What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
The Union Budget 2025-26 proposed no tax payable on qualifying normal income up to ₹12 lakh under the new tax regime—not a blanket tax-free allowance for every kind of income. For salaried taxpayers, the speech gave a ₹12.75 lakh threshold after the ₹75,000 standard deduction. It also announced identity cards, e-Shram registration and PM Jan Arogya Yojana healthcare for online platform workers, with nearly one crore workers estimated as the potential reach. Later government reporting describes scheme approval and registration activity, but does not establish that every eligible worker was enrolled or had received care.
What does “no income tax up to ₹12 lakh” mean?
The Budget Speech says that under the new tax regime, individuals with normal income up to ₹12 lakh would have no income tax payable after the revised slabs and rebate are applied. The ₹12 lakh figure is not a general deduction from income, and it does not apply to special-rate income such as capital gains. The speech describes the threshold as an average income of ₹1 lakh per month, excluding such special-rate income. The Budget Speech, paragraphs 156 and 159, also gives salaried taxpayers a ₹12.75 lakh threshold because it includes the ₹75,000 standard deduction.
The rebate and slab rates work together to produce the stated result for qualifying normal income. The headline should therefore be read with three qualifications: it is for the new regime, it concerns normal income rather than special-rate income, and the higher ₹12.75 lakh figure for salary reflects the standard deduction.
What are the new-regime income tax slabs?
The Budget Speech set out these rates for total income under the new regime:
| Income band | Rate |
|---|---|
| Up to ₹4 lakh | Nil |
| Above ₹4 lakh and up to ₹8 lakh | 5% |
| Above ₹8 lakh and up to ₹12 lakh | 10% |
| Above ₹12 lakh and up to ₹16 lakh | 15% |
| Above ₹16 lakh and up to ₹20 lakh | 20% |
| Above ₹20 lakh and up to ₹24 lakh | 25% |
| Above ₹24 lakh | 30% |
These are marginal slab rates, not a single rate applied to all income once a threshold is crossed. The rebate is a separate part of the calculation: the speech says qualifying normal income up to ₹12 lakh has no tax payable when the rebate is applied alongside the revised slabs. The slab table alone does not explain that outcome. See paragraphs 158–159 of the Budget Speech.
How much tax benefit did the Budget Speech illustrate?
The speech compared estimated tax payable under the revised rates with the existing rates and cited a benefit of ₹80,000 at ₹12 lakh income, ₹70,000 at ₹18 lakh, and ₹1,10,000 at ₹25 lakh. These are the speech’s illustrative comparisons, not personalized tax calculations. Your result depends on your income composition, regime and applicable rules. The ₹12 lakh no-tax statement remains limited to normal income under the new regime; special-rate income such as capital gains is excluded from that stated threshold.
Rank #2
- Helps you budget and track personal spending
- Offers weekly and monthly tracking in a ledger-style format
- Includes yearly summary
What healthcare support did the Budget announce for gig workers?
The Budget Speech proposed three connected measures for online platform workers: identity cards, registration on the e-Shram portal, and healthcare under Pradhan Mantri Jan Arogya Yojana (PM-JAY). It estimated that nearly one crore workers could be assisted. That is an estimate of potential reach in the announcement, not a verified count of workers already registered, enrolled or receiving treatment. The announcement appears in paragraph 51 of the Budget Speech.
What implementation progress has the government reported?
A later government implementation report records milestones for the platform-worker healthcare scheme. It says a scheme to extend Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana benefits to online platform workers was approved by the Standing Finance Committee on 18 March 2025. It also lists 12 aggregators as onboarded:
Free tools Windows power users keep installed
One-click scans. No signup required.
