To convert Chinese yuan (CNY) to Japanese yen (JPY), multiply the yuan amount by a rate expressed as JPY per CNY. If a quote is instead stated as CNY per 100 JPY, first divide 100 by that quoted rate. For an actual exchange, use the provider’s rate for your transaction direction and include its fees; a reference rate does not guarantee the amount you will receive.
How to convert CNY to JPY
- Check the rate’s units and direction. Use a rate expressed as JPY per CNY for a direct multiplication. If the rate is CNY per 100 JPY, convert it to JPY per CNY by calculating 100 ÷ the quoted figure.
- Multiply your CNY amount by the JPY-per-CNY rate. For example, at a rate of 23.40 JPY per CNY, 100 CNY would calculate to 2,340 JPY before any transaction fees or provider-specific adjustments.
- For an actual transaction, check the provider’s applicable quote. Confirm the transaction side, whether it is cash or an account transfer, the quote’s timestamp, and any fee before relying on the calculated amount.
Bank of China’s dated JPY rates
The Bank of China English exchange-rate table displayed these JPY fields at 00:00:05 on 2026-10-04. The quotes are expressed as CNY per 100 JPY, so the reciprocal of each field gives an approximate JPY per CNY rate. These are separate provider rate fields, not interchangeable guarantees of a customer’s proceeds. Bank of China exchange-rate table.
| Bank of China field | Displayed quote | Approximate reciprocal |
|---|---|---|
| Buying rate | 4.2353 CNY per 100 JPY | 23.61 JPY per CNY |
| Cash buying rate | 4.2353 CNY per 100 JPY | 23.61 JPY per CNY |
| Selling rate | 4.2681 CNY per 100 JPY | 23.43 JPY per CNY |
| Cash selling rate | 4.2681 CNY per 100 JPY | 23.43 JPY per CNY |
| Middle rate | 4.2727 CNY per 100 JPY | 23.40 JPY per CNY |
For example, 100 ÷ 4.2727 is about 23.40 JPY per CNY, so 100 CNY corresponds to roughly 2,340 JPY using that displayed middle rate. This is an indicative calculation, not a promise of what a customer will receive. The table’s timestamp matters because exchange rates change.
Why official reference rates differ from an exchange quote
China’s interbank midpoint
A 2014 circular from China’s State Administration of Foreign Exchange describes the market midpoint mechanism: “The People’s Bank of China (hereafter “the PBC”) authorizes the China Foreign Exchange Trading Center (hereafter “the Center”) to announce to the public, at 9:15 AM of each working day, the mid-rates of the RMB to the USD, EUR, JPY, HKD, GBP, MYR, RUB, AUD, CAD, and NZD for the day, as the mid-rates for interbank spot foreign exchange market transactions (including those on a quoting or matching basis).” The circular says RMB-JPY interbank trading rates may move within plus or minus 3% of the announced midpoint. That is a dated description of an interbank reference mechanism, not a consumer exchange spread. SAFE’s 2014 circular.
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Bank of Japan rates for reporting
The Bank of Japan lists benchmark/arbitrated and reporting-rate resources, including an October 2026 applicable-rate entry published on 2026-09-18. It explains that conversions under Japanese foreign-exchange law depend on purpose and reporting category: benchmark and arbitrated rates apply except where specified actual-market, reporting, or special-account rates apply. These resources are for formal reporting contexts, not a substitute for a retail provider’s executable quote. Bank of Japan conversion-rate resources and Bank of Japan explanation of conversion rates for reporting.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.How to compare conversion options
Compare providers using the same transaction direction and amount; a buying rate and a selling rate are not necessarily comparable for your transaction. Check the quote timestamp and whether it applies to cash or an account transfer, then account for stated fees. The useful comparison is the net JPY delivered, not just a headline rate. The cited rate table shows distinct rate fields, but it does not provide a cross-provider fee comparison.
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