October DealsAmazon USOctober deal check: compare before you payAmazon US: current deals, useful picks and tech finds.Check DealsClean PCRecommendedOne scan can reveal what keeps slowing WindowsLook for cleanup and repair opportunities.Run ScanOctober DealsAmazon USDeal season is back - check today's better picksAmazon US: current deals, useful picks and tech finds.See Picks×
Skip to content
The Finance Base
The Money Desk · Blog
Re:

Experts Say Congress Should Do More to Stop Data Brokers From Exposing Americans’ Private Information

The U.S. has targeted foreign-adversary restrictions but no comprehensive federal data-broker privacy law. Learn the risks, proposed congressional fixes and practical removal steps.
From TheFinanceBase Team7 min to read
Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Congress has enacted a targeted restriction on certain data-broker transactions with foreign adversaries, but Americans still lack a single federal system to see, correct, delete, or broadly stop the sale of personal information. Federal watchdogs and privacy experts say lawmakers should address that gap because data brokers can combine public records, purchases, app activity, location signals and other sources into profiles that consumers rarely see or control.

What data brokers collect

A data broker is generally a company that collects, combines, analyzes, licenses, sells or otherwise provides access to personal information about people who may have no direct relationship with it. The industry is broader than familiar people-search websites.

Broker category Typical information Potential uses or risks
People-search and directory sites Names, current and former addresses, phone numbers, relatives, property records and approximate age Easy identification, harassment, stalking and doxxing
Marketing and advertising brokers Purchase history, inferred interests, household traits, income estimates, affiliations and online behavior Targeting, profiling and discriminatory pricing
Financial-data resellers Credit-related or other financial information Some activities may fall under the Fair Credit Reporting Act, depending on purpose and use
Location brokers Precise or inferred movements, visits to sensitive places and geolocation histories Physical safety, religious, medical or reproductive-health exposure
Health and reproductive-data brokers Health interests, inferred conditions, fertility information and prescription signals Discrimination, coercion and exposure of sensitive care
Identity and fraud providers Authentication data, risk indicators and identity attributes Account decisions, fraud screening and inaccurate scores
Government and law-enforcement suppliers Commercially acquired information used for investigations or intelligence Questions about warrants, subpoenas and oversight

Legal treatment depends on the information, buyer and purpose. Sector laws such as the FCRA, HIPAA and the Gramm-Leach-Bliley Act cover particular activities; they do not create one comprehensive rule for the entire market. See the Congressional Research Service overview and the FTC’s Individual Reference Services report.

How information enters the broker ecosystem

  • Public, property, voter-registration and professional-license records where legally available.
  • Retail loyalty programs, purchases and information supplied by companies with which you do business.
  • Websites, mobile apps, cookies, pixels and advertising identifiers.
  • Public social-media profiles and online directories.
  • Data bought from other brokers and inferences generated by combining many records.

Removing a profile from one people-search site does not necessarily remove the underlying government record, a marketing database, another broker’s copy or a private database. Information can be refreshed, repackaged and resold.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
#1 Best Overall
Ailun Privacy Screen Protector iPhone 17e/16e/14/13/13 Pro, 2 Pack
  • [2 Pack] This product includes 2 pack privacy screen protectors.WORKS FOR iPhone 17e/16e/14/iPhone 13/13 Pro 6.1 Inch tempered glass screen protector.Featuring maximum protection from scratches, scrapes, and bumps.[Not for iPhone 16 6.1 inch, iPhone 13 mini 5.4 inch, iPhone 13 Pro Max/iPhone 14 Pro Max/iPhone 14 Plus 6.7 inch, iPhone 14 Pro 6.1 inch]
  • Specialty: to enhance compatibility with most cases, the Tempered glass does not cover the entire screen. HD ultra-clear rounded glass for iPhone 17e/16e/14/iPhone 13/13 Pro is 99.99% touch-screen accurate.
  • 99.99% High-definition clear hydrophobic and oleophobic screen coating protects against sweat and oil residue from fingerprints.
  • High Privacy: Keeps your personal, private, and sensitive information hidden from strangers,screen is only visible to persons directly in front of screen.Good choose when you are in the bus,elevator,metro or other public occasions.(Note: Due to this privacy cover will darken the image to prevent the peeking eyes near you, you might need to turn your device display brightness up a bit when use it.)
  • Online video installation instruction: Easiest Installation - removing dust and aligning it properly before actual installation,enjoy your screen as if it wasn't there.

Why exposure can be dangerous

Exposure is not limited to unwanted calls. A home address linked to relatives, workplaces, financial indicators or a location trail can increase risks of identity theft, account takeover, stalking, harassment and physical harm. Judges, prosecutors, police officers, journalists, elected officials, military personnel, health-care workers, executives and domestic-abuse or stalking survivors may face unusually serious consequences.

