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For a resident Pakistani aged 18 or older, Standard Chartered Pakistan lists an app-based SC Digital Account application through SC Mobile. The bank says applicants need a registered mobile number and CNIC or SNIC, and must complete in-app NADRA biometric verification. Other accounts have different eligibility, documents and terms, so choose the route that matches your residency and needs before applying.
Choose the account route that fits your situation
First determine whether you are a resident Pakistani, a non-resident Pakistani or another applicant category. The cited account pages do not establish a universal route for every nationality or residency status. Then compare the account purpose and currency you need: current or savings, conventional or Saadiq, and Pakistani rupees or foreign currency. Standard Chartered’s application page lists several account options, while its Roshan Digital Account information describes routes for eligible overseas Pakistanis.
| Account route | Who the bank lists as eligible | Application and documents listed | Opening deposit, balance or limits stated |
|---|---|---|---|
| SC Digital Account | Resident Pakistani nationals aged 18 or older. | Apply through SC Mobile. The page lists a registered mobile number and CNIC or SNIC, with real-time in-app NADRA biometric verification. | Nil initial deposit and nil minimum balance, according to the bank’s SC Digital Account page (undated; accessed 2026). |
| Basic Banking Account | Pakistani residents and non-resident Pakistanis; Pakistani nationality and age 18 or older. | The bank lists proof of nationality or national identity, proof of residence, employer confirmation or a ward executive letter, and a face photo or selfie. Follow the product page for its current application route. | PKR 100 initial deposit and no minimum balance. The page also lists two free deposits and withdrawals per month; check current conditions and charges. |
| Asaan Account | Resident Pakistani nationals aged 18 or older. | The bank lists proof of nationality or national identity, proof of residence, employer confirmation or a ward executive letter, and a face photo or selfie. Follow the product page for its current application route. | PKR 100 minimum initial deposit, no minimum balance, PKR 1,000,000 total credit limit and PKR 1,000,000 monthly debit limit, as stated on the product page. |
| Roshan Digital Account | The bank’s FAQ says non-resident Pakistanis and resident Pakistanis with wealth declared abroad can apply online. | See the current Roshan Digital Account application requirements. The FAQ describes personal current and savings accounts in conventional and Saadiq versions. | Not stated in the cited FAQ; check the live product terms. |
Product details and figures above are those stated on the bank’s individual pages; the pages are undated in the search results and were accessed in 2026. They are not interchangeable terms across accounts. Check the live product page before relying on a figure.
Apply for the SC Digital Account in SC Mobile
- Check eligibility. The bank lists the SC Digital Account for resident Pakistani nationals aged 18 or older. If you are not in that category, use the relevant account page rather than assuming this route applies.
- Prepare the listed requirements. Have your registered mobile number and CNIC or SNIC available.
- Start the application in SC Mobile. The bank directs applicants to use its mobile app for this account.
- Complete the in-app identity check. The bank says the application includes real-time NADRA biometric verification.
- Review the product terms before submitting. The digital-account page states nil initial deposit and nil minimum balance; confirm current conditions and any applicable charges on the bank’s live terms.
Standard Chartered describes the service as “instant,” but that wording does not establish that every application will be approved instantly. The bank’s page does not provide a guaranteed general processing or approval time.
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Prepare documents for Basic Banking or Asaan
If you choose either of these accounts, use the selected product page’s document checklist. The Basic Banking and Asaan pages list the following evidence in addition to identity information:
- Proof of residence, such as a utility bill or tenancy agreement addressed to you.
- Employer confirmation or a ward executive letter.
- A face photo or selfie.
The bank lists proof of nationality or national identity for both accounts. The Basic Banking page includes resident and non-resident Pakistanis among its eligible categories; the Asaan page lists resident Pakistani nationals aged 18 or older. Do not assume that a document list or eligibility rule for one account automatically applies to the other.
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Overseas Pakistanis and other account options
Overseas Pakistanis should check the bank’s non-resident routes rather than assuming that the resident SC Digital Account route applies. The bank says non-resident Pakistanis, and resident Pakistanis with wealth declared abroad, can apply online for a Roshan Digital Account. Its FAQ describes personal current and savings options in conventional and Saadiq versions. The bank’s Apply Online page also lists Rupee Current, Foreign Currency and other deposit products. Confirm the live eligibility and requirements for the specific account before beginning.
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Opening deposits, minimum balances, transaction limits and included transactions vary by product. The bank’s Download Centre lists account-opening forms and standard current and savings account terms. It also lists a schedule of charges covering July 1 to December 31, 2026; consult that schedule for current fees rather than relying on an old or general figure. The detailed fee amounts are not stated here.
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If you are unsure which route applies, the bank lists hotline 111 002 002 and branch/contact options on its product pages. For account-specific steps, requirements and current terms, use the relevant official page:
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