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Skrill is an online digital wallet and payments service. You can add money by supported card, bank transfer, voucher or local method; hold a balance; pay participating merchants; send or receive money; exchange currencies; and withdraw through eligible bank, card, mobile-wallet or Skrill-card routes. Skrill is part of Paysafe, but it is generally a payment account—not a conventional bank account. Features, limits, fees, currencies and card availability depend on your country, currency, verification status and transaction type.
Skrill’s basic wallet flow is described by its support page: create an account, verify it when required, fund the wallet, authorize payments with your email and password, and withdraw through an available method. The merchant normally does not receive your underlying card or bank details in the normal wallet-payment flow (Skrill support).
| # | Preview | Product | Price | |
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| 1 |
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Visa Physical Gift Card $200 (plus $6.95 Purchase Fee) | $206.95 | Buy on Amazon |
| 2 |
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Visa Virtual eGift Card | $206.95 | Buy on Amazon |
| 3 |
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Visa Virtual eGift Card | $105.95 | Buy on Amazon |
| 4 |
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MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee) | $206.95 | Buy on Amazon |
| 5 |
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Visa Physical Gift Card $100 (plus $5.95 Purchase Fee) | $105.95 | Buy on Amazon |
What can you use Skrill for?
Online checkout
Choose Skrill at a participating merchant, sign in, review the amount and authorize the payment. Acceptance is merchant-specific; a website that accepts cards or PayPal does not necessarily accept Skrill.
Sending and receiving money
You may send money to another Skrill user, often using the recipient’s email address, and receive payments from supported merchants, platforms, employers, freelancers, friends or relatives. Fees, limits and eligibility depend on the route and country.
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- Gift Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
- Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
International transfers and currency exchange
Skrill supports cross-border payments and multiple currencies in eligible markets. The exchange rate and conversion fee can materially change the cost, so compare the final amount delivered—not just the headline transfer fee.
Gaming, betting and poker
Skrill is widely integrated with gaming, betting, poker and casino operators. Check that the operator is legal where you live, that its deposit and withdrawal rules permit Skrill, and that responsible-gambling requirements apply. A wallet’s availability does not make an otherwise unlawful transaction lawful.
Cards, rewards and cryptocurrency
A Skrill card, rewards or VIP benefits may be offered only to eligible users in particular markets. Crypto-related services have also appeared in some markets, but they are not a universal Skrill feature. Confirm the product shown in your own account before relying on it.
How Skrill works
1. Open and verify an account
- Go to the official website or app and select Register.
- Choose your country and, where requested, state or region.
- Enter an email address and password, then confirm the email.
- Provide your legal name, address and phone number and complete SMS verification.
- Supply identity, source-of-wealth or intended-use information if Skrill requests it.
U.S. registration may request the last four digits of a Social Security number. Requirements differ by market (Skrill registration and verification support).
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Depending on your country, you may fund the balance with a debit or credit card, bank transfer, voucher or another local method. The available method and fee appear in your account; do not assume a method offered in another country will work for you.
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- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
3. Pay or send
At checkout, select Skrill, sign in and authorize the exact amount. For a person-to-person transfer, confirm the recipient identifier, currency, fee and whether cancellation is possible before submitting.
4. Receive money
Funds from a supported merchant, platform or another user are credited to your Skrill balance. You may need a registered and sufficiently verified account before a payment can be received or withdrawn.
5. Withdraw
Available withdrawals may include a bank account, payment card, mobile wallet or Skrill card/ATM route. The receiving account or card may need to be in your legal name, and verification or limits can delay access. A checkout authorization or wallet transfer can be quick; a bank withdrawal can take longer because of bank processing, weekends, holidays and compliance review.
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No. Skrill is generally an electronic-money wallet and payment service, not a checking or savings account. A Skrill balance is not equivalent to a bank deposit, and ordinary banking services such as lending, overdrafts and conventional deposit-account features may not be available. The legal entity, product and country determine applicable customer-fund protections and complaint routes. Do not assume that U.S., U.K. and European rules are interchangeable or that a balance has universal deposit insurance. Review the terms for your account entity, including Skrill’s U.S. terms (current U.S. account terms) and Paysafe disclosures (Paysafe regulatory disclosures).
