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What did Revolut announce?
At a London event on November 22, 2024, Revolut set out a 2025 product vision. It said it planned to introduce mortgages first in Lithuania, then in Ireland and France during 2025; launch branded ATMs in Spain; and offer a first Revolut Business credit product in Europe. These were company plans at the time, not proof of later availability. Revolut’s announcement described the mortgage as a fully digital service, with a goal of instant approval in principle and a final offer within one business day, subject to valuation and required checks.
Revolut CEO and co-founder Nik Storonsky said, “2024 has been a significant year for Revolut, with millions of new accounts opened and innovative products launched across our markets. 2025 will be bigger and better.” That statement expressed the company’s vision; it did not establish that every announced product subsequently launched.
When did Revolut launch mortgages, and where?
Revolut’s 2025 annual reporting says it introduced mortgages in Lithuania. The rollout began in early 2025 and was gradual: the product initially focused on refinancing, then added mortgages for new home buyers by the end of the year. In March 2026, Revolut described the Lithuanian refinancing application as fully digital, with real-time updates in the app. The company’s annual-report summary and its March 2026 results announcement provide those retrospective details.
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The announcement’s one-business-day final-offer target was conditional on property valuation and necessary checks, not a guaranteed turnaround for every applicant. The sources reviewed do not confirm mortgage launches in Ireland or France, nor do they set out current eligibility criteria, rates, fees or a comparable approval-time commitment.
Where can you use Revolut ATMs?
Spain was Revolut’s first ATM market. Its June 2025 launch announcement described an initial 50 machines for Madrid and Barcelona and a longer-term plan for up to 200 in Spain. Separately, Revolut’s 2025 annual report says it had 50 ATMs across Spain. The announced target of up to 200 should not be mistaken for a confirmed deployed total. Revolut’s June 2025 launch notice described an in-app map for locating machines; check the app for current locations.
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What the machines were announced to do
At launch, Revolut listed cash withdrawals, dispensing a physical card, and contactless access. The announcement said card dispensing was free and limited to one card per existing user. Cash deposits and facial-recognition authentication were described as future plans, not launch features confirmed by these sources.
What Revolut said about ATM fees
In its June 2025 announcement, Revolut said customers could withdraw cash without additional ATM fees. It also noted that plan-dependent withdrawal limits, fair-use rules, exchange charges and weekend fees could still apply. These are company statements dated to the launch announcement; fees and terms can change, so check current plan terms in the app before withdrawing or exchanging currency.
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Does Revolut offer business credit?
Revolut announced a first business credit product for Europe in 2025, but the sources reviewed do not confirm that it launched. They also do not establish eligible countries or businesses, borrowing limits, rates, repayment terms or an application process. It would therefore be inaccurate to treat the announced credit product as live or broadly available on this evidence.
Business savings are a separate product, not evidence that business credit launched. Revolut Business’s spring 2025 update listed savings in France, the Netherlands, Ireland and Lithuania. The update confirms those savings markets, but does not confirm the credit product’s availability.
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What to check before relying on any of these products
- Mortgage: Confirm that the product is available in your country and that you meet the current criteria. Ask for the applicable rates, fees, valuation requirements and expected timeline; the 2024 one-business-day target was conditional.
- ATM: Use the Revolut app’s map to check nearby machines and verify current withdrawal and currency-conversion terms for your plan. Do not assume deposits or facial recognition are available just because they were discussed as future features.
- Business credit: Look for a current Revolut Business product page or in-app offer that specifies your market, eligibility, borrowing cost and repayment terms. The cited spring 2025 update does not establish those details.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
