies as AAs. Its page presents that count with framework progress as of 2026-03-31; it is dated context, not a live check of a particular company’s status.
The same progress update reports 179 financial institutions live as FIPs, 989 live as FIUs, more than 2.88 billion financial accounts enabled and 284.6 million accounts linked. The figures are attributed to Sahamati and describe the ecosystem’s scale, not proof that a named provider holds current RBI registration. See the Department of Financial Services’ Account Aggregator Framework page.
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Rank #3
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Compare providers on evidence, not just the label
If you are comparing services, check each provider independently. Compare the exact legal company behind the brand, its NBFC-AA classification and RBI evidence, the status information and its date, and the scope and purpose of the consent it requests. Registration is an important regulatory check, but it does not by itself establish which service is the right choice for you.
Quick Recap
Best Value
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Rank #4
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