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tamara.co
Tamara
Tamara is a payment solution that lets shoppers divide purchases into installments at participating stores. It is available online and in-store at most stores across Saudi Arabia and the UAE, and its listed consumer regions also include Kuwait and Bahrain. Repayment schedules include 3, 4, 6, 9,…
Visit tamara.co ↗ What it costs
- 8.7 No. 5on Buy now, pay later apps
- Free plan · Pricing on requestprice, as published
- Oct 8, 2026read on
What Tamara costs
- Pay in 3 Free
- Tamara Smart 19 AED / month
As tamara.co publishes them, read Oct 8, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Yes
- Free trial
- Yes
- Runs on
- iPhone Android Web
- Facts on record
- 15
Strengths and limits
Strengths
- Offers six listed repayment schedule lengths.
- Pay in 3 lists 0% APR.
- Missed payments do not incur late fees.
- Merchants are paid upfront for split purchases.
- Supports online, in-store, and QR merchant payments.
Limits
- Spending limit depends on availability, credit score, and payment history.
- Repeated delays may suspend accounts and affect credit score.
- Merchant pricing is on request.
- Tamara Smart is UAE-only.
About Tamara
The maximum stated spending limit is SAR 50,000, subject to merchant availability, credit score, and payment history. Tamara says missed payments do not incur late fees, but repeated delays may suspend an account and affect credit score. Its Deals may apply automatically at checkout or be redeemed with promo codes. For merchants, Tamara Business supports online, in-store, and QR payments, saved cards, Mada, Apple Pay, and one-click checkout. Merchants are paid upfront when customers split purchases. Tamara is headquartered in Riyadh, Saudi Arabia; merchant pricing is available on request. Tamara Smart is a UAE-only membership with a one-month free period, then monthly billing at 19 AED a month.
Facts we read
- DealsExclusive Deals may apply automatically at checkout or be redeemed with promo codes on the store checkout page. · tamara.co, Oct 8, 2026
- HeadquartersRiyadh, Saudi Arabia · tamara.co, Sep 28, 2026
- IntegrationsThe merchant page lists Shopify, WooCommerce, Magento, Salla, Zid, Paymob, OpenCart, and other platform integrations. · tamara.co, Oct 8, 2026
- Merchant featuresTamara Business offers online, in-store, and QR payment options, plus saved cards, Mada, Apple Pay, and one-click checkout. · tamara.co, Oct 8, 2026
- Merchant settlementTamara says merchants are paid upfront when customers split purchases into installments. · tamara.co, Oct 8, 2026
- No late feesThe company says missed payments do not incur late fees, though repeated delays may suspend an account and affect credit score. · tamara.co, Oct 8, 2026
- Online and in-storeTamara says it is available online and in-store at most stores across Saudi Arabia and the UAE. · tamara.co, Oct 8, 2026
- Payment schedulesIts Saudi financing page lists payment schedules of 3, 4, 6, 9, 12, and 24 months. · tamara.co, Oct 8, 2026
- Purchase limitThe stated maximum spending limit is SAR 50,000, subject to merchant availability, credit score, and payment history. · tamara.co, Oct 8, 2026
- RegulationTamara Finance Company says it is under Saudi Central Bank supervision and control, under License No. 95/A Sh/202502. · tamara.co, Oct 8, 2026
- SecurityTamara says it monitors transactions around the clock and protects transactions and data using advanced encryption technologies. · tamara.co, Oct 8, 2026
- Security disclosureTamara’s disclosure page says it responds to vulnerability submissions within 14 business days and that its bug bounty program is temporarily closed. · tamara.co, Oct 8, 2026
- Smart membershipTamara Smart is described as a UAE-only membership with a one-month free period, monthly billing, and cancellation at any time. · tamara.co, Oct 8, 2026
- SupportThe Saudi site lists the Help Center and support telephone number 8001181118. · tamara.co, Oct 8, 2026
On these lists
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Verdict
Tamara offers shoppers several repayment schedules and merchant options across supported markets. Eligibility conditions, possible account consequences after repeated delays, and pricing on request are important considerations.
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