October DealsAmazon USOctober deal check: compare before you payAmazon US: current deals, useful picks and tech finds.Check DealsClean PCRecommendedOne scan can reveal what keeps slowing WindowsLook for cleanup and repair opportunities.Run ScanOctober DealsAmazon USDeal season is back - check today's better picksAmazon US: current deals, useful picks and tech finds.See Picks×
Skip to content
The Finance Base
The Money Desk · Blog
Re:

Costco Executive Membership Benefits: What Changed and What to Know

Costco’s U.S. Executive benefits are already in effect. Here are the published shopping hours, delivery-credit conditions, annual fee and reward eligibility rules.
From TheFinanceBase Team3 min to read

What’s actually slowing this PC down?

Pick the symptom - the matching free tool is one click away.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Costco’s U.S. Executive benefits took effect June 30, 2025; they are not newly starting in October 2026. The package includes earlier warehouse shopping hours and a conditional monthly delivery credit. Executive members also earn an approximately 2% reward on eligible purchases, subject to separate rules and exclusions.

When did Costco Executive member hours start?

Costco’s U.S. Executive Member Benefits page lists the benefit schedule as effective June 30, 2025. That date is the rollout date for the listed benefits, not a new October 2026 launch. The published terms discussed here apply to the U.S.; members elsewhere should consult their country’s Costco terms.

What are Costco Executive hours?

Costco lists these Executive shopping hours in the U.S.:

Day Executive shopping hours
Monday–Friday 9 a.m.–10 a.m.
Saturday 9 a.m.–9:30 a.m.
Sunday 9 a.m.–10 a.m.

The published schedule does not establish that every warehouse applies the hours identically. Check your local warehouse’s hours before planning an early visit. Costco’s Executive Member Benefits page lists the benefit and effective date.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
#1 Best Overall
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
  • Gift Cards are shipped active and ready for use.
  • This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
  • To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
  • To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
  • Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.

What is the $10 Costco delivery credit?

Executive members may receive a $10 monthly credit on an eligible order of $150 or more through SameDay.Costco.com or Costco via Instacart. It is a conditional order credit, not an unconditional $10 cash payment. Check Costco’s current terms for eligibility and restrictions before placing an order. Costco’s benefits page describes the credit.

How much does Costco Executive membership cost?

Costco lists the U.S. annual fees as $65 for a Gold Star or Business membership, plus $65 to upgrade to Executive, for a total of $130 before applicable tax. The Executive upgrade fee is prorated based on the months remaining in the current membership year. See Costco’s membership comparison and Executive benefits page for published terms.

Rank #2
Visa Physical Gift Card $100 (plus $5.95 Purchase Fee)
  • Gift Cards are shipped active and ready for use.
  • This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
  • To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
  • To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
  • Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.

Does the 2% reward pay for the upgrade?

Not necessarily. Costco says the Executive 2% Reward is approximately 2% of qualifying pre-tax purchases, less refunds, and caps it at $1,250 in a 12-month period. Costco also says the reward is not guaranteed to equal or exceed the upgrade fee. For a rough estimate, multiply expected qualifying annual spend by 0.02; then account for excluded purchases and the fact that the reward is based on eligible purchases, not every dollar spent at Costco.

Who earns the reward, and when?

Only qualifying purchases made after the Executive upgrade by the Primary member and the active Primary Household Cardholder count. Costco issues the reward around two months before renewal, based on qualifying purchases through the issue date. Rewards under $1 are not issued. The $1,250 cap applies per 12-month period. Details are in Costco’s Executive benefits terms and Executive 2% Reward FAQ.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Rank #3
Amazon eGift Card - Amazon Logo - Classic
  • Amazon.com Gift Cards never expire and carry no fees.
  • Multiple gift card designs and denominations to choose from.
  • Redeemable towards millions of items store-wide at Amazon.com or certain affiliated websites.
  • Available for immediate delivery. Gift cards sent by email can be scheduled up to a year in advance.
  • No returns and no refunds on Gift Cards.

Which purchases are excluded?

