The Finance Base / Buy now, pay later apps / FLOA
floa.com
FLOA
FLOA offers consumer financing and payment services, including installment payments, loans, bank cards, and insurance. Customers may spread payments across 3, 4, 10, 12 times, and more, online or in stores, depending on the offer and eligibility. FLOA says its installment service is available…
Visit floa.com ↗ What it costs
- 7.6 No. 19on Buy now, pay later apps
- Pricing on requestprice, as published
- Oct 9, 2026read on
What FLOA costs
- Carte Cdiscount €1.25 / month
- Carte Gold €4.50 / month
As floa.com publishes them, read Oct 9, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Not stated
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 15
Strengths and limits
Strengths
- Installments are offered online and in stores.
- Service is available at more than 20,000 merchants.
- App supports financing requests and service management.
- Eva answers questions 24 hours a day.
- Gold card includes travel and purchase protections.
Limits
- Credit applications and facilities require acceptance.
- Pricing for services is available on request.
- Cdiscount card costs €1.25 a month.
- Gold card costs €4.50 a month after first year.
Facts we read
- App authenticationThe app supports strong authentication for online payments and sensitive operations, with optional biometric login. · floa.com, Oct 9, 2026
- App platformsFloa directs customers to download its app from the App Store or Google Play Store. · floa.com, Oct 9, 2026
- Card featuresThe cards offer credit and payment options; the Gold card includes travel and purchase protections, while the Cdiscount card offers cashback on eligible purchases. · floa.com, Oct 9, 2026
- Company historyFloa says it was founded in 2001 at the initiative of Groupe Casino. · floa.com, Oct 9, 2026
- Credit eligibilityCredit and card credit facilities are subject to Floa accepting the customer’s application. · floa.com, Oct 9, 2026
- Founded2001 · floa.com, Sep 28, 2026
- HeadquartersFloa lists its registered office at Immeuble G7, 71 Rue Lucien Faure, 33300 Bordeaux, France. · floa.com, Oct 9, 2026
- InstallmentsCustomers can pay in 3, 4, 10, 12 times and more, online or in stores, subject to the applicable offer and eligibility. · floa.com, Oct 9, 2026
- Merchant networkFloa says its installment payment service is available at more than 20,000 merchants, online and in stores. · floa.com, Oct 9, 2026
- Mobile appThe Floa app lets customers request financing, manage services, and spread payments from their mobile device. · floa.com, Oct 9, 2026
- SecurityFloa says customer data and payments are protected with encryption and strong authentication. · floa.com, Oct 9, 2026
- SupportFloa provides help through its FAQ, customer contact channels, and the Eva assistant in the app. · floa.com, Oct 9, 2026
- Virtual assistantEva, Floa’s virtual assistant, answers questions 24 hours a day. · floa.com, Oct 9, 2026
- What it offersFloa offers consumer financing and payment services, including installment payments, loans, bank cards, and insurance. · floa.com, Oct 9, 2026
On these lists
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Verdict
FLOA combines installment payments with consumer financing, cards, and insurance, with app access and support options. Eligibility applies to credit, and the listed card fees and offer terms are worth checking before applying.
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