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Scan for outdated or missing drivers - takes under a minuteDriver Scan →Clear out junk files and repair common Windows errorsFree Scan →Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →The 2027 Social Security cost-of-living adjustment (COLA) has not been confirmed in the Social Security Administration’s summary checked on October 11, 2026. The agency says it will announce the next adjustment in October. A report published October 5 scheduled the announcement for October 14, but that specific date is reported by AS USA—not stated on the SSA page. The latest confirmed COLA is 2.8% for 2026, not 2027.
1. The 2027 COLA is still pending; 2.8% is the confirmed 2026 figure
The Social Security Administration (SSA) says the next COLA will be announced in October 2026. As of October 11, its COLA summary did not give the 2027 rate. AS USA reported on October 5 that the announcement was scheduled for October 14; treat that as a reported schedule, not confirmation from the SSA page.
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The most recent confirmed adjustment is 2.8% for 2026. SSA’s 2026 fact sheet says it was based on the increase in the CPI-W from the third quarter of 2024 to the third quarter of 2025. The agency’s 2026 COLA announcement said the adjustment would apply to nearly 71 million Social Security beneficiaries in January 2026, while increases to SSI payments began with the December 31, 2025 payment. Those figures describe the 2026 adjustment and do not predict the 2027 rate.
2. The adjustment follows a specific inflation measure
SSA calculates the COLA using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), an index determined by the Bureau of Labor Statistics (BLS). The calculation compares the CPI-W for the third quarter of the current year with the third quarter of the last year a COLA was determined. If the comparison does not show a qualifying increase, there is no COLA. It is not based on a general impression of how much prices have risen.
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BLS explains that SSA announces an annual increase after September CPI data are published in October. Its general explainer is dated 2002, so it describes the usual sequence rather than providing the authoritative schedule for the 2027 announcement: BLS: Social Security COLA.
3. Your net deposit may not rise by the headline percentage
The COLA percentage is not a promise that every recipient’s bank deposit will increase by that percentage. SSA’s personal notices state the person’s new benefit amount and deductions. Notices are mailed and can also be accessed in the Message Center of a my Social Security account; check your own notice for the amount that applies to you.
Medicare Part B premiums are set separately from the COLA. SSA’s March 2025 publication explains: “Unlike the Social Security COLA, the CPI-W is not used to determine the Medicare Part B premium.” A premium change can therefore affect a person’s net benefit, and no universal estimate of the net change follows from the COLA percentage alone. See SSA’s COLA information and the 2026 fact sheet for official guidance.
Keep the taxable maximum separate from the COLA
SSA lists a $184,500 Social Security taxable maximum for 2026, up from $176,100 in 2025. This is a separate wage-indexed program parameter, not the COLA percentage and not a measure of how much a recipient’s benefit will increase. The figures appear in SSA’s 2026 fact sheet.
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