Wise vs Xoom
| Wise | Xoom | |
|---|---|---|
| Free plan | Yes | No |
| Free trial | No | No |
| Paid from | Free | — |
| Open source | No | No |
| Platforms | Android, iOS, Web | Web, iOS, Android |
| Free plan | Yes | — |
| Recipient methods | bank | — |
| Transfer speed | instant | instant |
| Exchange-rate model | mid_market | markup |
| Mobile platforms | both | both |
| Upfront fee display | Yes | Yes |
| Transfer tracking | Yes | Yes |
| Scheduled transfers | Yes | — |
Both are listed in Best Money Transfer Apps, Best Peer-To-Peer Payment Apps. On The Finance Base, Wise scores higher on our published basis.