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Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →Service 1st Federal Credit Union was founded in 1975 and celebrated its 50th anniversary in 2025—not 100 years in business. Based in Danville, Pennsylvania, it began serving Geisinger Medical Center employees and has since grown into a broader financial-services institution. Its 2025 annual report documents growth in membership, lending and deposits, alongside community and financial-education work.
Is Service 1st really 100 years old?
No. Service 1st Federal Credit Union’s official history says it was chartered on August 25, 1975, and its 2025 annual report describes that year as its 50th anniversary. The available official history does not support a centennial claim. Service 1st’s history page traces its start to Geisinger Employees Federal Credit Union.
How the credit union began
Employees of Geisinger Medical Center organized the credit union in Danville, Pennsylvania, led by Barbara Criswell. In its earliest days, volunteers opened accounts at a table in the hospital cafeteria. The annual report says the founding mission—to provide financial services as members’ needs change, through relationships grounded in trust, dignity and respect—remains unchanged.
What “beyond mortgage lending” means
Service 1st is presented as a provider of personal and business banking, not only home loans. Its homepage also features calculators for vehicle, mortgage and home equity loans. Those tools indicate the lending areas highlighted by the institution, but the available information here does not establish a complete current catalog of accounts or loans. Check the credit union’s current service pages for product details, eligibility, rates and terms before making a decision. Service 1st’s homepage is the starting point.
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- Compact and Sturdy: These checkbook registers offer clear pages with 17 lines each, making it easy to track account withdrawals; The bold layout and spacious rows and columns (0.32 in wide) provide a comfortable writing experience
- Simplify financial management: The Casmonal account books help you effortlessly remember automatic deductions, dodge overdraft risks, and gain insight into your spending patterns, making financial tracking simple and clear
- Financial instruments: These transaction Registers simplifie your financial monitoring, helping you easily manage your balance, precisely budget, and work towards your financial goals; It's a convenient tool for achieving financial success
- Personal and Small Business Finances: The check register simplifies tracking of payments and deposits, equipped with columns for item numbers, transactions, and balances, making it an ideal tool for managing both personal and small business finances
- Small and Portable: These compact 6x3 inches checkbooks are perfect for on-the-go financial tracking and feature a stylish calendar from 2026 to 2028, guiding you through a better financial journey
What the 2025 annual report says about growth
The following are figures reported by Service 1st in its 2025 annual report; they are institutional annual-report figures, not independent comparisons with other credit unions.
- Assets grew 10.4% in 2025.
- Deposits grew 13.4% in 2025.
- Loans grew 9.9% in 2025.
- Net worth was reported at 11.3% in 2025.
- The credit union said it returned $11.4 million to members as dividends in 2025.
- It welcomed its 50,000th member in 2025.
The report also describes work to expand use of interactive teller machines and continue developing digital banking and digital-center capabilities. It does not, by itself, establish that every digital feature is available to every member or in every location.
Rank #2
- 12 Easy Read Register Checkbook Transaction Registers: Balance your check account withdrawals with this checkbook register featuring 16 lines per pages. This thicker body paper is small enough to carry in your pocket or wallet. Column headings are bold easy to read.
- Made in the USA. Each register has 444 lines. Lines are gray in color. Standard checkbook registers having Item No. Date, Description of Transaction, Payment Debit, Deposit Credit and Balance Column.
- High-quality ink print is easy on the eyes and a great booklet for easy insertion into your checkbook.
- Calendars on Back: Check register has up-to date 2025-2026-2027 calendars printed on the back.
- Checkbook Measures: Checkbook register measures 6x3 inches.
Community and financial education
Service 1st reported more than $570,000 in nonprofit contributions during 2025. Its annual report also says it held 18 high school financial reality fairs that year, with 1,890 students engaged at one fair. These are credit-union-reported community and education figures.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Berwick branch: announced plan, not confirmed opening
Service 1st’s homepage announced a planned office at 2295 West Front Street in Berwick, Pennsylvania, and described it as the credit union’s 13th branch. The announcement establishes a plan, not that the office has opened. Verify the current location and hours with Service 1st before visiting.
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Quick Recap
Best Value
- Practical set configuration: One set is equipped with 12 check registers, which can meet the needs of both long-term personal use and frequent transaction recording in small businesses, reducing the trouble of repeated purchases and being economical.
- Exclusive personal checkbook design: Crafted specifically for personal checkbooks, the 6"×3" size makes it easy to carry around, allowing individuals to record check transaction details at any time and effectively manage their personal finances.
- Wide range of financial scenarios: Applicable to a variety of financial scenarios, including personal and commercial banking, savings accounts, deposits, and credit card transaction records, fully meeting the recording needs of various financial activities.
- Flexible Blank Ledger Format: The blank ledger format provides you with great flexibility. You can freely set record items based on the characteristics of different financial businesses. Whether it is simple income and expenditure records or complex multi-category transaction details, you can easily handle it and achieve personalized records.
- Efficient Financial Management Assistant: As a professional transaction register, it helps you manage your finances efficiently. By recording every transaction in detail, you can clearly understand the flow of funds and accurately grasp your account balances, providing a strong basis for rational financial planning.
Rank #4
- Compact and Sturdy: These checkbook registers offer clear pages with 17 lines each, making it easy to track account withdrawals; The bold layout and spacious rows and columns (0.32 in wide) provide a comfortable writing experience
- Simplify financial management: The Casmonal account books help you effortlessly remember automatic deductions, dodge overdraft risks, and gain insight into your spending patterns, making financial tracking simple and clear
- Financial instruments: These transaction Registers simplifie your financial monitoring, helping you easily manage your balance, precisely budget, and work towards your financial goals; It's a convenient tool for achieving financial success
- Personal and Small Business Finances: The check register simplifies tracking of payments and deposits, equipped with columns for item numbers, transactions, and balances, making it an ideal tool for managing both personal and small business finances
- Small and Portable: These compact 6x3 inches checkbooks are perfect for on-the-go financial tracking and feature a stylish calendar from 2026 to 2028, guiding you through a better financial journey
Rank #3
- 24 Easy Read Checkbook Registers for Personal Checkbook
- Standard checkbook register measuring 3" x 6".
- The white and blue background makes recording clearer and less prone to eye fatigue.
What to verify before choosing a service
- For a mortgage or another loan, confirm current rates, fees, terms and eligibility directly with the credit union; the figures above are annual-report measures, not consumer rates.
- For a branch visit, check the current branch directory and opening status, particularly for the planned Berwick location.
- For digital banking, ask which services and teller-machine features are available to you and whether any enrollment or access requirements apply.
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