The Finance Base / Buy now, pay later apps / Addi
co.addi.com
Addi
Addi provides consumer credit in Colombia for purchases repaid in installments, alongside tools for merchants offering that credit at checkout. Consumers can apply digitally through the app with a national ID and WhatsApp, then use Addi in physical stores, online stores or its marketplace of more…
Visit co.addi.com ↗ What it costs
- 7.3 No. 20on Buy now, pay later apps
- Pricing on requestprice, as published
- Oct 7, 2026read on
What Addi costs
- Crédito Grande Not published
- Cupo Not published
As co.addi.com publishes them, read Oct 7, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Not stated
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 15
Strengths and limits
Strengths
- Digital application using national ID and WhatsApp
- Marketplace has over 1,600 partner merchants
- Repayment through PSE, Nequi or cash
- Merchant tools include checkout and payment links
- No monthly merchant fee
Limits
- Interest rates depend on customer risk profile
- 0% offers require eligibility
- Optional FGA fees can reach 20% plus VAT
- Pricing is available on request
Facts we read
- Data privacyAddi's personal data policy says it is issued under Colombian Laws 1266 of 2008 and 1581 of 2012 and related regulations. · co.addi.com, Oct 7, 2026
- Fraud guidanceAddi says it never asks customers to share passwords or codes and warns that no one should charge money to activate a credit limit. · co.addi.com, Oct 7, 2026
- HeadquartersBogotá, Colombia · co.addi.com, Sep 28, 2026
- How to applyCustomers can apply digitally through the app using their national ID and WhatsApp. · co.addi.com, Oct 7, 2026
- Intended usersAddi serves consumers buying in installments and merchants that want to offer installment credit at checkout. · co.addi.com, Oct 7, 2026
- Interest ratesFor October 2026, consumer credit rates range from 0% E.A. to 28.49% E.A. based on customer risk profile, and 0% offers are subject to eligibility. · co.addi.com, Oct 7, 2026
- MarketplaceThe Addi app marketplace offers purchases from more than 1,600 partner merchants. · co.addi.com, Oct 7, 2026
- Merchant feesThe merchant page says there are no monthly fees and merchants pay when they sell with Addi. · co.addi.com, Oct 7, 2026
- Merchant integrationsMerchants can add Addi's widget and checkout to an ecommerce store or social media and create payment links. · co.addi.com, Oct 7, 2026
- Merchant portalThe Addi merchant portal supports sales and payment management, reports, and payment link generation. · co.addi.com, Oct 7, 2026
- Merchant supportAddi says merchant support is available every day from 8 a.m. to 9 p.m. · co.addi.com, Oct 7, 2026
- Other credit costsOptional FGA guarantee fees range from 0% to 20% plus VAT, depending on purchase amount and customer profile. · co.addi.com, Oct 7, 2026
- Repayment optionsCustomers can pay installments through PSE, Nequi, or cash. · co.addi.com, Oct 7, 2026
- Where to use itCustomers can use Addi in physical stores, online stores, and Addi's marketplace. · co.addi.com, Oct 7, 2026
On these lists
Use instead
Verdict
Addi combines consumer installment credit with merchant checkout and payment tools in Colombia. Review the applicable interest and guarantee costs before accepting credit.
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