Choose the source by the loan population and the question: use the Mortgage Bankers Association (MBA) for broad maturity estimates, Federal Reserve data for bank delinquency, CREFC/Trepp resources for CMBS loan performance, and Fannie Mae Data Dynamics for Fannie Mae multifamily loans. No single source here covers every commercial mortgage holder at loan level, and maturity schedules, delinquency rates, and matured-but-unpaid loans are different measures.
Start by defining the data you need
“Commercial real estate loan maturity and default data” can refer to several things. A maturity schedule estimates balances contractually due during a period. A delinquency rate measures loans meeting a provider’s past-due or related status definition. A matured-but-unpaid category tracks loans whose maturity date has passed without repayment or extension. These measures answer different questions and should not be treated as interchangeable.
- Broad maturity estimate: how much commercial and multifamily mortgage debt is scheduled to mature in a given year.
- Bank delinquency: how delinquent a defined population of bank-held CRE loans is.
- CMBS performance: how loans in commercial mortgage-backed securities are performing, potentially including loan-level reports.
- Agency multifamily performance: performance data for loans acquired by a particular agency, such as Fannie Mae.
For any figure you publish or compare, record the source, reporting date, loan population, unit (loan count or unpaid principal balance), and the source’s definition of delinquency or default.
For a broad maturity wall, use MBA estimates
The MBA’s Annual Commercial/Multifamily Loan Maturity Volumes report estimates unpaid principal balances scheduled to mature over the next ten years and thereafter. It is based on a year-end survey of commercial mortgage servicers and presents aggregate schedules by investor group; editions after 2022 also provide property-type schedules. It is a market-level estimate, not a public search tool for an individual loan.
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In the MBA’s 2026 release of its 2025 survey, 17 percent, or $875 billion, of the $5.0 trillion outstanding commercial mortgage balance was scheduled to mature in 2026; $652 billion was scheduled for 2027. The balances were measured as of December 31, 2025. These are scheduled maturities, not defaults or predictions that the full balances will fail to refinance. MBA notes that principal paydown can make actual balances at maturity lower than reported unpaid principal balance.
Use the report when the question is about the scale or composition of a maturity year. If you need to find out whether a named loan has paid, extended, or defaulted, an aggregate maturity schedule will not answer that question.
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For bank CRE delinquency, use FRED and Federal Reserve reporting
FRED for a readily accessible aggregate series
FRED’s Delinquency Rate on Commercial Real Estate Loans (Excluding Farmland), All Commercial Banks is a quarterly aggregate for domestic-office commercial bank CRE loans, excluding farmland. The result page showed observations through Q2 2026 when checked. Confirm the quarter and whether you are using the seasonally adjusted or not-seasonally-adjusted series; values may be revised.
This is not a loan-by-loan maturity file and does not represent the entire CRE credit market. It covers bank loans, not CMBS or all other investor types, so it should not be presented as a universal CRE default rate.
Federal Reserve reports for definitions and property detail
The Federal Reserve’s December 2025 Supervision and Regulation Report uses Call Report and FR Y-9C information for broad bank delinquency discussion. It also presents income-producing CRE delinquency rates by property type using FR Y-14Q. For the delinquency rates described there, delinquent loans are those 30 or more days past due or in nonaccrual status. Check the report’s population and footnotes before comparing its property-type figures with another series.
For CMBS loan performance, use CREFC and Trepp resources
CREFC’s CRE Finance Data directory links monthly CMBS loan reports and Trepp-CREFC collateral performance resources. CREFC describes its MarketMetrics snapshot as updated weekly. CMBS resources are appropriate for securitized-loan performance; they do not cover the complete universe of commercial mortgages.
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In CREFC’s July 2026 report using Trepp data, overall CMBS delinquency was 7.86 percent against a covered outstanding balance of $660.5 billion, comprising $336.6 billion conduit and $323.9 billion single-asset/single-borrower (SASB). CREFC reported that delinquency rose 51 basis points in July, its highest reading since November 2020, as matured loans stopped paying. Treat this as a dated CMBS measure, not as directly comparable with FRED’s all-commercial-bank series: the populations and definitions differ.
When reading monthly CMBS materials, note the report month, securities and loan coverage, whether the statistic is balance-weighted or based on loan count, and which categories are included. In particular, check whether matured loans or other specific categories contribute to the reported measure. For a specific loan, consult the available loan-level reporting rather than inferring its status from an overall rate.
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For Fannie Mae multifamily performance, use Data Dynamics
Fannie Mae describes Data Dynamics as a free platform with loan-level, pool-level, and market data. Its Multifamily Loan Performance Data documentation describes a CSV with 62 attributes and more than 73,000 loans, with monthly records. This is data for loans acquired by Fannie Mae, not all commercial real estate debt.
Before downloading, redistributing, or using the data for commercial purposes, review Fannie Mae’s current terms. The provider says the data terms restrict redistribution to third parties and external commercial use without express written consent.
Compare figures only after checking definitions
Providers do not use one universal delinquency definition. MBA cautions that capital-source delinquency measures are not directly comparable. Its fourth-quarter 2025 comparison used banks at 90 or more days past due or nonaccrual, life companies and government-sponsored enterprises (GSEs) at 60 or more days, and CMBS at 30 or more days past due or real estate owned (REO). It also notes that bank figures include some owner-occupied commercial property loans and that construction and development loans are generally excluded from its analysis.
For the fourth-quarter 2025 comparison, MBA notes another difference: Fannie Mae counts loans in payment forbearance as delinquent, while Freddie Mac excludes compliant forbearance loans. A difference between two reported rates may therefore reflect methodology and loan mix, not just a change in borrower distress.
| Source | Population and purpose | Granularity and timing | Key qualification |
|---|---|---|---|
| MBA maturity report | Commercial and multifamily mortgage balances by investor group; property type in editions after 2022 | Aggregate scheduled maturity estimates; annual survey with a stated balance date | Not an individual-loan lookup or a default forecast |
| FRED / Federal Reserve | Bank CRE delinquency; FRED’s cited series excludes farmland and covers domestic-office bank loans | FRED series is quarterly and aggregate; Federal Reserve reporting can add property-type detail | Check seasonality, quarter, revisions, and delinquency threshold |
| CREFC / Trepp | CMBS securitized-loan performance | Monthly loan reports and performance resources; MarketMetrics snapshot described as weekly | Check coverage, month, weighting, and treatment of matured loans |
| Fannie Mae Data Dynamics | Fannie Mae-acquired multifamily loans | Loan-level, pool-level, and market data; documented performance file has monthly records | Agency-specific coverage; data-use and redistribution terms apply |
A practical source-finding workflow
- Choose the population: all-bank aggregate, a specific bank, CMBS, Fannie Mae multifamily, or another investor group.
- Choose the measure: scheduled maturity balance, delinquency rate, nonaccrual, default status, or matured-but-unpaid balance.
- Open the matching source: MBA for maturity volumes; FRED or Federal Reserve reporting for bank delinquency; CREFC/Trepp for CMBS; Fannie Mae Data Dynamics for its acquired multifamily loans.
- Capture the metadata: publication or observation date, loan population, property types, unit, reporting cadence, and the exact status definition.
- Check access and reuse conditions: distinguish free access from permission to redistribute or use commercially, and verify current terms before republishing.
If you need a specific loan beyond the public coverage of these sources, a CMBS data service, agency disclosure, or lender-specific record may be necessary. Coverage, access, and licensing vary; do not assume that an aggregate public statistic can identify a loan’s maturity or default status.
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