Who owns Skrill?
Skrill is a Paysafe brand and operation. Paysafe’s filing identifies Skrill Limited as a wholly owned subsidiary, and Paysafe announced its acquisition of the Skrill group in 2015 (ownership filing; acquisition announcement). The consumer brand should not be confused with the legal entity processing a particular transaction: examples include Skrill USA, Inc., Skrill Limited in the U.K., and Paysafe Payment Solutions Limited in some markets.
Rank #3
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Does Skrill require identity verification?
Opening an account and having unrestricted use are different. Skrill may ask for your name, date of birth, address, phone number, government ID, proof of address, source-of-wealth or intended-use information. Transaction size, activity, risk signals, payment method and local regulation can trigger additional checks. An unverified account may have lower deposit, transfer, card or withdrawal limits.
- Use your legal name and actual country of residence.
- Make sure bank and card details match the account holder where required.
- Upload current, readable documents.
- Avoid VPNs, proxies and IP-masking services during registration and review.
- Do not create replacement accounts to evade a review.
How much does Skrill cost?
There is no single Skrill fee. Pricing depends on country, currency, payment method, account status and transaction route. Skrill says opening an account, receiving money and paying merchants from a balance can be free in some circumstances, while deposits, withdrawals, person-to-person transfers, card use, ATM access, currency conversion and inactivity can incur charges (Skrill fee information).
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|---|---|
| Funding | Card or bank method, country, issuer and limits |
| Merchant payment | Balance currency, conversion and merchant route |
| Sending money | Recipient country, currency, transfer type and account status |
| Withdrawal | Bank/card/mobile-wallet method, currency and local charges |
| Currency exchange | Skrill’s conversion fee added to its wholesale exchange rate |
| Inactivity | Applicable conditions and fee in your country’s current schedule |
Check the fee displayed immediately before confirming. A payment described as free can still be costly if you fund by card, pay in another currency, withdraw to a bank or leave the account inactive. Skrill’s U.S. cost information warns that a service fee may be deducted from remaining funds after applicable inactivity conditions; check the current U.S. page and terms (U.S. cost information).
Is Skrill safe and legitimate?
Skrill operates through identifiable Paysafe-affiliated entities. Skrill USA, Inc. is registered with FinCEN and licensed as a money transmitter in various U.S. states; Skrill Limited is authorized by the U.K. Financial Conduct Authority for electronic-money and payment services. Paysafe describes its regulatory framework and U.S. status in its disclosures and filings (regulatory disclosures; annual filing). These facts support legitimacy, but they do not guarantee approval, immediate withdrawal, reversibility, universal availability or an honest merchant.
Protect yourself
- Use only the official Skrill website or app.
- Never disclose your password, PIN, one-time code or authentication approval to “support.”
- Never pay an unexpected unlock, verification or release fee to receive money.
- Check your balance and transaction history; do not rely on an email or screenshot.
- Use a unique password and available multifactor/security controls.
- Keep transaction IDs and screenshots for a genuine dispute.
Is Skrill available in the United States?
Yes, Skrill has a U.S. service operated by Skrill USA, Inc., but the U.S. product is not identical to international versions. Skrill says its U.S. Visa Prepaid Card is available to U.S. residents in all 50 states and territories, while other features, merchants, funding methods and transfers have separate eligibility rules (U.S. licensing information; U.S. support information). Skrill is broad rather than universal: Paysafe’s merchant documentation refers to availability across more than 200 countries and territories, but consumer features remain market-specific (merchant documentation).
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- Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- Double check if the URL/website is genuine before entering card details online. Do not provide any gift card details (example: claim code) to someone you do not know or trust. There are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- If you believe that your Card has been lost or stolen, notify Mastercard immediately by calling 1-833-791-7288. You will be asked to provide the Gift Card number and other identifying information.
