Bank of India Flexi Cap Fund ranked first in Mint’s comparison of direct-growth flexi-cap schemes for year-to-date (YTD), three-year and five-year returns, using performance data dated 5 October 2026. The top five changed across the longer-term periods, so the rankings are snapshots of past performance—not forecasts or personalized recommendations.
Top flexi-cap funds by returns as of 5 October 2026
Mint published the comparison on 6 October 2026. It covered direct-growth schemes with at least one year of track record as of that date. Mint attributed YTD returns to Morningstar and three- and five-year returns to Value Research. Figures below are reported by Mint, not recalculated here. Source: Mint
YTD returns
YTD is the return from the start of 2026 through the stated data date; it is not an annualised return.
| Rank | Fund | YTD return |
|---|---|---|
| 1 | Bank of India Flexi Cap Fund | 8.39% |
| 2 | Taurus Flexi Cap Fund | 6.94% |
| 3 | ITI Flexi Cap Fund | 6.92% |
| 4 | 360 ONE Flexicap Fund | 6.70% |
| 5 | Quant Flexi Cap Fund | 6.01% |
Mint’s YTD figures are attributed to Morningstar and are dated 5 October 2026. Mint’s comparison
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Three-year annualised returns
Annualised returns express the compounded yearly rate over the full three-year period; they do not mean the fund earned the same return in each individual year.
| Rank | Fund | Three-year annualised return |
|---|---|---|
| 1 | Bank of India Flexi Cap Fund | 18.68% |
| 2 | ITI Flexi Cap Fund | 18.15% |
| 3 | Motilal Oswal Flexi Cap Fund | 17.58% |
| 4 | 360 ONE Flexicap Fund | 16.87% |
| 5 | Invesco India Flexi Cap Fund | 16.32% |
Mint attributes these three-year figures to Value Research, with data dated 5 October 2026. Mint’s comparison
Five-year annualised returns
| Rank | Fund | Five-year annualised return |
|---|---|---|
| 1 | Bank of India Flexi Cap Fund | 15.98% |
| 2 | HDFC Flexi Cap Fund | 15.15% |
| 3 | JM Flexicap Fund | 14.19% |
| 4 | ICICI Prudential Flexicap Fund | 13.94% |
| 5 | Quant Flexi Cap Fund | 13.42% |
Mint attributes these five-year figures to Value Research, with data dated 5 October 2026. ITI Flexi Cap and 360 ONE Flexicap do not appear in this list because Mint says they did not have a five-year track record in its comparison. Mint’s comparison
What the rankings do—and do not—show
Bank of India Flexi Cap Fund leads all three windows in this particular comparison, but the other names and their order vary with the measurement period. A YTD result captures a short portion of one calendar year; three- and five-year annualised results describe different, longer spans. A top rank in one window does not establish consistent leadership or indicate which scheme is right for a particular investor.
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1Fix the driver behind crashes, sound loss and screen glitches2Repair Windows errors before they cause bigger problems3Scan for outdated or missing drivers - takes under a minuteA separate WealthTicker table reports direct-plan growth calculations based on AMFI NAV history through 5 October 2026: 18.7% three-year CAGR and 16.0% five-year CAGR for Bank of India Flexi Cap Fund. Those rounded figures are close to Mint’s 18.68% and 15.98%, respectively, but they come from a separate presentation and should not be merged into Mint’s rankings. WealthTicker’s direct-plan table
Check plan, option and date before comparing funds
Mutual-fund performance can differ by plan and option. Mint’s comparison is specifically for direct-growth schemes. Bank of India Mutual Fund’s official scheme page presents performance by plan and option, so its regular-growth figures are not a like-for-like replacement for the direct-growth figures above. Bank of India Mutual Fund scheme page
Before relying on a return figure, verify that the comparison uses the same:
- Plan: direct or regular.
- Option: growth or a distribution option.
- NAV date: the date through which performance is measured.
- Period and method: YTD versus annualised multi-year return, and the calculation basis.
- Track record: whether the scheme has operated for the whole period being compared.
For further checking, SEBI’s mutual-fund resources page directs investors to AMFI performance and NAV-history resources. SEBI mutual-fund resources
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What a flexi-cap fund invests in
Flexi-cap funds can invest across large-, mid- and small-cap stocks. Bank of India Mutual Fund describes its Flexi Cap Fund as investing predominantly in equity and equity-related securities, with a long-term capital appreciation objective. That mandate describes the scheme’s investment approach; it does not guarantee a particular return. Bank of India Mutual Fund scheme page
How to use a performance table in an investment decision
- Use rankings to identify schemes for further review, not as a stand-alone buy signal.
- Compare like-for-like plan, option, dates and return periods before drawing conclusions.
- Consider whether the fund’s investment approach and risk fit your goals and time horizon; the tables alone do not answer that question.
- Read the scheme’s current documents and disclosures before investing.
Bank of India Mutual Fund cautions: “Past performance may or may not be sustained in the future”. Bank of India Mutual Fund scheme page
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