The Finance Base / Buy now, pay later apps / Aplazo
aplazo.mx
Aplazo
Aplazo lets people pay in installments at participating online and physical stores across Mexico without a credit card. Customers may pay through online checkout, a store QR code or an in-app virtual card. Depending on the store, account and purchase, schedules include 1, 3, 5, 8 or up to 12…
- 8.0 No. 14on Buy now, pay later apps
- Free planprice, as published
- Oct 4, 2026read on
What Aplazo costs
The provider publishes no plan we could read. Free plan
Its statement
- Free plan
- Yes
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 27
Strengths and limits
Strengths
- No prior credit history is required to register
- Offers online, QR-code and virtual-card payment routes
- Payment amounts and dates are shown before confirmation
- Customers can make early payments in the app
- Available at participating stores across Mexico
Limits
- Registration requires ID, a selfie, phone number and personal details
- Virtual card works only at its selected store
- Virtual card payments remain biweekly
- Terms and spending amounts depend on account and purchase
Facts we read
- Company foundedAplazo was founded in 2020. · kaszek.com, Oct 4, 2026
- Credit availabilityAvailable spending amounts and terms depend on the customer's account and the individual purchase. · webflow.aplazo.mx, Oct 4, 2026
- Early paymentsCustomers can make early payments through the app. · webflow.aplazo.mx, Oct 4, 2026
- EligibilityRegistration requires identification, a selfie, a mobile number, and personal details; the maker says prior credit history is not required. · webflow.aplazo.mx, Oct 4, 2026
- HeadquartersMexico City, Mexico · aplazo.mx, Sep 28, 2026
- How to pay in storeAt participating physical stores, customers can scan a QR code, choose installments, review the plan, and confirm in the app. · webflow.aplazo.mx, Oct 4, 2026
- IntegrationsAPLAZO says it offers integrations for popular e-commerce platforms and an API for developers. · aplazo.mx, Oct 4, 2026
- Intended customersAPLAZO describes its service as a way to pay over time without a credit card, and says registration does not require prior credit history. · webflow.aplazo.mx, Oct 4, 2026
- Merchant integrationThe maker provides a PrestaShop module with installation, configuration, checkout, order-viewing, and payment-cancellation tutorials. · aplazo-presta-docs.aplazo.mx, Oct 4, 2026
- Merchant settlementAPLAZO says it assumes the collection risk and pays merchants the full sale amount immediately. · aplazo.mx, Oct 4, 2026
- Monthly payment limitMonthly payments are available only through merchants offering APLAZO directly, and the maker says the virtual card uses biweekly payments instead. · aplazo.mx, Oct 4, 2026
- Notable limitationThe monthly payment option is available only when APLAZO is selected directly at a participating merchant; virtual card purchases remain payable in quincenas. · aplazo.mx, Oct 4, 2026
- Payment optionsIt offers installment options including 3, 5, 8, or 12 payments, and monthly payments of 3, 6, or 12 months for qualifying purchases over $5,000 MXN. · aplazo.mx, Oct 4, 2026
- Payment schedulesThe maker describes 3, 5, 8, or 12 installments, and monthly options of 3, 6, or 12 months for eligible purchases over $5,000 MXN. · webflow.aplazo.mx, Oct 4, 2026
On these lists
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Verdict
Aplazo offers multiple ways to pay over time, with payment details available before a purchase is confirmed. Check which schedule the merchant offers: monthly installments are restricted to qualifying purchases selected directly with participating merchants.
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