The Finance Base / Payment gateways / Braintree ACH Direct Debit
developer.paypal.com
Braintree ACH Direct Debit
ACH Direct Debit lets customers pay by debiting a US bank account over the ACH network.
Fees and plans
| Standard ACH direct debit | $0.75 / once |
|---|---|
| Same-day ACH direct debit | $1.50 / once |
As paypal.com publishes them, read Oct 3, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Facts we read
- Additional ACH feesThe fee page lists $5.00 for ACH transactions returned by the banking network and $5.00 when a customer disputes a transaction as unauthorized. · paypal.com, Oct 3, 2026
- Bank verificationVerification methods include network check, micro-transfers, independent verification, and instant verification through secure open banking connections. · developer.paypal.com, Oct 3, 2026
- Checkout limitationACH Direct Debit is currently not available in Braintree Drop-in UI. · developer.paypal.com, Oct 3, 2026
- HeadquartersSan Jose, California, United States · developer.paypal.com, Sep 28, 2026
- Instant verificationInstant verification lets customers authenticate directly with their bank through open banking connections so merchants can confirm account validity before initiating an ACH payment. · developer.paypal.com, Oct 3, 2026
- Maker relationshipBraintree identifies itself as a PayPal service. · developer.paypal.com, Oct 3, 2026
- Merchant eligibilityACH Direct Debit is available to eligible merchants who can implement a custom client-side integration using the JavaScript v3 SDK. · developer.paypal.com, Oct 3, 2026
- Pricing scopeThe published Braintree fees apply to US accounts and use of Braintree is subject to eligibility, application, and PayPal approval. · paypal.com, Oct 3, 2026
- Security and compliancePayPal says it is fully PCI compliant and that its tokenization, vault, and orchestration services are fully PCI compliant. · braintreepayments.com, Oct 3, 2026
- Server integrationsThe server-side guide lists Java, .NET, Node.js, PHP, Python, and Ruby SDKs, and links to a GraphQL implementation. · developer.paypal.com, Oct 3, 2026
- SupportThe Braintree documentation offers a Get Help link for submitting a request for help with a sandbox or production account. · developer.paypal.com, Oct 3, 2026
- Tokenization and vaultingBank details can be tokenized into a one-time-use payment method nonce and vaulted as a persistent payment method token, but the account must be successfully verified before it is transactable. · developer.paypal.com, Oct 3, 2026
On these lists
Use instead
Is Braintree ACH Direct Debit yours?
Claim it for free to correct a fact, and see the places you can buy on The Finance Base.