Costco’s FAQ lists exclusions that include membership fees, taxes, shipping, Costco Shop Cards, gasoline, food-court purchases, certain state-specific alcohol and prescription purchases, and purchases not recorded through qualifying Costco registers or sites. Some Costco Travel charges are also excluded, including gratuities, trip protection, surcharges, third-party purchases, and Viator excursions booked through the Costco Travel partnership. This is not an exhaustive list; consult the current FAQ for the full and most recent terms.

The Executive 2% Reward is separate from any reward certificate associated with a Costco co-branded credit card. The card’s reward follows its own terms.

Rank #4
Visa Physical Gift Card $100 (plus $5.95 Purchase Fee)
  • Gift Cards are shipped active and ready for use.
  • This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
  • To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
  • To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
  • Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

How to decide whether Executive is worth it

Compare the incremental $65 upgrade fee with the likely value you will actually receive—not simply total household spending.

  • Estimate annual purchases by the Primary member and active Primary Household Cardholder that qualify for the 2% reward, excluding refunds and ineligible categories.
  • Consider whether early shopping hours at your local warehouse are useful to your household.
  • Count the delivery credit only if you expect to place qualifying $150-or-more orders through an eligible service and can use the credit under its terms.
  • Include other Executive benefits only if they apply to services your household uses.

Because exclusions, household use, and local hours affect the value, there is no universal spending figure that guarantees the upgrade is worthwhile. Use Costco’s current reward FAQ to check eligible purchases before estimating your return.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Quick Recap

Bestseller No. 1
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
Gift Cards are shipped active and ready for use.
$206.95
Bestseller No. 2
Visa Physical Gift Card $100 (plus $5.95 Purchase Fee)
Visa Physical Gift Card $100 (plus $5.95 Purchase Fee)
Gift Cards are shipped active and ready for use.
$105.95
Bestseller No. 3
Amazon eGift Card - Amazon Logo - Classic
Amazon eGift Card - Amazon Logo - Classic
Amazon.com Gift Cards never expire and carry no fees.; Multiple gift card designs and denominations to choose from.
$50.00
Bestseller No. 4
Visa Physical Gift Card $100 (plus $5.95 Purchase Fee)
Visa Physical Gift Card $100 (plus $5.95 Purchase Fee)
Gift Cards are shipped active and ready for use.
$105.95
Bestseller No. 5
MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee)
MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee)
Cards are shipped active and ready for use.
Best Value
MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee)
  • Cards are shipped active and ready for use.
  • This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
  • Double check if the URL/website is genuine before entering card details online. Do not provide any gift card details (example: claim code) to someone you do not know or trust. There are a variety of scams in which fraudsters try to trick others into paying with gift cards.
  • If you believe that your Card has been lost or stolen, notify Mastercard immediately by calling 1-833-791-7288. You will be asked to provide the Gift Card number and other identifying information.
  • Use your Mastercard Gift Card in the U.S. everywhere Mastercard debit cards are accepted, including online. Your Amazon.com Balance cannot be used to purchase Mastercard gift cards.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

Leave a Reply

Your email address will not be published. Required fields are marked *

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

More post from the Money Desk

  1. The Money DeskBlogTheFinanceBase09 OCT 267 minMortgage Escrow FAQs: Taxes, Insurance, Shortages, and Refunds
  2. The Money DeskBlogTheFinanceBase09 OCT 265 minHow Mortgage Escrow Accounts Work and What Homeowners Pay For
  3. The Money DeskBlogTheFinanceBase09 OCT 265 minHow to Read a Stock Chart, Volume and Market-Cap Data
Recommended PC Tool
Recommended PC Tool
PC Slower Than It Used to Be?Free scan - under a minute
Crashes, No Sound, or Screen Glitches?Free driver scan

Two free Windows tools

One Free Minute Could Fix That PC

Before you go - each of these free tools takes about a minute and tackles what quietly slows a Windows PC down.

Special offer. View Outbyte info, uninstall instructions, EULA, and Privacy Policy.