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Re:

Best Chase Business Credit Cards: 5 Options Listed by Chase

Chase currently lists five business cards on its comparison page. Compare their fees and rewards, and review Ink Business Unlimited’s displayed offer and eligibility terms.
From TheFinanceBase Team2 min to read
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Chase’s current business-card comparison page lists five cards, not eleven: Ink Business Unlimited, Ink Business Cash, Ink Business Preferred, Ink Business Premier and Sapphire Reserve for Business. The best fit depends on your business’s spending, whether you want cash back or another rewards structure, and whether the card’s fee and welcome-offer requirements make sense for your cash flow.

Which Chase business card is best for my business?

Start with the expenses you already expect to put on a card, then compare each card’s annual fee, rewards categories, introductory offer, APR and benefits. A large welcome offer is not worthwhile if meeting its spending threshold would mean making purchases your business does not need.

Chase’s business-card comparison page lists the five options below. The page describes differing reward structures and offer requirements; check the live terms for the card you are considering, since offers can change and may vary by application channel.

Card Annual fee listed by Chase What to compare
Ink Business Unlimited $0 Cash-back rate, welcome-offer requirements and introductory purchase APR
Ink Business Cash $0 Rewards categories, offer requirements and introductory purchase APR
Ink Business Preferred $95 Rewards structure, offer requirements and benefits
Ink Business Premier $195 Rewards structure, offer requirements and benefits
Sapphire Reserve for Business $795 Rewards structure, offer requirements and benefits

Annual fees and card lineup in this table are as listed on Chase’s comparison page when accessed October 7, 2026. That page does not establish all card-specific reward rates or offer terms in this comparison, so consult the individual live offer before applying.

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Which Chase business card has no annual fee?

Chase lists Ink Business Unlimited and Ink Business Cash with $0 annual fees. Both are shown with introductory purchase APR offers on the comparison page. A $0 fee does not by itself make a card the best choice: compare its rewards with your actual spending, and read the purchase APR and other terms before carrying a balance.

What does Ink Business Unlimited offer?

Chase’s Ink Business Unlimited product page displays $750 cash back after $6,000 in purchases during the first three months, unlimited 1.5% cash back on purchases, and a $0 annual fee. It also displays a 0% introductory APR on purchases for 12 months, followed by a variable APR. These are Chase’s offer and product terms, not independent performance findings; verify the offer and APR shown when you apply.

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Chase says the new-cardmember bonus may be unavailable to applicants who have had this card or another Chase for Business card without an annual fee. Chase also says it may consider factors related to the business when determining bonus eligibility. Do not assume the displayed bonus is guaranteed: review the eligibility language on the application page.

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How to choose without overvaluing the welcome offer

  1. List expected business spending. Use normal, planned expenses rather than purchases added only to trigger a bonus.
  2. Compare rewards against those expenses. Check the live page for each card’s earning categories and reward structure; the comparison page indicates that they differ.
  3. Account for fees and financing. Weigh any annual fee against benefits you expect to use. If you might carry a balance, examine the APR after any introductory period rather than focusing only on rewards.
  4. Check the offer threshold and deadline. Confirm the purchase amount and time window in the terms presented for your application channel.
  5. Confirm eligibility and final terms. Prior card ownership and other business-related factors may affect bonus eligibility. Read the issuer’s current terms before submitting an application.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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