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The Finance Base
online payments

How to Find Your PayPal Username

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For most people, a “PayPal username” means the handle in a PayPal.Me link, such as paypal.me/YourHandle. Sign in, open Account Settings, then Profile or PayPal.Me profile to view it. If someone wants to send a standard PayPal payment, they may instead need your confirmed PayPal email address, associated phone number, or QR code.

What “PayPal username” can mean

PayPal does not present one identical username field for every account and country. The phrase can refer to several different identifiers:

  • PayPal.Me handle: The memorable name after paypal.me/, such as ExampleName.
  • PayPal.Me link: The complete public payment address, such as paypal.me/ExampleName.
  • Searchable username: An identifier that may help people find you inside PayPal when your privacy settings allow it.
  • PayPal email address: The confirmed email linked to your account. People often call this a username, although it is technically an email address.
  • Login credentials: Your password and one-time security codes. These are private and must never be shared.

PayPal.Me pages may display your link, name or business name, username, profile image or logo, and other permitted profile information. See PayPal’s PayPal.Me terms.

Find your PayPal username on the website

  1. Go to PayPal and sign in.
  2. Select the profile icon or Settings.
  3. Open Account Settings.
  4. Select Profile and look for PayPal.Me or PayPal.Me profile.
  5. Copy only the text after paypal.me/ if someone asked for your username, or copy the complete link if they need a clickable payment address.

PayPal’s labels can vary by country, account type, and interface release, but the stable destination is the Profile or PayPal.Me area of Account Settings. PayPal’s help page explains where to retrieve a forgotten link: PayPal.Me FAQ.

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#1 Best Overall
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
  • Gift Cards are shipped active and ready for use.
  • This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
  • To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
  • To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
  • Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.

Find it in the PayPal app

  1. Open the PayPal app and sign in.
  2. Tap your profile picture or account menu.
  3. Open the area labeled Profile, Account Settings, or PayPal.Me.
  4. View and copy your PayPal.Me link or handle, using the share option if available.

Mobile navigation differs by market and app version. PayPal confirms that PayPal.Me preferences can be managed in the app, but the exact labels may change.

Which PayPal detail should you send?

What the person asks for What to provide
“Your PayPal username” Usually your PayPal.Me handle or full PayPal.Me link
“Your PayPal link” The complete paypal.me/YourHandle URL
“Your PayPal email” The confirmed email address on your PayPal account
“Your PayPal phone number” The phone number associated with the account, where PayPal search supports it
“Your PayPal QR code” Your personal PayPal QR code
“Your PayPal login” Do not provide a password or security code

A PayPal.Me link lets someone pay without knowing your email address or mobile number, according to PayPal’s help guidance.

Rank #2
Visa Virtual eGift Card
  • Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
  • When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
  • This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.

How people can find you on PayPal

Depending on your settings, PayPal search may use your name or business name, email address, phone number, or username. Review these controls at Profile → Data and privacy → Search privacy. PayPal documents this path and the available discovery settings in its Search privacy help page.

If search is disabled, someone may still pay you using a known email address, phone number, direct PayPal.Me link, or personal QR code.

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Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Rank #3
MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee)
  • Cards are shipped active and ready for use.
  • This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
  • Double check if the URL/website is genuine before entering card details online. Do not provide any gift card details (example: claim code) to someone you do not know or trust. There are a variety of scams in which fraudsters try to trick others into paying with gift cards.
  • If you believe that your Card has been lost or stolen, notify Mastercard immediately by calling 1-833-791-7288. You will be asked to provide the Gift Card number and other identifying information.
  • Use your Mastercard Gift Card in the U.S. everywhere Mastercard debit cards are accepted, including online. Your Amazon.com Balance cannot be used to purchase Mastercard gift cards.

If the sender cannot find you

  1. Check the spelling of the email address, phone number, or handle.
  2. Confirm that your email address or phone number is verified and attached to the intended account.
  3. Review Search privacy settings.
  4. Send the complete PayPal.Me link instead of relying on in-app search.
  5. Use a payment request or invoice when appropriate, or scan a QR code when you are together.
  6. Before payment, verify the displayed name, profile image, or business information.

If a link opens to the wrong profile, stop and confirm the recipient before sending money.

Can you change a PayPal username?

PayPal says a PayPal.Me link or username cannot be changed once created, and each account can have only one link. Handles are assigned first-come, first-served; PayPal lists alphanumeric naming rules, a 20-character maximum, and restrictions on offensive, defamatory, or reserved names.

Rank #4
Visa Virtual eGift Card
  • Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
  • When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
  • This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.

You can turn a link off or hide it, but doing so does not release the handle for someone else. Contact PayPal if you need to ask about an exceptional deletion or change; approval is not guaranteed.

Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

If you never created a PayPal.Me handle

You do not need PayPal.Me to receive money. Share your confirmed email address, associated phone number where supported, payment request, or QR code. PayPal.Me availability depends on your country or region. If available, you can create a link through PayPal.Me; PayPal’s FAQ says setting one up is free, while transaction charges depend on the payment, account, country, and currency.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Best Value
Visa Virtual eGift Card
  • Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
  • When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
  • This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.

Personal and business use

PayPal’s terms distinguish personal PayPal.Me links for friends-and-family payments from commercial links for customer payments. Business-account PayPal.Me links are treated as commercial, and a personal link should not be used as a substitute for appropriate business payment tools. Sellers, freelancers, and organizations should review the PayPal.Me terms and consider a PayPal Business account.

Quick Recap

Bestseller No. 1
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
Gift Cards are shipped active and ready for use.
$206.95
Bestseller No. 2
Bestseller No. 3
MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee)
MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee)
Cards are shipped active and ready for use.
$206.95
Bestseller No. 4
Bestseller No. 5

Safety tips

  • Never share your password, one-time code, or other login credential.
  • Share only the identifier needed for the payment; a public link can expose profile information permitted by your settings.
  • Check the recipient’s displayed identity before confirming a payment.
  • Do not rely on screenshots or unsolicited messages as proof that money was sent; verify the transaction inside PayPal.
  • Be cautious about posting a personal link publicly if you do not want a broadly discoverable payment profile.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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