Chase’s largest surfaced bank promotion for October 2026 is a Chase Private Client Checking offer worth up to $3,000, but the top tier requires at least $500,000 in qualifying new money or securities. Other offers range from $175 to $650 for eligible checking customers, and a savings offer pays up to $200. The offers have different enrollment steps, deposit or transaction requirements, holding periods, and expiration dates; check the linked Chase terms before applying because promotions can change.
Chase promotions available in October 2026
The amounts below are Chase-published offer terms, not independent estimates of account value. The Private Client and other offers are separate promotions; eligibility for one does not establish eligibility for another.
| Offer | Advertised bonus | Main qualification | Offer expiration |
|---|---|---|---|
| Private Client Checking | $1,000, $2,000, or $3,000 depending on qualifying assets | Request an offer code, enroll with a Private Client Banker, transfer qualifying new money or securities, and maintain the required assets | October 14, 2026 |
| Premier Plus Checking | $650 | Not available to existing Chase checking customers; deposit and maintain at least $15,000 in qualifying new money | January 27, 2027 |
| Total Checking | $400 | New-customer offer; receive at least $1,000 in qualifying direct deposits | October 14, 2026 |
| Secure Banking | $175 | New Chase checking customer; complete 10 qualifying transactions | October 14, 2026 |
| Chase Savings℠ | $100 or $200 | Deposit and maintain at least $5,000 or $10,000 in qualifying new money, respectively | October 14, 2026 |
How to earn the $3,000 Private Client bonus
The $3,000 figure is the maximum tier, not the standard payout. Chase’s October 2026 offer page sets the bonus by the amount of qualifying new money or securities moved into eligible accounts:
| Qualifying new money or securities | Bonus |
|---|---|
| $150,000–$249,999.99 | $1,000 |
| $250,000–$499,999.99 | $2,000 |
| $500,000 or more | $3,000 |
- Request an offer code from Chase and meet with a Private Client Banker to open an eligible account or upgrade an eligible account.
- Move the qualifying new money or securities into eligible accounts within 45 days.
- Keep at least $150,000 in eligible accounts for 90 days from enrollment.
- After completing all requirements, expect the bonus within 40 days, according to Chase.
Chase defines “new money” as money not already held by you at Chase or its affiliates. Eligible accounts include personal checking and savings accounts, plus certain personal non-retirement J.P. Morgan Wealth Management accounts opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor. CDs, business checking and savings, self-directed investment accounts, retirement accounts, and insurance products are among the exclusions. Review the offer’s eligible-account definitions and complete terms before transferring assets.
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Private Client fee and rate considerations
The account has a $35 monthly service fee unless you qualify for a waiver. Chase lists a $150,000-plus average beginning-day balance across the account and qualifying linked personal deposits or investments, or linkage to a qualifying checking account, as waiver options. Chase says new and converted accounts have no monthly service fee for at least the first two statement periods. The stated checking APY is 0.01%, effective June 26, 2026; it is variable and may change. These terms are separate from the bonus qualification requirements.
Other Chase checking offers
Premier Plus Checking: $650
Chase’s offer page says this bonus is unavailable to existing Chase checking customers, customers whose Chase checking account closed within the past 90 days, and customers whose account was closed with a negative balance within the past three years. Qualifying new money of at least $15,000 must be deposited within 30 days, then maintained at or above $15,000 for 90 days. Chase says the bonus is paid within 15 days after the requirements are complete. The offer expires January 27, 2027. Its stated APY is 0.01%, effective September 18, 2026. See the Premier Plus offer terms for full eligibility and account details.
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Total Checking: $400
The surfaced Total Checking promotion is for new Chase customers and expires October 14, 2026. It requires at least $1,000 in qualifying direct deposits within 90 days of offer enrollment; Chase says the bonus is paid within 15 days after the requirement is met. The account has a $15 monthly service fee unless a listed waiver condition applies, including qualifying electronic deposits or specified balances. Check the Total Checking offer for the complete list of qualifying deposits and fee waivers.
Secure Banking: $175
New Chase checking customers can qualify by opening a new Secure Banking account and completing 10 qualifying transactions within 60 days. Chase gives debit-card purchases, Zelle, ACH credits, QuickDeposit, and online bill payments as examples. The offer expires October 14, 2026, and Chase says payment arrives within 15 days after the qualifying transactions are complete. Consult the Secure Banking offer terms to confirm which activities count.
Chase Savings offer: up to $200
The savings promotion pays $100 for a qualifying new-money deposit of $5,000–$9,999, or $200 for a deposit of $10,000 or more. Deposit the new money within 30 days and maintain it for 90 days from enrollment. Chase says the bonus is added within 15 days after the requirements are fulfilled. The offer expires October 14, 2026. The Chase Savings offer page has the full terms and account eligibility rules.
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Match the offer to the money and activity you can realistically commit, rather than choosing by headline bonus alone.
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- You can move at least $500,000 in qualifying assets: The Private Client offer has the largest advertised bonus, but requires banker enrollment, transfer within 45 days, and a 90-day asset hold.
- You have $15,000 available and meet the new-customer rules: Premier Plus offers $650, with a 30-day deposit deadline and 90-day balance requirement.
- You can meet a direct-deposit requirement: Total Checking offers $400 if you qualify as a new customer and receive $1,000 in qualifying direct deposits within 90 days.
- You prefer activity-based eligibility: Secure Banking offers $175 for 10 qualifying transactions within 60 days.
- You want a savings-account offer: The savings bonus requires keeping at least $5,000 in qualifying new money for the offer period, with the higher tier requiring $10,000.
Compare each offer’s new-customer restrictions, balance-hold period, fees, and payout timing. Chase notes that bank bonuses can change regularly; its bank sign-up bonus explainer advises checking the terms and conditions of the specific offer. Verify the live offer before enrolling, especially for promotions expiring October 14, 2026.
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