M1 Pricing in 2026
Every plan M1 publishes, with the page and date we read it from. Prices we could not find on M1's own site are marked "Not published", never guessed.
| Plan | Price | Billing | Limits | Source |
|---|---|---|---|---|
| Platform Fee | $3 per month | Billed during each 30-day billing cycle when waiver requirements are not met | Access to the M1 platform · Waived with at least $10,000 in total M1 assets or an active M1 Personal Loan | help.m1.com |
| IRA Fee | $3 per month | M1 says customers pay a maximum of $3 per month and will not be charged both the Platform Fee and IRA Fee in the same mo | Applies to clients with only an Individual Retirement Account open who do not me | help.m1.com |