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Bank Alfalah’s 0% Honda Bike Installment Offers: What’s Confirmed and What’s Expired

Bank Alfalah advertised 0% markup installments for selected Honda bikes in 2025, but the official flyer expired on 30 June. Here’s what the historical terms said and what to verify now.
From TheFinanceBase Team4 min to read
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Bank Alfalah has advertised 0% markup installments for selected Atlas Honda motorcycles, but the official promotion located here ended on 30 June 2025. A later offer was reported in November 2025; neither source confirms that a 0% Honda-bike deal is available now. Treat the old prices and monthly payments as historical, and confirm current eligibility and total cost directly with Bank Alfalah before applying.

What Bank Alfalah’s Honda installment offer included

A Bank Alfalah Atlas Honda SBS flyer dated 4 June 2025 advertised 0% markup on selected tenures, flexible terms of up to 36 months, and a free helmet with a Honda bike. The flyer’s listed price for the red and black Honda CD70 was Rs. 157,900. These were historical promotional terms, not current quotes. The flyer said prices and stock were subject to availability and directed customers to the bank helpline for current pricing, offers, and booking details. Bank Alfalah’s June 2025 promotion flyer

Historical processing fees and taxes

Although the flyer advertised 0% markup, it also listed processing fees by tenure, plus Federal Excise Duty (FED). Its fee schedule was:

Tenure Processing fee listed in June 2025 flyer
3 months 2.5% plus FED
6 months 5% plus FED
9 months 2.5% plus FED
12 months 2.5% plus FED
18 months 2.5% plus FED
24 months 2.5% plus FED
36 months 2.5% plus FED

So “0% markup” did not mean that the purchase had no extra charges. Ask for the complete repayment amount, including applicable fees and taxes, rather than judging the deal by the monthly installment alone.

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What was reported in November 2025

ProPakistani reported on 18 November 2025 that Bank Alfalah had another limited-time offer covering selected Honda CD 70, CG 125, and CG 150 models. The article gave starting monthly installment figures, while noting that processing fees and FED still applied, availability depended on stock, and customers should contact the bank for full details. These figures were reported at that time; they are not verified current prices or official quotes for a new application. ProPakistani’s November 2025 report

Model named in the report Starting monthly installment reported in November 2025
Honda CD 70 Rs. 26,650
Honda CG 125 Rs. 39,750
Honda CG 150 Rs. 76,650

The report does not establish the current installment, total repayment, or whether any of these models qualify under an active 0% scheme. Confirm the model, price, tenure, fees, taxes, and stock with Bank Alfalah before relying on a quoted monthly payment.

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Does the 0% promotion still apply?

The official flyer states that its promotion was valid through 30 June 2025. The November 2025 report describes a later limited-time offer, but it does not establish availability in 2026. No active 0% Honda-bike promotion is confirmed by the sources cited here, so do not assume that the flyer’s terms, free helmet, listed price, or later reported installments remain available.

Bank Alfalah’s newsroom announced in February 2022 that AlfaMall and Atlas Honda had enabled motorcycle purchases in installments, and specifically described the CD-70 as sold on AlfaMall at 0% markup. That announcement documents the partnership’s earlier history, not a current offer. Bank Alfalah’s Group Head Digital Banking Group, Yahya Khan, said: “We are offering a diverse portfolio of unique products being offered on BNPL including two wheelers through productive collaborations with leading brands like Atlas Honda.” Bank Alfalah newsroom announcement, 14 February 2022

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Current alternative: Bank Alfalah Purchase Loan

Bank Alfalah’s current Purchase Loan page lists motorcycles as an eligible purchase category. It is a general financing product, distinct from the expired 0% SBS promotion: the page describes fixed or variable markup rather than confirming a Honda-specific 0% deal. It lists financing from PKR 50,000 to PKR 3 million and repayment periods from one to four years, with collateral-free financing. Bank Alfalah Purchase Loan

Published applicant requirements

  • Salaried applicants: age 21–60 and a minimum monthly salary of PKR 50,000.
  • Self-employed applicants: age 21–65 and a minimum monthly balance of PKR 75,000.

The bank says customers can apply through a branch, the Alfa app, or online. Its calculator estimates exclude processing and other possible fees, and actual financing figures depend on credit approval. Check the bank’s current page and application terms for details applicable to your circumstances.

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How to compare an offer before you apply

Request a written breakdown for the exact bike and repayment option you are considering. Compare the total amount payable—not only the advertised markup or monthly payment—and make sure you are comparing the same model, price, and tenure.

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  1. Confirm the scheme and model. Ask whether a 0% Honda promotion is active now and whether the specific model and variant you want are eligible.
  2. Get the price and stock status. Confirm the bike’s current price, availability, and booking route; the old flyer made both price and stock subject to availability.
  3. Ask for the full fee schedule. Request the processing fee, FED, and any other applicable charges for your chosen tenure.
  4. Request the total repayment in writing. Ask for the amount due upfront, each installment, installment count, and total amount payable over the full term.
  5. Check eligibility and approval conditions. Confirm any applicant, card, income, or credit-approval requirements that apply to the specific product. The historical SBS flyer and current Purchase Loan page do not establish the same eligibility rules.
  6. Compare with the general Purchase Loan separately. Check its markup, term, fees, and approval conditions against any promotional scheme; do not treat the general loan as the same 0% offer.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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