- Use your Mastercard Gift Card in the U.S. everywhere Mastercard debit cards are accepted, including online. Your Amazon.com Balance cannot be used to purchase Mastercard gift cards.
Can you use Skrill without a bank account?
Potentially. Skrill says you may receive, spend or send an existing balance without an active bank account or card. Funding and withdrawing generally require a supported bank account, debit or credit card, mobile wallet or other local instrument, depending on your country (Skrill requirements).
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| Advantages | Disadvantages |
|---|---|
| Separate wallet for online payments | Country-specific features and limits |
| Merchants normally do not receive underlying card or bank details | Conversion, withdrawal, deposit and inactivity fees may apply |
| Useful integrations for gaming and betting where lawful | Identity checks can interrupt urgent transactions |
| Multiple funding and withdrawal methods in supported markets | Not a bank account or universal card product |
| Cross-border and multi-currency capability | Support reviews and restrictions can delay access |
When Skrill is a good or poor fit
Good fit
- A merchant or platform already supports Skrill.
- You receive compatible payouts or need a separate online wallet.
- You have a supported funding and withdrawal route and have checked the full exchange cost.
- You lawfully use a gaming or betting operator that supports Skrill.
Poor fit
- You need a traditional bank account, overdraft or predictable deposit access.
- You plan to hold a large balance long-term.
- You need universal acceptance or cannot complete verification.
- You frequently move currencies and require highly predictable pricing.
Common problems and recovery steps
Verification delay
Blurry documents, mismatched details, VPN use, unusual login locations or compliance review are common causes. Submit readable documents matching your legal identity, respond in the official workflow and avoid opening another account.
Rejected deposit
An unsupported card, issuer decline, name mismatch, country restriction or limit may be responsible. Check method requirements, contact the issuer, consider a supported bank transfer and avoid repeated attempts.
Unavailable withdrawal
Complete verification, check eligible routes and use a bank account or card in the required name. Review limits before contacting official support.
Pending payment
Merchant confirmation, bank processing, screening, conversion or a technical issue can cause a pending status. Save the transaction ID, ask the merchant whether authorization arrived and do not submit a duplicate payment.
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- Gift Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
- Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
Scam warning
Overpayment-and-refund requests, release-fee demands, fake support messages and screenshots presented as payment proof are red flags. Verify funds inside your account before shipping goods or refunding anyone.
Skrill alternatives
| Alternative | Usually stronger for | Key difference |
|---|---|---|
| PayPal | Mainstream online checkout | Often broader general e-commerce familiarity; country fees and features still vary |
| Wise | International transfers and multi-currency management | More transfer/account-oriented than a merchant wallet |
| Revolut | App-based spending, cards and personal finance | More bank-like in some markets; not universally available |
| Neteller | Gaming, betting and online payments | Related Paysafe wallet with different markets and features |
| Direct bank transfer | Salary, rent and large domestic payments | Usually more established for banking, less convenient at wallet-only checkout |
| Card payment | Everyday purchases | No separate wallet balance or Skrill payout route |
Compare the exact use case, country, exchange rate, fees, withdrawal route and dispute protections. Do not assume one service is universally cheapest or safest.
Frequently Asked Questions
Does Skrill charge a monthly fee?
It may charge an inactivity or service fee under conditions set in the applicable country terms. Check the current fee schedule for your account rather than assuming a universal monthly charge.
Can I hold multiple currencies in Skrill?
Skrill supports multiple currencies in eligible markets, but the currencies and conversion costs depend on your country and account. Check the currencies shown in your wallet.
How long do Skrill withdrawals take?
There is no universal time. The route, bank processing, weekends, verification and compliance review determine when funds arrive.
Why is Skrill asking for my ID?
Identity checks support legal and anti-money-laundering obligations and may be triggered by account activity, transaction size, risk signals or a payment method.
The Bottom Line
Skrill can be a practical digital wallet when a supported merchant or platform requires it, but it is not a bank and not universally free, instant or available. Confirm your country’s features, complete verification before you need a withdrawal, and review the final fee and exchange rate for every important transaction.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
