Account summary · Budgeting and personal finance appsRef. 003/181

SoFi

Name: SoFi
Price: 10 USD

FromFree

Free planYes

Rank#3/181

Runs onAndroid, iOS, Mac, Web, Windows Score8.9

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SoFi is ranked #3 of 181 in budgeting and personal finance apps on The Finance Base, made by SoFi (San Francisco, California, United States). It runs on Android, iOS, macOS, Web, Windows. There is a free plan.

SoFi plans and pricing

All plans

SoFi Coach / Relay Not published Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring sofi.com · 22 Sept 2026

SoFi Plus $10/mo Subscribers are billed monthly based on the initial date of subscription. Financial planning · Enhanced savings benefits · Investment match benefits · Borrowing discounts sofi.com · 22 Sept 2026

SoFi Plus $120/yr Annual membership Financial planning · Enhanced savings benefits · Investment match benefits · Borrowing discounts sofi.com · 22 Sept 2026

SoFi Checking and Savings Free No account, service, or maintenance fees · no minimum balance requirement sofi.com · 28 Sept 2026

SoFi Plus $10/mo monthly based on the initial date of subscription 4.50% APY on up to $20,000 in one SoFi Savings account · benefits subject to change sofi.com · 28 Sept 2026

Compared on budgeting and personal finance apps

Free plan: Yes
Paid from: $10/mo
Budgeting tools: Yes
Bill tracking: Yes
Net-worth tracking: Yes
Account sync: both
Report export: Yes
Mobile apps: both

Best SoFi alternatives

See all 12

No. 001 PocketSmith From$0.83/mo Free planYES Score9.4 No. 002 MoneyPatrol From$1.67/mo Free planYES Score9.2 No. 004 EveryDollar From$17.99/mo Free planYES Score8.8 No. 005 Money Manager Ex FromFree Free planYES Score8.8 No. 006 Rocket Money FromFree Free planYES Score8.7 No. 007 Zaim FromFree Free planYES Score8.7

The record

Savings APY: Up to 4.20% savings APY for up to six months with qualifying deposits.
SoFi Plus APY: 4.50% APY on up to $20K in a SoFi Bank savings account.
Coach Pricing: SoFi Coach has no charge for members.
Coach Access: Free access is available to SoFi members using banking, borrowing, or investing services.
Chat Availability: SoFi Coach offers financial insights through chat 24-7.
Account Connections: External accounts can be connected from more than 12,000 financial institutions.
Platform Access: SoFi Coach is accessed through the SoFi app.
Security Protection: SoFi Coach uses bank-grade security, privacy features, and multifactor authentication.
AI Data Use: User information is not used to train AI partners’ large-language models.
Financial Tools: Features include credit-score monitoring, a budget planner, and retirement and investment goal tracking.
Money Actions: Users can transfer money and open SoFi checking and savings accounts through chat.
Investment Limit: SoFi Coach does not recommend specific stocks or execute trades.
Support Channels: SoFi offers support through phone or chat.
Member Count: SoFi reports 15.8 million members.

Where it ranks on The Finance Base

Best Budgeting and Personal Finance Apps in 2026#3 of 181

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Sources

sofi.com· checked 27 Sept 2026
sofi.com/what-is-sofi-coach-and-how-does-it-work· checked 27 Sept 2026
sofi.com/products/· checked 28 Sept 2026
sofi.com/banking/online-banking/· checked 28 Sept 2026
sofi.com/invest/· checked 28 Sept 2026
support.sofi.com/hc/en-us/articles/4423063919245-How-do-· checked 28 Sept 2026
sofi.com/banking/· checked 28 Sept 2026
security-info.sofi.com· checked 28 Sept 2026
support.sofi.com/hc/en-us/articles/360048825291-Does-SoF· checked 28 Sept 2026
sofi.com/sofi-plus/· checked 28 Sept 2026
sofi.com/newsroom/beware-of-scammers/· checked 28 Sept 2026
sofi.com/newsroom/beware-of-scammers· checked 28 Sept 2026