Commercial profiles can also reveal visits to medical, reproductive-health, religious, addiction-treatment or domestic-violence facilities; support discriminatory targeting or eligibility decisions; and produce inaccurate risk scores. Exposure does not by itself prove misuse or identity theft, but it can make those harms easier. The FTC, GAO and CRS describe these concerns in the FTC report, GAO consumer-data report and CRS data-broker analysis.

Why federal protections remain incomplete

A patchwork of laws

The United States has sector-specific federal rules and a growing set of state laws, but no generally applicable federal privacy law governing most private-sector collection and sale of personal data. The GAO and CRS have documented that gap.

Rank #2
SMARTDEVIL 2 Pack Privacy Screen Protector for iPhone 17 Pro Max, Anti-Spy
  • Perfect Fit for iPhone 17 Pro Max:Engineered exclusively for iPhone 17 Pro Max with seamless edge-to-edge coverage, ensuring precise alignment and reliable full-screen protection.
  • Advanced Privacy Protection:Features a 28° privacy filter with smooth 2.5D curved edges, preventing side glances in public. Your screen remains visible only to you—ideal for commuting, traveling, and crowded environments.
  • Effortless Installation:Equipped with an auto dust-elimination tool that delivers a fast, accurate, and bubble-free application, keeping your screen perfectly clear with minimal effort.
  • Military-Grade Protection:Made of nano-reinforced 9H tempered glass, SGS certified. Provides 5X stronger scratch resistance and proven durability, withstanding thousands of pressure and impact tests.
  • Smudge & Fingerprint Resistant:Hydrophobic and oleophobic coating repels fingerprints, sweat, and oil—ensuring your screen stays clean, clear, and smooth to the touch.

The burden falls on each consumer

Most people must find each broker, submit a request, verify identity and repeat the process when records return. A 2026 study found inconsistent compliance, intrusive verification demands and unreliable handling of requests: study of opt-out and deletion compliance.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Consumers cannot see the whole profile

Brokers typically know the sources, inferences and buyers while the person being profiled may not know what was collected or where it went. The FTC’s May 2014 recommendation called for greater transparency, access, correction and opt-out rights: FTC recommendation.

Verification can create another risk

Proof of identity is sensible, but demanding a driver’s license, Social Security number or unnecessary personal details can expand the information a broker holds. A federal process should favor data-minimizing authentication.

Rank #3
Ailun Privacy Screen Protector for iPhone 16 / iPhone 15 / iPhone 15 Pro
  • [3 Pack] This product includes 3 pack privacy screen protectors.WORKS FOR iPhone 16/iPhone 15/iPhone 15 Pro 6.1 Inch tempered glass screen protector. Due to the rounded edge design of the iPhone 16/iPhone 15/iPhone 15 Pro and to enhance compatibility with most cases,the tempered glass screen protectors will be slightly smaller than the phone screen.[Not for iPhone 16e 6.1 inch, iPhone 15 Plus/iPhone 15 Pro Max/iPhone 16 Plus 6.7 inch,iPhone 16 Pro 6.3 inch,iPhone 16 Pro Max 6.9 inch]
  • Specialty: HD rounded glass for iPhone 16/iPhone 15/iPhone 15 Pro 6.1 Inch is 99.99% touch-screen accurate.
  • 99.99% High-definition hydrophobic and oleophobic screen coating protects against sweat and oil residue from fingerprints. Featuring maximum protection from scratches, scrapes, and bumps.
  • High Privacy: Keeps your personal, private, and sensitive information hidden from strangers,screen is only visible to persons directly in front of screen.Good choose when you are in the bus,elevator,metro or other public occasions.(Note: Due to this privacy cover will darken the image to prevent the peeking eyes near you, you might need to turn your device display brightness up a bit when use it.)
  • Online video installation instruction: Easiest Installation - removing dust and aligning it properly before actual installation,enjoy your screen as if it wasn't there.

What Congress has done—and has not done

In April 2024, Congress enacted the Protecting Americans’ Data from Foreign Adversaries Act as part of P.L. 118-50. It restricts certain transactions involving sensitive U.S. personal data and foreign adversaries. That is a national-security measure, not a general right for every consumer to inspect or delete data held by domestic companies.

The 119th Congress has introduced the DELETE Act in both chambers. H.R. 2612 and S. 1287 are proposals, not enacted consumer rights. They would establish stronger disclosure and deletion mechanisms, including standardized information about collection and sources. The CFPB also describes a proposed Regulation V concerning sensitive information sold by data brokers; it should be called proposed, not final: CFPB proposal page.

