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One free scan finds every outdated or missing driver and matches the right update for your exact hardware.Free scan · exact hardware matchMortgage-servicing software company Valon announced a $150 million Series D on October 5, 2026, at a $2.3 billion valuation. The company says it will use the funding to develop ValonOS and expand its teams as it brings AI-powered tools to institutional mortgage servicers. The often-cited $13 trillion market figure comes from a Newrez and Rithm announcement; its calculation and scope are not explained in the available material.
What Valon’s $2.3 billion valuation means
Valon said its Series D valued the company at $2.3 billion—double its prior valuation—and raised $150 million. Ribbit Capital joined as a new investor, while Andreessen Horowitz and other existing investors also participated. Valon said it plans to put the capital toward product development and hiring. Valon’s October 5, 2026 announcement is the source for the financing and valuation figures; they are company-reported, not independently verified in the cited material.
What Valon does—and who uses it
Founded in 2019, Valon first built and operated a mortgage-servicing business on its own platform, then began selling its technology to other servicers. Its product, ValonOS, is enterprise software for institutions that manage mortgage accounts. It is not a consumer mortgage application, nor does the funding announcement describe it as a product homeowners use directly.
Mortgage servicing covers the operational work after a loan is made: handling payments, managing escrow, maintaining account records, communicating with homeowners, and meeting investor and regulatory requirements. Valon presents ValonOS as a system of record that connects loan data, financial activity and money movement, workflows, compliance logic, and audit history. The company says this shared context is what allows AI agents to work within servicing operations.
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- Loan Amortization and Remaining Balances
- Instant Principal, Interest, Interest Only and Total Payments
- Future Values
- Date math function
Valon’s announcement names Newrez, Carrington Mortgage Services, and ServiceMac among institutions associated with the platform. It said ServiceMac and Carrington—two of the ten largest U.S. servicers—were live on ValonOS at the time of the announcement. These deployment and adoption details come from Valon.
How Valon says its AI agents work
The company describes agents that can answer homeowner emails, allocate payments, and run escrow analyses. Valon also says ValonOS supports investor reporting, operational workflows, and compliance logic. Its stated approach is to have agents act within existing workflows, data, and controls, with actions recorded for review. These are vendor descriptions of product capabilities, not independent evidence of accuracy, safety, or regulatory certification.
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- SPEAKS YOUR LANGUAGE: Keys clearly labeled in residential mortgage finance terms like Loan AMT, Int, Term, PMT. This industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and much more
- CONFIDENTLY AND EASILY SOLVES: All your clients' financial questions whether they are buyers, sellers, investors or renters. Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer. Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions
- DEDICATED BUYER QUALIFYING KEYS: Enter client's income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
- FIGURE OUT THE RIGHT LOAN: At the press of a button for jumbo, conventional, FHA/VA, or even 80:10:10 or 80:15:5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform what if loan or tvm calculations Find loan amount, term, interest or PITI or PI payments
- BECOME AN INVALUABLE RESOURCE: Reduce your clients' confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket User's Guide, and long-life batteries
For a mortgage servicer, the practical question is not simply whether an AI agent can complete a task. It is whether the system has the right account context, follows the applicable workflow, records what it did, and routes unusual cases for human attention. Valon says its platform provides the structured records and audit trail for this work; the cited material does not provide independent performance measurements or detail how exceptions are handled.
What the $13 trillion market figure refers to
In February 2026, Newrez and Rithm described the mortgage-servicing industry as a “$13 trillion” market in an announcement about their partnership with Valon. The announcement does not explain the calculation or define the figure’s scope. It should therefore be read as the companies’ characterization—not as an independently verified estimate of servicing revenue, or a clearly defined measure of the market. The Newrez announcement said Newrez planned to begin transitioning to ValonOS in 2027, with the technology intended to reach more than four million homeowners. That was a future deployment plan, not confirmation that the migration had occurred.
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- DEDICATED FUNCTION KEYS for Quick Financial Solutions: Clearly labeled function keys enable you to quickly and confidently provide financial answers and options for your clients, whether in the office, in the car or at an open house. Compare loan options and provide payment solutions to give your client choices
- INSTANT FINANCIAL PROBLEM SOLVING: Solve the financial questions your clients have whether they are buyers, investors or renters; increase your perceived professionalism and close more home sales by quickly answering real estate finance problems including remaining balances
- RESIDENTIAL REAL ESTATE FINANCE TERMS: Keys labeled in residential real estate finance terms like Loan AMT, Int, Term, PMT; Calculator is super easy to use to determine a mortgage loan that works for your client
- VERSATILE LOAN CALCULATION OPTIONS: Calculate 80:10:10 or 80:15:5 combo loans at the press of a button; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices
- COMES COMPLETE: Comes with a protective slide cover, quick reference guide, pocket user's guide, two long-life batteries, and 1-year warranty
What Valon’s adoption claims do—and don’t—show
Valon reported that within six months of ValonOS’s industry launch it had more than $200 million in contracted annual recurring revenue and that one in six outstanding U.S. mortgages was under contract to run on the platform. “Under contract” does not mean every covered loan had already migrated or was being serviced on ValonOS. The claims are from Valon’s announcement and are not independently audited in the cited material.
Valon’s homepage also reports more than $200 billion in unpaid principal balance on the platform and says servicing costs are three times lower than the industry. The page does not state an as-of date for the balance or provide a comparison methodology for the cost claim. Those figures should be treated as company claims, not validated results. Valon’s homepage is the source for these statements.
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- SPEAKS YOUR LANGUAGE: Keys clearly labeled in residential mortgage finance terms like Loan Amt, Int, Term, Pmt; this industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and more
- CONFIDENTLY AND EASILY SOLVE: Clients' financial questions whether they're buyers, sellers, investors or renters. Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer. Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions from PITI Payments to IRR, NPV and Cashflows
- DEDICATED BUYER QUALIFYING KEYS: Enter client's income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
- FIGURE OUT THE RIGHT LOAN: For your client at the press of a button for jumbo, conventional, FHA/VA, or even 80:10:10 or 80:15:5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform what if loan or TVM calculations find loan amount, term, interest or PITI or PI payments
- BECOME AN INVALUABLE RESOURCE: To your clients by reducing their confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket user's guide, and long-life battery
What to watch as adoption grows
A large valuation and signed contracts do not by themselves establish that a new servicing platform will lower costs or improve outcomes for homeowners. Relevant evidence will include completed migrations, measured operating results, and how the platform handles complex or unusual accounts.
- Migration progress: whether planned transitions, including Newrez’s, begin and proceed as announced.
- Measured outcomes: independently comparable data on cost to service, error rates, response times, and payment or escrow handling.
- Controls and oversight: how agents’ decisions are logged, reviewed, corrected, and escalated when a case falls outside standard workflows.
- Operational resilience: how servicers manage integration, compliance changes, and continuity if they rely on a new core system.
Those are the questions that can show whether Valon’s approach delivers durable benefits beyond the company’s reported growth and product claims.
Quick Recap
Best Value
- Extra large 12-digit angled display.
- Loan Wizard.
- Automatic Tax Keys.
- Selectable decimal setting.
- Input any three loan variables to compute the fourth.
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