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Best YNAB Alternatives in 2026

12 apps from budgeting and personal finance apps ranked against YNAB on the same published basis.

  1. 1
    PocketSmith Free plan AndroidapiiOSLinuxMac $0.83/mo9.4
    YNAB vs PocketSmith
  2. 2
    MoneyPatrol Free plan LinuxMacWin $1.67/mo9.2
    YNAB vs MoneyPatrol
  3. 3
    SoFi Free plan AndroidiOSMacWebWin 8.9
    YNAB vs SoFi
  4. 4
    EveryDollar Free plan WebiOSAndroid $17.99/mo8.8
    YNAB vs EveryDollar
  5. 5
    Money Manager Ex Free plan WinMacLinuxiOSAndroid Free8.8
    YNAB vs Money Manager Ex
  6. 6
    GnuCash LinuxWinMac 8.7
    YNAB vs GnuCash
  7. 7
    Rocket Money Free plan WebiOSAndroid Free8.7
    YNAB vs Rocket Money
  8. 8
    Wallet by BudgetBakers WebiOSAndroid 8.7
    YNAB vs Wallet by BudgetBakers
  9. 9
    Sure WebMaciOSAndroid 8.7
    YNAB vs Sure
  10. 10
    Zaim Free plan WebiOSAndroid Free8.7
    YNAB vs Zaim
  11. 11
    ClearCheckbook Free plan WebiOSAndroid $2.49/mo8.7
    YNAB vs ClearCheckbook
  12. 12
    Actual Budget Free plan WebWinMacLinux Free8.7
    YNAB vs Actual Budget
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