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1Scan for outdated or missing drivers - takes under a minute2Clear out junk files and repair common Windows errors3Fix the driver behind crashes, sound loss and screen glitchesThe 0% APR financing and free Performance options in this headline refer to a Tesla promotion reported on April 25, 2025—not Tesla’s current U.S. Model 3 offer. As of October 5, 2026, Tesla’s listed U.S. rates start at 1.99% APR for several Model 3 trims and 3.99% for Performance, subject to credit approval and other terms.
What the 2025 0% APR promotion included
Notebookcheck reported on April 25, 2025, that Tesla had brought back 0% APR financing for qualifying U.S. Model 3 buyers. According to that report, eligible loan terms were 36, 48 or 60 months, with at least 15% down. The promotion was described as applying to well-qualified buyers with excellent credit who ordered after April 24, 2025.
The same report said certain options on the Model 3 Performance were included at no additional charge: Deep Blue Metallic or Pearl White Multi-Coat paint, and black-and-white interior options. Those were reported terms of that historical promotion; they should not be treated as current U.S. discounts.
The report did not establish a confirmed end date. Its suggestion that the offer might run through the end of the quarter was speculation, not a Tesla-confirmed deadline. See Notebookcheck’s April 25, 2025 report for the historical account.
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How Tesla’s listed U.S. offer differs now
Tesla’s U.S. offers listing, as reported on October 2, 2026, shows promotional rates for qualifying new Model 3 orders placed on or after September 28, 2026. Its terms require well-qualified buyers with excellent credit and at least 5% down, plus applicable taxes and fees. Tesla says it does not guarantee a buyer’s or vehicle’s eligibility, or that a program will remain available.
| Offer detail | Reported April 2025 promotion | Tesla U.S. listing as of October 2026 |
|---|---|---|
| APR | 0%, as reported by Notebookcheck | 1.99% for the listed Rear-Wheel Drive, All-Wheel Drive, Premium Rear-Wheel Drive and Premium All-Wheel Drive trims; 3.99% for Performance |
| Loan term | 36, 48 or 60 months | Up to 72 months |
| Minimum down payment | 15%, according to the report | 5%, plus applicable taxes and fees |
| Order-date condition | Orders after April 24, 2025 | New Model 3 orders on or after September 28, 2026 |
| Credit qualification | Well-qualified buyers with excellent credit | Well-qualified buyers with excellent credit |
| Included options | Selected paint and black-and-white interior options on Performance, according to the report | No free paint or interior option is stated in the listed financing terms |
Tesla’s listing gives an example payment of $14.76 per $1,000 financed at 1.99% APR for 72 months. That is an illustration for the stated rate and term, not a quote for a particular buyer or vehicle. The financing terms do not establish a buyer’s total cost: that depends on the actual vehicle price and configuration, taxes, fees, approved loan terms and any other applicable charges.
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Check Tesla’s official U.S. Current Offers page for the live terms before ordering. Rates, eligible trims, order windows and availability can change, and Tesla does not promise that a particular buyer will qualify.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Do not confuse the U.S. offer with China’s paint campaign
Tesla China has a separate paint promotion. Its campaign page, last updated September 25, 2026, describes a benefit worth ¥8,000 for listed paint choices—including Pearl White, Ocean Blue and Diamond Black—on qualifying Model 3 orders placed through October 31, 2026. That offer is for qualifying orders under the China-market campaign; it does not establish a free-color or free-interior offer in the United States.
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Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
