Splitit

Splitit lets shoppers pay in installments using credit already available on their existing credit card.

Visit splitit.com ↗

Pricing on requestprice, as published
Oct 9, 2026read on

Splitit's own site, as our research read it — splitit.comas read Oct 9, 2026

What Splitit costs

The provider publishes no plan we could read. Pricing on request

Its statement

Free plan: Not stated
Free trial: Not stated
Runs on: iPhone Android Web
Facts on record: 25

Facts we read

Authorization holdSplitit temporarily authorizes the full purchase amount on the card, while billing each installment as it comes due. · splitit.com, Oct 9, 2026
Card-data protectionSplitit says stored card data is encrypted with AES-256 and connections use TLS 1.2 or higher. · splitit.com, Oct 9, 2026
Card eligibilitySupported cards depend on the merchant and plan; Splitit typically accepts Visa and Mastercard, with American Express, Discover, and UnionPay depending on the merchant, while debit and prepaid cards are not supported for these plans. · splitit.com, Oct 9, 2026
Card rewardsShoppers continue to earn their existing card rewards and retain card protections such as purchase protection and fraud cover. · splitit.com, Oct 9, 2026
Company and locationThe site identifies Splitit USA Inc. and lists an address at 211 Perimeter Center Parkway, Suite 240, Atlanta, Georgia 30346. · splitit.com, Oct 9, 2026
Consumer appThe credit-card installment checkout requires no app download or account setup for shoppers. · splitit.com, Oct 9, 2026
Credit-card chargesFor credit-card installments, the first payment is generally charged at purchase and later payments are charged automatically monthly or bi-weekly according to the selected plan. · splitit.com, Oct 9, 2026
Credit card holdsAt purchase, an authorization temporarily reserves the full purchase amount, while installment charges are billed as they come due. · splitit.com, Oct 9, 2026
Digital walletDigital Wallet Installments are currently supported through Samsung Wallet in the United States and apply a finance charge that varies by state. · splitit.com, Oct 9, 2026
Digital wallet availabilitySplitit says Digital Wallet Installments are currently supported through Samsung Wallet in the United States, using eligible Visa or Mastercard credit cards. · splitit.com, Oct 9, 2026
Digital wallet finance chargeFor Digital Wallet Installments, a finance charge applies and varies by state of residence, and the total cost is shown before confirmation. · splitit.com, Oct 9, 2026
Early payoffShoppers can pay off the remaining balance early without a fee. · splitit.com, Oct 9, 2026
HeadquartersAtlanta, Georgia, United States · splitit.com, Sep 28, 2026
ImplementationMerchants can add Splitit through platform plugins, hosted checkout forms or fields, direct API calls, or the Splitit Go web portal. · developers.splitit.com, Oct 9, 2026