The Finance Base / Buy now, pay later apps / Billie
billie.io
Billie
Billie provides business payment options for merchants selling through online shops, marketplaces, and digital platforms. Its services include invoice payments, installments, and trade accounts, with factoring and buy-now-pay-later options for business purchases. Buyers can choose payment terms,…
Visit billie.io ↗ What it costs
- 8.0 No. 13on Buy now, pay later apps
- Pricing on requestprice, as published
- Oct 8, 2026read on
What Billie costs
- Billie business payments Not published
- Billie cards Free
As billie.io publishes them, read Oct 8, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Not stated
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 16
Strengths and limits
Strengths
- Same-day merchant settlement
- Supports online, telesales, and in-person checkout
- Repayment terms range from 7 to 120 days
- REST API, SDK, and shop plugin integrations
- Billie cards have no monthly fee or interest
Limits
- Business payment pricing is available on request
- Billie cards charge 1% on foreign-currency transactions
Facts we read
- AvailabilityThe Stripe page lists merchant sales to Germany, France, the Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, and the UK. · billie.io, Oct 8, 2026
- Business modelBillie offers businesses factoring and buy-now-pay-later services for business purchases. · billie.io, Oct 8, 2026
- Card accountingThe card page names DATEV and Lexware integrations and says receipts are matched automatically and transactions booked directly. · billie.io, Oct 8, 2026
- Card featuresBillie cards are described as physical, virtual, and single-use cards with per-card limits and rules. · billie.io, Oct 8, 2026
- CompanyBillie GmbH lists its address as Am Postbahnhof 15, 10243 Berlin, Germany. · billie.io, Oct 8, 2026
- Credit riskBillie says it assumes the full credit and default risk after a successful purchase. · billie.io, Oct 8, 2026
- Founded2016 · billie.io, Sep 28, 2026
- HeadquartersBerlin, Germany · billie.io, Sep 28, 2026
- IntegrationsIntegration options include direct REST API, SDK, shop plugins, Adyen, Klarna, Kustom, Mollie, and Stripe. · billie.io, Oct 8, 2026
- Merchant paymentMerchants are paid upfront while business buyers can choose a payment term. · billie.io, Oct 8, 2026
- Payment limitsThe Stripe page states buyer purchase limits of up to €25,000 and a 30-day payment term. · billie.io, Oct 8, 2026
- Sales channelsBillie supports online shops, telesales, and in-person sales. · billie.io, Oct 8, 2026
- Security and regulationThe card page says the cards are issued by Pliant Oy, an authorized electronic money institution regulated by Finland's FIN-FSA. · billie.io, Oct 8, 2026
- SupportBillie directs payment and integration questions to its help center and developer portal; its imprint says the chatbot resolves around 75% of inquiries immediately. · billie.io, Oct 8, 2026
On these lists
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Verdict
Billie combines business checkout payment options with upfront merchant payment and same-day settlement. Buyers and merchants should review the available terms and on-request pricing, and card users should account for the foreign-currency fee.
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