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Clear out junk files and repair common Windows errorsFree Scan →Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →The T-Mobile promotion behind the “$450 for adding a line and upgrading” headline was real, but it was not an August 2026 deal. The reported offer ran from June 18 through July 20, 2025. It provided up to $450 in separate benefits—a $200 Costco Shop Card and a $250 virtual Visa prepaid card—after a qualifying new line, device transaction, plan selection and, for the Visa portion, an eligible port-in.
Costco and T-Mobile have shown later offers with different reward splits and conditions. Treat any current $450 total as a new promotion, not proof that the 2025 offer remains available.
What the original $450 promotion included
The contemporaneous report described up to $450 in promotional value, not an immediate cash payment or automatic credit on a T-Mobile bill.
| Benefit | Reported amount | Key condition |
|---|---|---|
| Costco Shop Card | $200 | Qualifying Costco/T-Mobile new-line and device transaction |
| Virtual Visa prepaid card | $250 | Port an eligible number from another carrier and complete the applicable rebate process |
| Total | Up to $450 | Both components had to be earned separately |
The original description is documented in PhoneArena’s June 2025 report and the Costco July 2025 coupon-book schedule.
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#1 Best Overall
- Up to 415 Domestic Minutes. Dialing Instructions: Dial the appropriate access number from the phone card, when prompted enter PIN number, then your destination number including the country code. Important: do not press talk button after international number, do not call from your phone contacts after dialing pin number or you will be billed at your carrier rates. No reimbursement of such phone company or hotel charges allowed.
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- Call Europe: Russia Germany Turkey France United Kingdom Italy Spain Ukraine Poland Romania Kazakhstan Netherlands Belgium Greece Czech Republic Portugal Sweden Azerbaijan Hungary Belarus Austria Switzerland Bulgaria Serbia Denmark Finland Slovakia Norway Ireland Croatia Georgia Moldova Bosnia and Herzegovina Armenia Albania Lithuania North Macedonia Slovenia Latvia Kosovo Estonia Cyprus Montenegro Luxembourg Malta Iceland Andorra Monaco Liechtenstein San Marino Vatican City
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When was it available?
The reported promotional window was June 18, 2025, through July 20, 2025. That window has passed, so the original “upcoming” wording is now historical rather than a sign-up instruction.
Who qualified under the reported terms?
New line and qualifying device
The transaction centered on adding a new T-Mobile voice line and purchasing or financing a qualifying phone. A normal upgrade on an existing line was not enough by itself.
Plan requirement
The report identified T-Mobile’s Experience More or Experience Beyond plans as qualifying plans for that promotion. Plan names, prices and eligibility can change, so a current offer must be checked against its own terms.
Rank #2
- Dialing Instructions: Dial the appropriate access number from the phone card, when prompted enter PIN number, then your destination number including the country code. Important: do not press talk button after international number, do not call from your phone contacts after dialing pin number or you will be billed at your carrier rates. No reimbursement of such phone company or hotel charges allowed.
