Do these 3 things before closing this tab:
1Repair Windows errors before they cause bigger problems2Scan for outdated or missing drivers - takes under a minute3Clear out junk files and repair common Windows errorsFT Adviser’s 2 October 2026 archive listing says concentration risk is at the “forefront” of advisers’ minds, but the accessible listing does not show the evidence behind that headline. It provides no survey results, methodology or supporting quotations, so it cannot establish how widespread that concern is. For investors, the practical question is how much a portfolio depends on a narrow set of holdings or other exposures—and whether that fits their circumstances.
What concentration risk means for an investor
Concentration risk is the risk that a portfolio depends heavily on a limited set of exposures. A portfolio can be concentrated in individual companies or sectors, but those are not the only dimensions to examine. Exposure can also cluster by geography, investment style or asset class.
Looking at one dimension alone may miss overlap. For example, a portfolio can hold several funds while still relying heavily on similar sectors, regions or styles. The relevant review is what the investments collectively expose the investor to, not simply how many funds or holdings appear on a statement.
What the headline does—and does not—establish
The FT Adviser archive listing associates the 2 October 2026 headline with Ella Davies, but the accessible entry does not provide the article body, a survey question, adviser interviews or a quantified finding. The headline should therefore be read as FT Adviser’s wording, not as independently verified evidence of an industry-wide consensus. No available figure directly measures advisers’ concern about concentration risk.
What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
#1 Best Overall
A separate Investment Week and Professional Adviser feature, Reimagining multi-asset, offers context on diversification, but it is sponsored material and includes Quilter Investors’ views and product discussion. It does not verify the FT Adviser headline.
What advisers and investors can review
A useful portfolio review asks where exposures overlap and whether the resulting mix is appropriate for the client. The related feature discusses diversification across asset classes, sectors, geographies and investment styles. It also discusses active equities, inflation-linked and corporate bonds, infrastructure and gold; those are the provider’s views and examples, not a universal allocation prescription.
- Holdings and sectors: Check whether a small number of companies or related sectors account for a substantial share of exposure.
- Geography: Consider whether investments rely heavily on one country or region.
- Investment style: Review whether holdings share similar approaches or characteristics, even when they are in different funds.
- Asset classes: Consider the portfolio’s mix across asset classes rather than assuming that multiple funds alone provide diversification.
- Suitability and risk target: A risk-rated or risk-targeted label does not by itself show that a solution suits a particular investor.
These checks can help identify concentration, but the sources do not establish a single best measure, threshold or response. Any changes should be assessed against the investor’s goals and circumstances, not treated as a guaranteed way to avoid losses.
Rank #2
- Ideal for Gifting
- Ideal for a bookworm
- Compact for travelling
Fund of funds and managed portfolio services are different structures
Advisers may consider different structures when building or managing diversified portfolios. The sponsored feature describes a fund of funds (FoF) as one fund that invests in other funds. It describes a managed portfolio service (MPS) as a model portfolio in which the investor holds the underlying funds directly. These descriptions explain structure; they do not determine which option is better for a particular client.
| Comparison point | Fund of funds | Managed portfolio service |
|---|---|---|
| Structure described in the feature | One fund holds other funds. | A model portfolio; the investor holds the underlying funds directly. |
| Visibility of underlying funds | The feature presents this as less transparent than an MPS. | The feature says clients and advisers can see the full range of underlying funds. |
| Rebalancing and tax context stated in the feature | The feature says changes can be made without relying on platform technology and that its rebalancing does not create a capital-gains-tax event for the investor. | The feature says rebalancing an unwrapped MPS can trigger a capital-gains-tax event. |
| Fees, liquidity and comparative performance | Not stated in the feature as a side-by-side assessment. | Not stated in the feature as a side-by-side assessment. |
The rebalancing and tax statements are descriptions in the sponsored feature, not tax advice or a conclusion about every product or investor. Actual treatment depends on the arrangement and applicable rules, which should be checked before acting.
The feature reports that 79% of advisers used both FoF and MPS as part of their investment proposition, attributing the figure to NextWealth’s June 2024 Multi-Asset Distribution Dynamics report. That measures use of solution structures, not concern about concentration risk. It also says 57% of financial advisers relied heavily on third-party risk ratings when recommending investment solutions, attributing that figure to NextWealth research in 2024; the feature does not provide the underlying sample details. Neither statistic demonstrates that a particular structure or rating resolves concentration risk.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Diversification does not remove investment risk
Spreading exposure can address dependence on a narrow set of holdings, but it cannot guarantee against loss. The Quilter Investors feature carries the disclosure: “The value of investments may go down as well as up and investors may not get back the amount originally invested.” A portfolio decision also needs to account for the client’s circumstances and for practical factors such as fees, liquidity and implementation; the available feature does not provide a comparative assessment of those factors.
Quick Recap
Best Value
- It can be a gift option
- Comes with secure packaging
- Helpful in various ways
Rank #4
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