Free tools Windows power users keep installed

One-click scans. No signup required.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Policy options lawmakers could combine

Comprehensive federal rights

  • Know what information is held and its sources.
  • Access a copy and correct inaccuracies.
  • Delete data, subject to defined exceptions.
  • Opt out of sale, sharing, targeted advertising and profiling.
  • Limit sensitive-data use and appeal denied requests.
  • Learn categories of buyers and retention practices.

A national broker registry

A registry could require brokers to identify themselves, describe data categories, sources, purposes and buyer categories, and report request metrics. It would improve visibility and enforcement, but a registry is not a ban on collection or sale. The DELETE Act texts and a Senate hearing illustrate this approach.

Rank #4
Ailun Privacy Screen Protector+Camera Lens Protector for iPhone 16, 3+3Pack
  • [3+3 Pack] This product includes 3 pack privacy screen protectors and 3 pack camera lens protectors with Installation Frame. Works For iPhone 16 [6.1 inch] tempered glass screen protector and camera lens protector. Featuring maximum protection from scratches, scrapes, and bumps. [Not for iPhone 16e 6.1 inch, iPhone 16 Pro 6.3 inch, iPhone 16 Pro Max 6.9 inch, iPhone 16 Plus 6.7 inch]
  • Night shooting function: specially designed iPhone 16 6.1 Inch camera lens protective film. The camera lens protector adopts the new technology of "seamless" integration of augmented reality, with light transmittance and night shooting function, without the need to design the flash hole position, when the flash is turned on at night, the original quality of photos and videos can be restored.
  • High Privacy: Keeps your personal, private, and sensitive information hidden from strangers, screen is only visible to persons directly in front of screen. Good choose when you are in the bus,elevator,metro or other public occasions. (Note: Due to this privacy cover will darken the image to prevent the peeking eyes near you, you might need to turn your device display brightness up a bit when use it.)
  • Easiest Installation - Please watch our installation video tutorial before installation. Removing dust and aligning it properly with the help of the included installation frame before actual installation, enjoy your screen as if it wasn't there.
  • 99.99% High-definition clear hydrophobic and oleophobic screen coating protects against sweat and oil residue from fingerprints, and enhance the visibility of the screen.

One authenticated deletion and opt-out channel

A federal platform could provide standardized requests, deadlines, status tracking, authorized-agent rules, secure verification, recurring suppression and correction procedures. California’s eligible residents can use the CPPA’s DROP platform. A national version would need broader coverage, auditing and expedited protection for people facing credible threats.

Stricter rules for sensitive information

Congress could prohibit or sharply limit commercial sale, licensing, renting, trading, sharing and API access involving Social Security numbers and government identifiers, precise location, biometric or genetic data, health and reproductive information, financial information, minors’ data and visits to sensitive facilities.

Rules for government purchases

Lawmakers could clarify when agencies may buy commercially available sensitive data rather than obtain it through a warrant, subpoena or another legal process. The answer may depend on the agency, source, data and purpose, so this is a policy question rather than a settled universal prohibition.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Best Value
Sale
UltraGlass TOP 9H+ Armor for iPhone 17 Pro Max Privacy Screen Protector 6.9
  • 【Industry-Leading 100% Anti-Spy Privacy Protection】Designed for iPhone 17 Pro Max. Larger iPhone screens are easier for others to glance at, so UltraGlass uses patented, SEGI-certified 25° Blackout-3 optical technology to help block side views and keep emails, banking apps, and private content visible only to you—while keeping the front view HD-clear and comfortable through hours of scrolling and streaming.
  • 【Unbreakable TOP 9H+ Glass, the Excellent 2nd Screen for Your iPhone】Boasting unparalleled shatter resistance and durability. And the core excellence is the top 9H+ tempered glass material, which is widely applied in aerospace and military fields for its ① Shatter-proof ② Scratch & Wear Resistance ③ Durability that is 7-8 times higher than other materials. Thus, UltraGlass builds a second tough screen for your iPhone 17 Pro Max.
  • 【Industry NO.1 Military-Grade Shatterproof】Authorized by the International Military Standard with 50+ rigorous engineering tests of 220 lbs impact, 8,000+ drop tests, 25,000+ scratch tests, etc., its strength, toughness and durability perform NO.1 among all glass. By especially breaking the industry's record with a 12ft drop, the iPhone 17 Pro Max screen protector is ensured to be unbreakable from its surface to every edge and corner.
  • 【Invisible Armor, 1:1 Full Covers the iPhone's Screen】Mimicking the iPhone's original screen design, it uses a 1:1 3D curved reinforced black edge that wraps around every curve — case friendly — while securing even the most vulnerable edges. Seamlessly blending with the iPhone 17 ProMax screen, it's virtually invisible and feels like the original screen while offering enhanced full-screen protection.
  • 【0 Bubbles + 0 Dust + 0 Misaligned =100% Successful Installation】Includes everything you need with pioneering automatic positioning, dust removal, and absorption technology, making the installation just effortlessly easy in seconds. No bubbles, no troubles—transforming beginners into experts!