- Call Africa: Nigeria Ethiopia Egypt Democratic Republic of the Congo South Africa Tanzania Kenya Sudan Algeria Uganda Morocco Mozambique Ghana Angola Ivory Coast Madagascar Cameroon Niger Burkina Faso Mali Malawi Zambia Somalia Senegal Chad Zimbabwe Rwanda Tunisia Guinea Benin Burundi South Sudan Togo Eritrea Sierra Leone Libya Republic of the Congo Central African Republic Liberia Mauritania Namibia Botswana
- Call Europe: Russia Germany Turkey France United Kingdom Italy Spain Ukraine Poland Romania Kazakhstan Netherlands Belgium Greece Czech Republic Portugal Sweden Azerbaijan Hungary Belarus Austria Switzerland Bulgaria Serbia Denmark Finland Slovakia Norway Ireland Croatia Georgia Moldova Bosnia and Herzegovina Armenia Albania Lithuania North Macedonia Slovenia Latvia Kosovo Estonia Cyprus Montenegro Luxembourg Malta Iceland Andorra Monaco Liechtenstein San Marino Vatican City
- Call MidEast: Iran Turkey Iraq Saudi Arabia Yemen Syria Jordan United Arab Emirates Israel Lebanon Palestine Oman Kuwait Qatar Bahrain Call Latin America: Brazil Colombia Argentina Peru Venezuela Chile Ecuador Bolivia Paraguay Uruguay Guyana Suriname FrenchGuiana Falkland Islands
- Call Asia: China India Japan South Korea North Korea Afghanistan Armenia Azerbaijan Bahrain Bangladesh Bhutan Brunei Cambodia Georgia Kazakhstan Kyrgyzstan Laos Lebanon Malaysia Maldives Mongolia Myanmar Nepal Oman Pakistan Singapore Sri Lanka Taiwan Tajikistan Thailand Timor-Leste Turkmenistan Uzbekistan Vietnam Yemen
Port-in for the full amount
The $250 Visa component was tied to porting an eligible number from another carrier. The contemporaneous carrier list included AT&T, Verizon, Claro, UScellular, Xfinity, Spectrum and Liberty Puerto Rico, subject to the applicable terms. Adding a line without an eligible port-in could leave a customer with the Costco benefit but not the switching-related Visa.
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1Repair Windows errors before they cause bigger problems2Fix the driver behind crashes, sound loss and screen glitches3Clear out junk files and repair common Windows errorsExisting T-Mobile customers
Existing subscribers could qualify if they added a line, activated a qualifying device, selected the required plan and met the port-in rules. “Existing customer eligible” did not mean that every ordinary device upgrade generated $450.
Why “upgrading” is misleading
The headline can sound like any T-Mobile customer could upgrade a phone and collect $450. The reported transaction was more specific:
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- WHAT YOU GET: Three (3) months of unlimited talk, text, and data delivered on the nation's largest 5G network. Data speeds may slow after 50GB when network is busy but data is unlimited. Videos stream at 480p.
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- Add a new voice line.
- Obtain a qualifying device, generally through T-Mobile financing.
- Use the required plan.
- Port in an eligible number to earn the switching-related portion.
A customer who simply replaces a phone on an existing line should not assume that this promotion applies.
How the rewards were delivered
The two rewards followed different processes and were not necessarily delivered together.
- Indexed Costco terms say a Costco Digital Shop Card could take approximately 16 weeks after the transaction.
- The $250 virtual Visa could require a rebate submission and take approximately 14 weeks after submission.
- Depending on the applicable terms, the Visa could be restricted to T-Mobile or Costco use and could expire after six months.
- Account lines generally had to remain active and in good standing when the benefit was processed.
Save the sales receipt, order confirmation, promotion ID and any rebate-submission confirmation. Do not assume that an unsubmitted rebate will be paid automatically.
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- STAY CONNECTED WORLDWIDE: Unlimited calling from the U.S. to 90+ international destinations including India, Mexico, Canada, China, the U.K. and more.
- RELIABLE NATIONWIDE COVERAGE: Enjoy 4GB of high-speed 5G/4G LTE data on the T-Mobile 5G Network.
- TRAVEL ACROSS NORTH AMERICA: Unlimited talk and text in Mexico and Canada plus international roaming credit.
- BRING YOUR OWN PHONE: Activate your compatible unlocked phone with the included 3-in-1 SIM card or eSIM. Keep your number or get a new one.
- NO CONTRACTS: 1-Month prepaid wireless plan with no annual contracts, no credit checks, and no hidden fees.
How many lines could receive the benefits?
The original report stated a maximum of up to 12 $200 Costco Shop Cards per account and up to four $250 Visa cards. The limits therefore did not scale identically: 12 qualifying lines did not necessarily produce 12 Visa rewards. Later Costco terms also use promotion-specific limits, so the current offer controls.
