Zip

Name: Zip
Price: 5.93 USD

Zip is ranked #7 of 26 in buy now, pay later apps on The Finance Base. It runs on Android, API, Browser extension, iOS, Web.

Zip plans and pricing

All plans

Standard $5.93 once Per transaction For startups, SMBs, and growing businesses · no monthly or annual fees site.us.zip.co · 30 Sept 2026

Custom Not published Custom pricing For enterprise businesses needing tailored solutions site.us.zip.co · 30 Sept 2026

Compared on buy now, pay later apps

Free plan: Yes
Checkout channels: omnichannel
Repayment terms: 2 payments; 4 biweekly payments; 8 payments; Australia: weekly, fortnightly, or monthly schedules; up to 5 years interest-free terms
Merchant platforms: BigCommerce; Magento 2; Salesforce; Shopify; WooCommerce
Merchant settlement: scheduled
Consumer regions: United States; Australia; New Zealand
Merchant dashboard: Yes

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Zip

What it does: Zip provides buy now, pay later (BNPL) checkout for online shoppers and e-commerce businesses.
Merchant payout: Zip says merchants get paid upfront while customers pay over time.
Checkout features: Online features include Express Checkout, mobile optimization, an in-app mobile SDK, widgets, and pre-qualification.
Payment channels: Merchants can accept Zip payments online, in-store, and in-app.
Integrations: Zip offers no-code, low-code, and app plugin integrations, virtual card options, and a custom API; its documentation names Shopify and WooCommerce as no-code platform options.
Security: Zip states that its merchant plans include SOC 2 Type 2 and PCI DSS compliance and fraud protection.
Standard support: Standard plan support is available Monday to Friday, 9:00 a.m. to 5:00 p.m.
Enterprise support: The Custom plan offers 24/7 support and SLA options, plus a dedicated account manager.
Standard plan features: The Standard plan lists essential reporting and analytics, fast integration with quick launch, and access to platform plugins, developer documentation, and a help center.
Customer app: Zip's app supports four installments over six weeks, with automatic payments every two weeks from a linked debit or credit card.
Customer app platforms: Zip's customer app page directs users to download the app and describes adding its virtual card to Apple Wallet or Google Pay; the page does not name specific phone operating systems.
Eligibility and restrictions: Zip says each transaction is separately reviewed for approval and that Zip may be used only for U.S. purchases, with certain merchant, product, goods, and service restrictions.
Company and markets: Zip says it was founded in Australia in 2013 and operates in Australia and New Zealand and the US.
Founded: 2013

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Where it ranks on The Finance Base

Best Buy Now, Pay Later Apps in 2026#7 of 26

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Sources

zip.co/us/for-business/online· checked 30 Sept 2026
site.us.zip.co/us/for-business/pricing· checked 30 Sept 2026
docs.us.zip.co/docs/introduction· checked 30 Sept 2026
site.us.zip.co/us/app· checked 30 Sept 2026
zip.co/about-us· checked 30 Sept 2026
zip.co· checked 28 Sept 2026