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afterpay.com
Afterpay
Afterpay lets eligible shoppers pay at partner brands online or in-store, with Pay in 4 splitting a purchase into four installments over six weeks. The first payment is due upfront. The plan is free, subject to eligibility. In its app, customers can track payments, reschedule payment dates,…
Visit afterpay.com ↗ What it costs
- 8.3 No. 10on Buy now, pay later apps
- Free plan · Pricing on requestprice, as published
- Sep 30, 2026read on
What Afterpay costs
- Pay monthly Not published
- Pay in 4 Free
As afterpay.com publishes them, read Sep 30, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Yes
- Free trial
- No
- Runs on
- iPhone Android Web
- Facts on record
- 13
Strengths and limits
Strengths
- Pay in 4 spreads payments across six weeks.
- The app tracks payments and allows date rescheduling.
- Digital Afterpay Card can be added to Apple or Google Wallet.
- Retailers can use an existing point of sale in-store.
- The Business Hub includes transactions, settlements, and reporting.
Limits
- U.S. customers must be at least 18 and meet eligibility criteria.
- Late fees may apply.
- Some transactions may have a finance fee.
- Pay monthly terms span 6–12 months.
Facts we read
- App featuresThe app lets customers track payments, reschedule payment dates, explore recommendations and deals, and create shopping lists. · afterpay.com, Sep 30, 2026
- EligibilityU.S. customers must be at least 18, reside in the U.S., and meet additional eligibility criteria. · afterpay.com, Sep 30, 2026
- Fees and limitsLate fees may apply, and some transactions may have a finance fee; the site gives an example APR of 36% for a loan with a finance fee. · afterpay.com, Sep 30, 2026
- Founded2014 · afterpay.com, Sep 28, 2026
- In-store paymentsCustomers can set up the digital Afterpay Card in the app and add it to Apple Wallet or Google Wallet to pay in-store. · afterpay.com, Sep 30, 2026
- IntegrationsAfterpay offers integrations with e-commerce, payments, and content-management platforms, plus iOS and Android SDKs and bespoke API options. · afterpay.com, Sep 30, 2026
- Payment remindersAfterpay says it sends payment reminders and caps late payments; Pay in 4 has no late fees when paid on time. · afterpay.com, Sep 30, 2026
- Payment schedulePay in 4 takes the first payment upfront and spreads the rest over six weeks. · afterpay.com, Sep 30, 2026
- Retailer checkoutRetailers can offer Afterpay online, in-store, or in-app, and the in-store option uses an existing point of sale without additional hardware. · afterpay.com, Sep 30, 2026
- Retailer toolsAfterpay Business Hub brings transactions, settlements, and reporting into one place. · afterpay.com, Sep 30, 2026
- Security complianceAfterpay states it is a PCI-DSS Level 1 certified service provider and an ISO/IEC 27001 certified organisation. · afterpay.com, Sep 30, 2026
- SupportThe U.S. Help Center offers 24/7 in-app chat and phone support daily from 8 AM to 9:30 PM ET. · afterpay.com, Sep 30, 2026
On these lists
Use instead
Verdict
Afterpay gives eligible shoppers installment payments and payment tracking, with online and in-store options. Pay in 4 has no late fees when paid on time, but fees may apply in other circumstances.
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