Do these 3 things before closing this tab:
1Repair Windows errors before they cause bigger problems2Scan for outdated or missing drivers - takes under a minute3Clear out junk files and repair common Windows errorsFlorida’s Save Our Homes (SOH) law generally limits how fast the assessed value of a qualifying homestead can rise each year. The ceiling is the lower of 3% or the change in the Consumer Price Index (CPI) for the preceding calendar year. The limit applies to the assessment—not directly to your property-tax bill.
The Florida Department of Revenue’s table revised in January 2026 lists a 2.9% cap for 2025 and a 2.7% cap for 2026. Those percentages are maximum permitted assessment increases under the statute; an individual parcel may receive a smaller increase, and its assessed value still cannot exceed just (market) value. A homeowner who moves to another Florida homestead may also be able to transfer some or all of the accumulated SOH assessment difference, subject to county property-appraiser review.
As an Amazon Associate I earn from qualifying purchases.
What the Save Our Homes cap actually limits
Florida reassesses property annually on January 1. For property receiving a homestead exemption, section 193.155 of the Florida Statutes limits the increase produced by that reassessment. The operative rule is that the change may not exceed the lower of two measures:
Free tools Windows power users keep installed
One-click scans. No signup required.
- 3% of the prior year’s assessed value; or
- the preceding calendar year’s CPI change, as initially reported by the U.S. Department of Labor’s Bureau of Labor Statistics.
Because the statute uses “the lower of,” the applicable percentage can be below 3%. The cap is a ceiling, not an automatic annual raise. If the property’s just value supports only a smaller assessment, the property appraiser can increase the assessment by less than the published cap—or leave it unchanged.
#1 Best Overall
- Compact & Portable Design: This Small Excel, Word, PowerPoint, & Windows Cheat Sheet Mouse Pad measures 11.8" x 9.8", offering a portable mouse pad. Its compact size fits in bags or laptop cases, suitable for professionals, students, or travelers.
- Multi-Software Shortcut Guide: Featuring essential shortcut keys for Excel, Word, PowerPoint, & Windows, this small mouse pad provides a quick reference for frequently used shortcuts, offering a reference designed to support workflow efficiency
- Smooth & Precise Surface: The finely-textured surface ensures precise mouse control, allowing for smooth and accurate movement during work or gaming sessions.
- Durable & Non-Slip Design: This Multi-Software Shortcut Mouse Pad features stitched edges to reduce fraying. The non-slip rubber base helps keep it securely in place, and the water-resistant fabric allows for easier maintenance.
- Clear Print Quality: Displays high-resolution printing intended to remain legible through regular use and cleaning
Three values that are easy to confuse
- Just value: the property’s market-related value used by the appraiser.
- Assessed value: the value to which the SOH limitation applies.
- Taxable value: the amount left after applicable exemptions and other adjustments; taxing authorities use it with their millage rates to calculate the bill.
The assessed value may not exceed just value. The Department of Revenue also explains that assessed value can rise by the permitted amount even when just value falls, provided the resulting assessed value remains no higher than just value. A decline in market value therefore does not automatically produce an equal decline in the capped assessment.
How the annual percentage is determined
The calculation follows a repeatable sequence, but only the county property appraiser can determine the result for a specific parcel.
- Start with the prior assessed value. The appraiser uses the parcel’s assessed value from the preceding year.
- Identify both statutory limits. One limit is 3%. The other is the preceding calendar year’s CPI change reported initially by the federal Bureau of Labor Statistics.
- Use the smaller percentage. That percentage is the SOH ceiling for the relevant year.
- Apply the ceiling to the prior assessment. The resulting amount is a maximum permitted increase, not a required increase.
- Check the just-value ceiling. The final assessed value cannot be higher than the property’s just value.
The Department of Revenue’s January 2026 table reports these annual cap percentages:
| Tax year | Published SOH cap | What the figure means |
|---|---|---|
| 2025 | 2.9% | Maximum percentage increase permitted under the statutory formula for that year; a parcel may receive less. |
| 2026 | 2.7% | Maximum percentage increase permitted under the statutory formula for that year; a parcel may receive less. |
These are annual percentages published by the Florida Department of Revenue, not promises that every homestead assessment will increase by exactly those amounts. The parcel’s just value, prior assessment and county records still control the actual result.
