Overview

Keeper combines bookkeeping with federal and state tax filing. It scans linked financial account transactions for potential deductions, then lets users review them, add receipt photos and create rules. Keeper also prepares returns, with every filed return reviewed and signed by a tax professional.

The service connects to accounts through Plaid. Keeper says it cannot access users’ bank login information and uses banking-grade encryption to protect personal information. It also offers a 24/7 AI tax assistant and says its human tax support team can provide personalized help.

Keeper has a free plan and a 14-day trial, alongside paid plans for deduction tracking, tax filing and bookkeeping. The trial does not include exporting deductions or submitting a return for IRS filing.

Key features

Expense tracking and deduction discovery

Keeper reviews transactions from linked financial accounts to identify potential tax deductions. Users can check the suggested expenses, add receipt photos and set rules. The Only deductions plan includes expense discovery and tracking, a tax deduction summary export and access to the AI tax assistant. The Bookkeeping Only plan includes expense tracking and AI deduction discovery and categorization, but does not include tax filing.

Tax filing and professional support

Keeper supports federal and state returns. Standard includes federal filing and up to two state returns; Premium and Business cover three or more states. Every return filed through Keeper is reviewed and signed by a tax professional. Premium adds one-on-one tax pro consultations, quarterly tax support and one amendment. Business includes S-Corp and partnership filing, quarterly Form 941 support, and a year-end book review and close.

AI assistance

The 24/7 AI tax assistant is included in the Only deductions plan and higher tiers. Keeper also says its human tax support team is available for personalized help; Premium specifies one-on-one consultations with a tax professional.

Pricing

Keeper has a freemium pricing model, a free plan and a 14-day trial. The trial excludes deduction exports and submitting a return for IRS filing. Paid plan prices are:

Only deductions: Price not listed. Includes expense discovery and tracking, tax deduction summary export and the 24/7 AI Tax Assistant.
Standard: 199.00 USD per year, billed $199/yr. Includes 10 financial accounts.
Premium: 399.00 USD per year, billed $399/yr. Includes everything in Standard, a dedicated accountant, quarterly tax support, one amendment and audit resolution support.
Business: 1199.00 USD per year, billed $1,199/yr. Includes everything in Premium, S-Corp and partnership tax filing, quarterly Form 941 support, and a year-end book review and close.
Bookkeeping Only: 20.00 USD per month, billed $20/mo. Billed monthly; cancel anytime. Includes expense tracking and AI deduction discovery and categorization, but not tax filing.

Platforms

Keeper is available on Android, iOS and the web.

Who it's for

Keeper describes its plans for individual contractors, sole proprietors, people with complex individual tax situations, S-Corps and partnerships. Standard covers federal returns and up to two states, while Premium and Business cover three or more states. The Bookkeeping Only plan may suit people who want expense tracking without tax filing; those who need a return prepared should look at a filing plan instead.

For readers comparing tools in related categories, see AI tax assistants and Tax filing software.

Pros and cons

Pros: Combines bookkeeping and tax filing; identifies potential deductions from linked transactions; filed returns receive professional review and signature; offers AI and human tax support.
Cons: Bookkeeping Only excludes tax filing; the 14-day trial excludes deduction exports and IRS return submission; Standard is limited to two state returns, while three or more states require Premium or Business.

Alternatives

For a different approach or plan structure, consider Taxation.ai, H&R Block Online, TurboTax, EZTax, TaxAct, TaxTim, Prime Meridian or Taxfix.

Verdict

Keeper brings deduction discovery, bookkeeping and tax filing together, with professional review and signature for every filed return. Its plans separate tax filing from bookkeeping-only tools, and the state-return limit matters: Standard covers up to two states, while Premium and Business cover three or more. Compare those limits and the included support against your filing needs, and note that the trial does not allow a return to be submitted for IRS filing.

	Keeper	UpTax
Free plan	No	No
Free trial	Yes	Yes
Paid from	—	—
Open source	No	No
Platforms	Android, iOS, Web	Web
Free plan	Yes	—
Taxpayer types	both	—
AI tax guidance	Yes	—
Document import	Yes	—
Deduction finding	Yes	—
Expert review	Yes	—
Filing support	both	—

Keeper vs UpTax

Keeper

UpTax