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The fund named in the report is Franklin India Small Cap Fund. A report citing a Franklin Templeton calculation says a ₹10,000 monthly SIP over the 15 years through the end of August 2026 accumulated to approximately ₹81 lakh. This is a historical illustration, not a forecast or promised return.
What the ₹81 lakh figure represents
The Economic Times reported the SIP illustration and attributed it to a Franklin Templeton calculation. The reported investment was ₹10,000 per month for 15 years, with the period ending in August 2026. The report does not state the exact SIP transaction dates, installment timing, plan or option, or calculation method, so the approximate corpus cannot be independently reproduced from the information given. The Economic Times report and Fund Focus News coverage identify the scheme and period.
How the reported returns compare
The Economic Times report gives the fund’s trailing performance alongside the Nifty Smallcap 250 Index. These are reported fund-return comparisons for the stated periods, not the ₹10,000 SIP corpus calculation.
| Period in the report | Franklin India Small Cap Fund | Nifty Smallcap 250 Index |
|---|---|---|
| 3 years | 12.82% | 16.15% |
| 5 years | 16.49% | 16.55% |
| 15 years | 19.03% | 15.75% |
All figures in the table are historical performance figures reported by The Economic Times in 2026. The retrieved report details do not specify whether these figures are annualized, which scheme plan or option they represent, or the precise valuation date. Do not treat them as a direct substitute for the SIP illustration or as a current return quote. Read the report’s performance comparisons.
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Risks and scheme terms to check
Small-cap funds can fluctuate sharply, and the Fund Focus News coverage cautions that investors should account for volatility and their own risk appetite. Past returns, including SIP outcomes, do not establish future performance. A long investment horizon does not remove the possibility of losses or periods of weak returns.
The Economic Times report describes a 1% exit load on units redeemed within one year of each investment. Because scheme terms can change and the reported passage does not establish the current terms, check the latest official scheme documents before investing or redeeming.
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What to verify before investing
- Check the latest scheme information document and factsheet for the current exit-load terms, investment objective, portfolio risks, and available plan and option.
- Compare returns over matching periods and on a like-for-like basis. A SIP corpus illustration is not directly comparable with a lump-sum return figure.
- Consider whether you can tolerate pronounced fluctuations in small-cap exposure and whether the investment fits your financial goals and time horizon.
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