Stronger enforcement

  • FTC rulemaking and investigative authority.
  • Civil penalties for knowing or repeated violations.
  • Audits, documentation and buyer-disclosure requirements.
  • Remedies for materially inaccurate profiles that cause legally recognized harm.
  • A carefully limited private right of action and whistleblower protection.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

Objections and necessary safeguards

Compliance costs and innovation

Broad obligations could burden small businesses and organizations using data for fraud prevention, research, public safety or customer service. A workable law can use proportional duties, clear definitions and assistance for smaller entities. Industry concerns about efficiency and innovation are discussed in the GAO information-reseller report.

Federal uniformity versus state protections

A national rule could simplify compliance but might preempt stronger state laws. Congress would need to decide whether states may retain stricter protections; CRS examines that issue in its preemption analysis.

Deletion and public interest

Exceptions may be needed for fraud prevention, tax and legal records, journalism, public records, research, security, law enforcement, contractual obligations and protecting another person’s rights. Opt-out and opt-in are different: opt-out leaves collection lawful unless a person acts, while opt-in requires affirmative permission and could affect advertising, discounts or fraud screening.

What consumers can do now

  1. Search major people-search sites using current and former names, addresses, phone numbers and relatives.
  2. Use each site’s official opt-out or deletion process.
  3. Provide only the verification information reasonably necessary.
  4. Save confirmation emails, screenshots and request dates.
  5. Recheck periodically because records can be refreshed or republished.
  6. Use state privacy portals if eligible; California residents can start with DROP.
  7. Remove a home address from public-facing professional or business pages when lawful and practical.
  8. After a breach or suspicious activity, freeze credit where appropriate, secure accounts and monitor for identity theft.

Should you pay for a removal service?

Paid services can save time and repeat requests, but they cannot guarantee deletion from the internet, original public records, breach dumps or every downstream buyer. Coverage counts are not standardized, so compare the actual broker list, scan and resubmission frequency, removal evidence, difficult-site handling, custom-request fees, information required, refund terms and cancellation rules. Consumer Reports found substantial variation in effectiveness: study.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Option Observed information Best fit and cautions
Optery Free Basic; Core $3.99/month or $39 annually; Extended $14.99/month or $149 annually; Ultimate $24.99/month or $249 annually. Pricing page listed about 380+, 555+ and 635+ sites respectively. Exposure reports and screenshots; higher tiers add human support or custom removals. Coverage and features can change. The company says total removal cannot be guaranteed: limitations.
Incogni Displayed annual promotion: Standard $6.39/month ($76.70 first year; $95.88 renewal) and Unlimited $11.99/month ($143.90 first year; $179.88 renewal); 420+ automated sites and 2,000+ custom sites on Unlimited. Recurring automation and multiple contact details; taxes and promotions may change. First-year pricing is not the renewal price.
DeleteMe Official support page states 50+ broker and people-search sites; a full current price table was not stated there. Compare the exact list and current checkout price rather than relying on brand reputation.
Aura Vendor-authored July 2026 comparison described $9.99/month or $119.99 annually for an individual offer. Bundles monitoring and security tools; removal coverage should be separated from identity-theft benefits.

Manual opt-outs cost less money but more time. A paid service may be reasonable for someone with a large public footprint, repeated harassment, limited time or a need for recurring monitoring. It is not an emergency-response system or a substitute for specialized safety, legal or victim-services support.

The Bottom Line

Congress can make privacy protection practical by requiring broker transparency, standardized access and deletion rights, limits on sensitive-data transactions, controls on government purchases and meaningful enforcement. Until that happens, consumers must combine free opt-outs, security precautions and recurring checks—and treat commercial removal as convenience, not a guarantee.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

Leave a Reply

Your email address will not be published. Required fields are marked *

What’s actually slowing this PC down?

Pick the symptom - the matching free tool is one click away.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

More post from the Money Desk

  1. The Money DeskBlogTheFinanceBase07 MAR 2625 minWhat Is a 457 Plan?
  2. The Money DeskBlogTheFinanceBase07 MAR 2621 minTime Value of Money: What It Is and How It Works
  3. The Money DeskBlogTheFinanceBase07 MAR 2627 minAre You Living in One of These Top 10 Most Expensive Cities to Retire?
Recommended PC Tool
Recommended PC Tool
Outdated Drivers Are Slowing You DownFree scan - exact matches
Windows Errors? Fix Them Before They SpreadFree repair scan

Two free Windows tools

One Free Minute Could Fix That PC

Before you go - each of these free tools takes about a minute and tackles what quietly slows a Windows PC down.

Special offer. View Outbyte info, uninstall instructions, EULA, and Privacy Policy.