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To pay a PayPal Credit bill, sign in to PayPal, open your PayPal Credit account, and choose a payment option. In the app, go to Dashboard → PayPal Credit tile → Make a Payment, then select the amount, payment method, and date and tap Pay. You can also pay online, by phone, or by mail. This is different from choosing PayPal Credit to pay for a new purchase at checkout.
How to pay your PayPal Credit bill
PayPal Credit accounts may appear as a PayPal Credit Card or a PayPal Credit digital line. Open the account that matches yours; payment controls let you make a one-time payment, schedule a future payment, or set up autopay. See PayPal’s payment instructions for current account-specific details.
| # | Preview | Product | Price | |
|---|---|---|---|---|
| 1 |
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Visa Virtual eGift Card | $105.95 | Buy on Amazon |
| 2 |
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Visa Virtual eGift Card | $206.95 | Buy on Amazon |
| 3 |
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Visa Virtual eGift Card | $28.95 | Buy on Amazon |
| 4 |
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Visa Virtual eGift Card | $206.95 | Buy on Amazon |
| 5 |
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Visa Virtual eGift Card | $54.95 | Buy on Amazon |
Pay online
- Sign in to PayPal.
- Open your PayPal Credit Card or PayPal Credit digital line account.
- Choose whether to make a one-time payment, schedule a future payment, or set up autopay, then follow the prompts.
Pay in the PayPal app
- On the Dashboard, tap the PayPal Credit Card or digital line tile.
- Tap Make a Payment.
- Choose the amount, payment method, and date, then tap Pay.
Pay by phone
PayPal’s Help Center lists Synchrony Bank at (844) 209-7457 for the PayPal Credit Card and (844) 373-4961 for the PayPal Credit digital line. Contact details can change, so confirm the number on your latest statement or PayPal’s official payment page before calling.
Pay by mail
Use the payment slip and envelope sent with your billing statement, and include your account number on the check. Follow the statement’s mailing instructions: a payment that does not follow them may take longer to credit. The agreement specifies payment in US dollars by physical or electronic check, money order, or similar instrument drawn on a US bank. The statement provides the controlling instructions for your account. See the PayPal Credit agreement.
#1 Best Overall
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
How much to pay and when
Pay at least the minimum payment shown on your statement by the due date for that billing cycle. The agreement says the due date is at least 23 days after the billing cycle closes; your exact minimum and due date are account-specific, so use your current statement rather than a general estimate.
You may pay all or part of your unpaid balance without a prepayment charge. If a balance is accruing interest, paying sooner may reduce the interest you pay. Amounts above the minimum are generally applied to higher-APR balances before lower-APR balances, subject to legal requirements and special promotion rules.
Rank #2
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
What to know about promotional balances and interest
Some qualifying purchases have a deferred-interest offer described as “No Interest if Paid in Full.” If you do not pay the promotional purchase balance in full before its deadline, interest may be charged from the purchase date at the applicable purchase APR. You still have to make the required minimum payments during the promotion. Check the offer and statement for the amount and deadline needed to pay that particular purchase in full. See the account agreement and PayPal’s explanation of deferred-interest offers.
Rates and fees are account terms, not permanent figures. The agreement available at research time listed a 29.64% variable purchase APR and a 34.24% penalty APR; it said the penalty APR could apply after repeated late minimum payments. Rates can vary with the market and are subject to the agreement’s stated limits. The agreement also describes late-payment, returned-payment, and, under specified conditions, paper-statement fees. Check your current agreement and statement for applicable rates, fees, and triggering conditions.
Rank #3
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Paying with PayPal Credit at a new purchase
If you mean using credit for a purchase rather than paying your bill, the digital line is available as a payment method at PayPal checkout. The PayPal Credit Card can be used wherever Mastercard is accepted, subject to approval and account availability. Not every purchase made through PayPal checkout is eligible for PayPal Credit; check the payment options shown for that transaction. See PayPal’s PayPal Credit information.
Why PayPal Credit may not appear at checkout
PayPal says the available credit may be insufficient, a recent payment may not yet have posted to available credit, the account may be closed, or the transaction may not support PayPal Credit. Check your account status and available credit in the Dashboard. If it remains unavailable, choose another payment method or contact the seller or account support as appropriate. See PayPal’s troubleshooting guidance.
Quick Recap
Best Value
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Rank #4
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