Rank #2
- [MULTIFUNCTIONAL]You'll get 2 pieces computer monitor memo boards that you can stick on the left and right edges of your monitor, and they're the perfect office desk organizers and accessories. Computer monitor side panels desktop organizer are suitable for home work or office,bringing convenience. Desktop memo is used to organize meeting memos, important messages, business cards, planning notes.Paste on the message board to keep track of important things and to-do items to prevent forgetting.
- [🌟HIGHLY QUALITY] The material of computer screen side note holder is transparent acrylic. Durable, simple, stylish, light weight, easy to use, not easy to fall off or break. This cute office supplies for women desk can be used for a long time. This computer desk accessories is waterproof and dirt resistance, and look simple and stylish. The transparent acrylic sticky note holder as cubicle accessories is easy to notice the context of your sticky notes.
- [📋Easy to use] Office must haves cool office gadgets for desk ready to tear, easy to install and remove, not easy to leave traces. You only need to peel off the protective film on the surface of the computer side board memo, wipe off the dust on the edge of the computer monitor, and then stick the desk essentials for women office on the right or left side of the tape, and you're done. A perfect gift for your colleagues, friends or classmates and family members or relatives
- [🏢MULTI-SCENE USE] This desk supplies computer memo board can be applied to home and office, clear your office decor for women, suitable for most computer monitors, screens and cabinets, you can put it where you think, this cute office decor serve as a reminder. Stick on the computer side. It’s a good office gadgets can remind work improve office productivity. Pasted cabinets, dressers, refrigerators, walls, etc as cubicle accessories. To make life more orderly.
- [💌NOTE] The adhesive force of the computer sticky note holder is very strong. It can not be directly pasted on the computer screen. It should pasted on the black edge of the screen. Narrow edge not recommended!!! If you are not satisfied with your purchase, or if the product is damaged or broken in transit, please let us know immediately. We will promptly solve your problem.
Illustrative arithmetic
Suppose a qualifying homestead had a prior assessed value of $300,000. Using the published 2026 ceiling solely as an illustration, 2.7% of $300,000 is $8,100. The capped assessment would therefore be no more than $308,100 before applying the separate just-value ceiling. If the appraiser’s supported value or other statutory calculation permits only a $3,000 increase, the assessment would rise by $3,000, not $8,100.
For a prior assessed value of $300,000 in 2025, 2.9% produces a maximum increase of $8,700. That arithmetic does not estimate the owner’s tax bill: it addresses only the assessment limit and assumes the parcel qualifies for SOH.
When the limitation starts and who receives it
Section 193.155 says the annual limitation begins in 1995 or in the year after the property receives a homestead exemption, whichever is later. The limitation applies only to property receiving that exemption. A parcel without a qualifying homestead exemption is not protected by the SOH rule in section 193.155.
Quick wins for a faster PC:
Scan for outdated or missing drivers - takes under a minuteDriver Scan →Clear out junk files and repair common Windows errorsFree Scan →Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Homestead eligibility
Florida Department of Revenue guidance says an owner who makes a property the owner’s permanent residence, or the permanent residence of a dependent, may be eligible for a homestead exemption. The exemption can reduce taxable value by as much as $50,000 under the agency’s current taxpayer guidance. The county property appraiser where the property is located reviews the application and supporting documentation.
Rank #3
- Stay Organized with Ease: Our To Do List Notepad provides multiple sections with plenty of space to jot down all of your important tasks.A versatile office supply perfect for daily task management, helping you keep track of everything that needs to be done and prioritize effectively.
- Achieve Your Productivity Goals: Begin each day on a positive note, reminding you of your potential, strength, and the significance of staying focused on your goals. Our Daily Checklist Notepad is the ultimate tool to streamline your daily planning and elevate your productivity. With a clear and concise overview of your tasks, you can effortlessly prioritize what truly matters and make consistent strides towards achieving your goals.