Could the incentive stack with a phone deal?
The 2025 report said the Costco incentive could stack with many T-Mobile phone promotions, including some free-flagship offers, but it also noted exceptions. Costco’s terms warn that certain promotions and discounts cannot be combined. Confirm stacking for the exact phone, plan, line, financing agreement and promotion before ordering; “may stack” is not a guarantee.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Is a $450 Costco/T-Mobile offer available now?
Official Costco pages have continued to show T-Mobile member incentives, but not one continuous version of the 2025 promotion. Indexed examples include:
Best Value
- NO CONTRACT: Pay $5 - $25/month for a fully customizable phone plan - choose your talk, text, and data with no strings attached; upgrade, downgrade or cancel your plan anytime with no penalties
- UNIVERSAL SIM CARD INCLUDED: The kit contains one three-in-one SIM card (nano, micro, and standard sizes) to fit most unlocked GSM-compatible smartphones
- NATIONWIDE 5G COVERAGE: Stay connected coast to coast with nationwide coverage on America's largest 5G network
- INTERNATIONAL CALLS TO 60+ COUNTRIES: All Tello plans include international calling to over 60 countries
- EASY ACTIVATION: Bring your own phone and activate your SIM on the Tello website; check your phone compatibility and coverage maps before purchasing to confirm service in your area
| Indexed structure | What it indicates |
|---|---|
| $150 Costco Digital Shop Card + $250 prepaid Visa | A later structure with a different Costco component |
| $150 + $50 Costco Digital Shop Cards + $250 prepaid Visa | Another indexed structure totaling $450 |
| $150 Costco Digital Shop Card | A T-Mobile promotion entry with a July 3, 2025 start date and end date listed as TBA |
Review the live terms at Costco’s T-Mobile brand page, the indexed Costco showcase and Costco’s T-Mobile terms page. T-Mobile’s promotion information is also indexed at Magenta Pulse. These pages state that offers are limited-time, subject to change and dependent on plan, financing, port-in and account-standing requirements.
When the deal can make financial sense
Consider it only if you already need the additional line and phone, can keep the required plan and financing arrangement, and are willing to wait months for the rewards. Costco value is more practical if you already shop there or will use the Shop Card.
When it is usually a poor fit
- You would add a line solely to chase the advertised amount.
- The required premium plan costs substantially more than your current service.
- You would give up a grandfathered or discounted plan.
- You do not want a long device-financing commitment.
- You expect cash or an immediate bill credit.
- You cannot complete the eligible port-in or maintain account standing.
Use a net-value calculation
Net value = reward value − incremental plan cost − Costco membership cost − device and financing costs − taxes and fees.
For example, a nominal $450 reward does not equal $450 saved if a premium plan costs $35 more per month than your alternative for 24 months: that plan difference alone is $840, before membership, taxes or financing costs.
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Checklist before signing up for any current offer
- Confirm the promotion’s exact start and end dates and save a copy of the terms.
- Verify that the chosen plan and phone qualify.
- Confirm the port-in carrier, number history and any recent-line-cancellation restriction. Current Costco terms reference possible restrictions for lines canceled within the previous 90 days.
- Ask which reward requires a rebate and note its deadline.
- Confirm whether the Costco and T-Mobile incentives stack with the device promotion.
- Record the order number, promotion ID, receipt and rebate confirmation.
- Keep required lines active and in good standing until all benefits and device credits are confirmed.
- Do not pay off the financed phone, cancel the line or change plans early without checking how those actions affect remaining credits.
Bottom line
The $450 Costco/T-Mobile promotion reported in June 2025 was legitimate but expired on July 20, 2025. It required a new line and qualifying device transaction, while the full amount also depended on an eligible port-in and separate reward procedures. A Costco page displaying a later $450 total may represent a different offer with different dates, reward splits and limits, so verify the live terms before switching, financing a phone or adding a line.
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