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All About Timothy Plan Funds: Screens, Strategies, Fees, and Risks

Timothy Plan offers screened mutual funds and ETFs across several strategies. Compare each fund’s objective, holdings, share class, expenses, and risks using current documents.
From TheFinanceBase Team3 min to read
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Timothy Plan offers mutual funds and exchange-traded funds (ETFs) that apply the provider’s stated biblical-value screens. The funds cover different investment strategies and asset classes, so there is no single Timothy Plan return, fee, or risk profile. To evaluate one, check its current objective, holdings, share class, expenses, and prospectus disclosures.

What are Timothy Plan funds?

Timothy Plan is an investment provider whose lineup includes mutual funds and ETFs. Its funds span U.S. equity styles, international and Israel-focused strategies, fixed income, and allocation approaches. Some ETFs use specific rules, such as volatility weighting or free-cash-flow screens. The fund lineup, tickers, and available share classes can change; consult the provider’s fund overview and current fund documents to confirm what is available.

A Timothy Plan fund is not a single investment strategy shared across the family. Each fund has its own objective, portfolio, risks, and costs. The provider’s chart dated May 1, 2026, reported 12 mutual funds, 7 ETFs, 8 management firms, and 32 fund managers. Those are provider-reported lineup figures for that date, not independent assessments of the funds’ performance.

How do Timothy Plan’s biblical-value screens work?

Timothy Plan says its funds screen out securities associated with activities that conflict with the provider’s stated biblical filters. The precise application is the provider’s approach; it should not be treated as a universal definition of faith-based or responsible investing. Review the fund’s current holdings and relevant disclosures to understand how the screen affects a particular portfolio.

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Excluding companies can narrow the available investment universe. Timothy Plan says its screened funds “may be riskier than other funds that invest in a broader array of securities.” That is a risk disclosure, not evidence that every screened fund will underperform or carry the same risk.

What should you compare before choosing a fund?

Compare specific funds and, for mutual funds, specific share classes. A family-wide label or screening policy does not tell you whether a fund fits your goals, time horizon, or tolerance for losses.

Objective and strategy

Identify what the fund aims to do and how it invests. For example, a U.S. equity fund, an international fund, a fixed-income fund, an allocation fund, and an ETF following a particular weighting rule can behave differently even when they share the same screening provider.

Screening and holdings

Read the provider’s screening description, then inspect the fund’s dated holdings. The screen can affect which securities are eligible, while the holdings show the portfolio’s actual exposures at a particular point in time.

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Share class and access

Timothy Plan says mutual-fund share classes represent the same portfolio but can differ in fees and sales charges. Class I is limited to eligible institutional clients and fee-based investment advisors, according to the provider’s materials. ETFs are generally accessed through a brokerage account or financial advisor, as described in the fund documents.

Costs, performance, and risk

Use the latest prospectus and fact sheet for the exact fund and class. Timothy Plan provides quarterly fact sheets and resources for reviewing performance, index comparisons, monthly performance, net asset value (NAV), and management expense ratios. Match share classes and measurement periods when comparing performance, and remember that past performance does not guarantee future results.

There is no single current return or expense figure that represents the entire Timothy Plan family. Fees and performance vary by fund, share class, and measurement date; use the latest fund-level documents rather than combining values from different classes or periods.

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What risks and fees should you check?

Timothy Plan states: “Investing involves risk, including the potential loss of principal.” Read the specific prospectus for the fund’s objectives, risks, charges, and expenses before investing. The provider’s ETF materials describe risks that vary by strategy, including index-tracking, international and currency, free-cash-flow-strategy, and fixed-income or interest-rate risks.

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International funds may also involve currency, exchange, market-size, regulatory, liquidity, and political risks. Which risks apply—and how materially—depends on the individual fund. For a mutual fund, check both its expense information and any applicable sales charges; for an ETF, review its expenses and strategy-specific disclosures.

Where to verify current fund information

Fund details can change, so rely on current documents rather than an older ticker list or performance snapshot. On Timothy Plan’s fund pages, find the materials for the individual fund and review its latest prospectus, fact sheet, and holdings. The prospectus is the key document for objectives, risks, charges, and expenses; the fact sheet and holdings help you assess current strategy and exposures.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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