Rank #3
- Zomato
- Blinkit
- Uncle Delivery
- Urban Company
- Uber
- Amazon
- Ola
- Swiggy
- Ecom Express
- Rapido
- Zepto
- Porter
The report records three nationwide e-Shram registration campaigns: 7–17 April, 21–30 May, and 25 August–15 September 2025. It describes these as campaigns intended to enable extension of benefits to eligible beneficiaries. Approval, aggregator onboarding and registration campaigns are meaningful implementation steps, but the report does not confirm universal enrollment or give a count of workers who had received healthcare coverage. A worker’s individual eligibility and coverage status cannot be established from these aggregate milestones. See entry 38 of the Implementation of Budget Announcements 2025-26.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.What other household-facing tax measures were highlighted?
The government’s Budget Highlights also described these direct-tax proposals:
Rank #4
- MANAGE YOUR MONEY & ACHIEVE YOUR FINANCIAL GOALS - This budget tracker will help you keep your money organized, spend well, start saving, set and achieve financial goals. It can help you to manage all your personal finance, savings, debts, daily expense etc.
- UNIQUE DESIGN - This budget sheets expense tracker total 80 sheets/160 pages contains an annual overview (calendar from 2025-2026), yearly goals page, contact pages, important pages, and 10 pages (lined) for notes, lists, goals, etc, that help you manage your money efficiently and reach your finance goals perfectly.
- POCKET SIZE - This budget planner size of 3.75 x 6.75 inch, perfect size to fit in your bag, A6 envelopes pockets & wallet.
- SUPERIOR QUALITY - This expense budget sheets planner with 100gsm thick paper to reduce ink leakage, erase fraying and shade issues. Sturdy and flexible PP cover to protect the inner pages well. Strong metal and lay-flat twin-wire binding, Planner with inner pocket to store loose items, like tickets, cards etc and elastic closure to protect your finance planner.
- EASY TO USE - You can use this card to record your daily expenses. They can help you know where your every cent is going; Our expense tracker sheets can really help you keep track and stay on budget.
- The deduction limit for senior citizens was doubled from ₹50,000 to ₹1 lakh.
- The annual rent threshold for tax deducted at source (TDS) increased from ₹2.40 lakh to ₹6 lakh.
- Taxpayers could claim annual value as nil for two self-occupied properties without conditions.
- The time limit to file an updated return increased from two years to four years.
These are budget measures, not individualized filing guidance. Check current statutory provisions and tax-return instructions before relying on a provision for a particular tax year or filing.
Quick Recap
Best Value
- COMPLETE 12 MONTH UNDATED BUDGET TRACKING SYSTEM Features dedicated pages for monthly budgets daily expenses income tracking savings goals and end-of-month reviews; Undated format lets you start budgeting anytime with absolutely no wasted pages; Color-coded sections and large writing grids for neat legible notes; Measures 8.27 by 6.1 inches fits most purses and backpacks
- THICK 100GSM NO BLEED PAPER & GOLDEN COIL BINDING Made with thick 100gsm acid-free paper that resists ink bleed through with most pens markers and highlighters; Supports double-sided writing for no extra wasted pages; High-quality golden twin-wire binding lays completely flat with smooth edges that won't snag clothes or bags
- WATERPROOF SCRATCH-RESISTANT PP COVER & ACCESSORIES Features a durable waterproof scratch-resistant matte PP cover that wipes clean easily; Equipped with a secure elastic closure band to keep pages protected; Waterproof PP receipt pocket stores bills cash invoices and small documents; Includes 4 budget stickers for easy expense categorization
- VERSATILE FOR ALL USERS & EVERY SCENARIO Perfect for personal finance family budgeting couples money management and college student expense tracking; Also ideal for small business bookkeeping travel budget planning and debt payoff tracking; Intuitive layout requires no complicated setup and is great for budgeting beginners
- THOUGHTFUL & PRACTICAL GIFT FOR ANY OCCASION A meaningful and useful gift that helps loved ones take control of their finances; Perfect for birthdays Christmas Thanksgiving back to school New Year and graduation; Suitable for friends family colleagues and anyone looking to build better financial habits
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
Do these 3 things before closing this tab:
1Scan for outdated or missing drivers - takes under a minute2Repair Windows errors before they cause bigger problems3Fix the driver behind crashes, sound loss and screen glitches
