October DealsAmazon USOctober deal check: compare before you payAmazon US: current deals, useful picks and tech finds.Check DealsClean PCRecommendedOne scan can reveal what keeps slowing WindowsLook for cleanup and repair opportunities.Run ScanOctober DealsAmazon USDeal season is back - check today's better picksAmazon US: current deals, useful picks and tech finds.See Picks×
Skip to content
The Finance Base
The Money Desk · Blog
Re:

Windows 10: Microsoft reveals how much you’ll need to pay to keep receiving updates

Microsoft lists three US consumer ways to keep receiving limited Windows 10 security updates after support ended: pay $30 plus tax, sync settings at no extra cost or use 1,000 Rewards points.
From TheFinanceBase Team3 min to read

Free tools Windows power users keep installed

One-click scans. No signup required.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

For personal Windows 10 users in the United States, Microsoft lists three ways to receive Extended Security Updates (ESU): pay a one-time $30 plus applicable tax, sync PC settings at no additional cost, or redeem 1,000 Microsoft Rewards points. The consumer program currently runs through October 12, 2027. Prices and enrollment choices can differ by country.

Windows 10 support has ended

Microsoft ended standard support for Windows 10 on October 14, 2025. A Windows 10 computer still starts and runs, but it no longer receives ordinary Microsoft security updates, feature updates, quality fixes or general technical support.

ESU is a limited extension, not a return to full support. It supplies only critical and important security updates during the consumer coverage period.

What the US consumer ESU program costs

Enrollment route Cost Key condition
Settings synchronization No additional charge Available through Microsoft’s consumer enrollment flow when the device qualifies.
Microsoft Rewards 1,000 points Redeem points through the enrollment process.
Direct purchase $30 once, plus applicable tax Microsoft states that local-currency equivalents may apply.

These choices describe Microsoft’s current US consumer guidance. Microsoft says availability and timing can vary by region, including the European Economic Area, so users outside the US should rely on the options shown in their own Settings enrollment screen rather than assume the $30 price applies.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

How long ESU lasts and what it includes

Microsoft’s current consumer information sets the ESU endpoint at October 12, 2027. Enrollment does not add new Windows features, design changes, customer-requested non-security fixes or normal technical support. It is intended to give users more time to move to a supported setup.

Who can enroll

The consumer eligibility described by Microsoft covers personal devices running Windows 10 version 22H2. The qualifying PC uses a built-in Settings enrollment tool. Check the edition, version and management status of the specific computer because organization-managed devices and enterprise-licensed installations follow different rules.

Microsoft also says an existing consumer ESU license can cover up to 10 devices under its stated conditions. Confirm the current terms shown during enrollment before relying on that limit.

How ESU compares with upgrading or replacing the PC

Choice Best fit Trade-off
Consumer ESU You need more time and your personal Windows 10 22H2 PC qualifies. Security-only coverage ends October 12, 2027; it does not restore full support.
Upgrade the current PC The hardware meets Windows 11 requirements and your applications and files are ready to move. You may need to resolve compatibility, backup and migration issues.
Buy a Windows 11 PC The existing computer is not eligible or you want newer hardware. It is a larger upfront purchase and requires data and peripheral migration.
Continue without ESU You have a short-term transition plan and accept greater security exposure. The operating system remains without regular Microsoft security fixes and technical support.

Microsoft says eligible Windows 10 PCs can upgrade to Windows 11 at no additional license charge. Use Windows Update or Microsoft’s PC Health Check to verify compatibility before buying replacement hardware. A new Windows 11 computer is an option, not a requirement for every Windows 10 owner.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Rank #2
Microsoft Windows 11 PRO (Ingles) FPP 64-BIT ENG INTL USB Flash Drive
  • MICROSOFT WINDOWS 11 PRO (INGLES) FPP 64-BIT ENG INTL USB FLASH DRIVE
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

Consumer and business ESU prices are different

Do not apply the consumer $30 figure to a company’s Windows 10 fleet. Microsoft Learn lists commercial and education ESU Year One at $61 per device. The price doubles for each consecutive year, for up to three years. Commercial organizations cannot buy only part of a year, and later-year purchases are cumulative. Certain Microsoft cloud and virtualization scenarios may receive ESU at no additional cost under separate conditions.

What happens if you skip ESU?

The computer will continue to function, but newly discovered vulnerabilities in the unsupported operating system may remain unpatched. Microsoft’s guidance says antivirus software, including Microsoft Defender or a third-party product, can help but is not sufficient on its own to replace operating-system security updates.

If you postpone enrollment or an upgrade, keep current backups, limit sensitive activity on the unsupported machine and set a definite migration date. Those precautions reduce risk; they do not make Windows 10 supported again.

How to decide what to do

  1. Check your version: verify that the PC is running Windows 10 22H2 and determine whether it is a personal or organization-managed device.
  2. Check Windows 11 compatibility: use Windows Update or PC Health Check before spending money on a new computer.
  3. Open the ESU enrollment tool: review the exact local choices, tax and eligibility displayed in Settings.
  4. Compare the transition cost: choose ESU if a short extension is cheaper and practical; choose an upgrade or replacement if the hardware can no longer meet your needs.
  5. Plan beyond October 12, 2027: consumer ESU is temporary, so schedule the move to a supported Windows release before coverage ends.

The Bottom Line

For US personal users, keeping Windows 10 security updates currently costs either nothing through settings synchronization, 1,000 Microsoft Rewards points, or a one-time $30 plus tax. ESU ends October 12, 2027, so it is a bridge to Windows 11 or another supported arrangement—not a permanent extension of Windows 10 support.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Quick Recap

Bestseller No. 1
Bestseller No. 2
Microsoft Windows 11 PRO (Ingles) FPP 64-BIT ENG INTL USB Flash Drive
Microsoft Windows 11 PRO (Ingles) FPP 64-BIT ENG INTL USB Flash Drive
MICROSOFT WINDOWS 11 PRO (INGLES) FPP 64-BIT ENG INTL USB FLASH DRIVE
$54.99

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

Leave a Reply

Your email address will not be published. Required fields are marked *

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

More post from the Money Desk

  1. The Money DeskBlogTheFinanceBase07 MAR 2625 minWhat Is a 457 Plan?
  2. The Money DeskBlogTheFinanceBase07 MAR 2621 minTime Value of Money: What It Is and How It Works
  3. The Money DeskBlogTheFinanceBase07 MAR 2627 minAre You Living in One of These Top 10 Most Expensive Cities to Retire?
Recommended PC Tool
Recommended PC Tool
Windows Errors? Fix Them Before They SpreadFree repair scan
Crashes, No Sound, or Screen Glitches?Free driver scan

Two free Windows tools

One Free Minute Could Fix That PC

Before you go - each of these free tools takes about a minute and tackles what quietly slows a Windows PC down.

Special offer. View Outbyte info, uninstall instructions, EULA, and Privacy Policy.