- Reliable and Stylish: Our to do list planner combines functionality with durability. With a transparent PP cover, the inner pages are well-protected from dirt and wear. Additionally, the back cover is crafted with thick paperboard, offering a stable surface for your writing needs. Each notepad includes 52 pages of high-quality, 100gsm paper, which is thick and non-bleeding, resulting in a smooth and enjoyable writing experience.
- Versatile Use: This daily checklist notepad, suitable for teacher supplies and a wide range of applications, proves invaluable in various settings including work, school, and home. Whether you need to organize your daily tasks, plan a project, or create a grocery list, this notepad serves as the ideal tool. Its compact size ensures easy portability, allowing you to conveniently carry it with you throughout your day.
- Perfect Present for Anyone: Our Daily To-Do List Notepad is the perfect present for those who value organization and productivity. With its stylish design and versatility, this office desk accessory is also a practical addition to school supplies. Suitable for students, professionals, and homemakers alike, it helps keep tasks and priorities in check effortlessly.
The exemption and the assessment limitation are related but distinct. Receiving the homestead exemption is what places qualifying property under the SOH assessment rule; the exemption itself is not the same thing as the accumulated SOH benefit.
Non-homestead property
Rental, second-home, business and other property that does not receive a qualifying homestead exemption does not receive the section 193.155 homestead limitation. Its assessment is handled under the rules applicable to that property classification. A buyer should not assume that a prior owner’s capped assessment carries over simply because the property was once homesteaded.
Why the cap does not equal a fixed tax increase
SOH constrains assessed value, while a tax bill depends on taxable value and the millage rates adopted by the relevant taxing authorities. Exemptions and other adjustments can change taxable value independently of the assessment cap. Local rates can also change from year to year.
For that reason, a 2.7% assessment ceiling does not mean a 2.7% increase in the bill. The bill could rise by a different percentage, remain nearly level, or change for reasons unrelated to the capped assessment. Conversely, a capped assessment increase can occur even when the owner’s final bill changes little because of exemptions or rate decisions.
Rank #4
- 【Adjustable & Ergonomic】：This laptop stand can be adjusted to a comfortable height and angle according to your actual needs, letting you fix posture and reduce your neck fatigue, back pain and eye strain. Very comfortable for working in home, office and outdoor.
- 【Sturdy & Protective】 ：Made of sturdy metal, it can support up to 17.6 lbs (8kg) weight on top; With 2 rubber mats on the hook and anti-skid silicone pads on top & bottom, it can secure your laptop in place and maximum protect your device from scratches and sliding. Moreover, smooth edges will never hurt your hands.
- 【Heat Dissipation】 ：The top of the laptop stand is designed with multiple ventilation holes. The open design offers greater ventilation and more airflow to cool your laptop during operation other than it just lays flat on the table.
- 【Portable & Foldable】：The foldable design allows you to easily slip it in your backpack. Ideal for people who travel for business a lot.
- 【Broad Compatibility】：Our desktop book stand is compatible with all laptops from 10-15.6 inches, such as MacBook Air/ Pro, Google Pixelbook, Dell XPS, HP, ASUS, Lenovo ThinkPad, Acer, Chromebook and Microsoft Surface, etc.Be your ideal companion in Home, Office & Outdoor.
What to compare on a notice
- Prior-year assessed value versus current assessed value.
- Just value, to verify that the assessment does not exceed it.
- Homestead and other exemptions applied to reach taxable value.
- Each taxing authority’s millage rate and the resulting line-item charges.
Comparing only the total bill can hide which component changed. The county property appraiser generally handles value and exemption questions; the tax collector’s bill reflects the completed calculation and collection process.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Taking the SOH benefit to a new Florida homestead
The Department of Revenue calls the accumulated difference between assessed value and just (market) value the “SOH benefit.” When an owner moves from one Florida homestead to another, the owner may be able to transfer all or part of that assessment difference to the new homestead. This is commonly called portability.
Portability is not transfer of the exemption
The homestead exemption itself is nontransferable. Portability concerns the accumulated assessment difference, not the exemption amount. The new property must independently qualify as the owner’s Florida homestead, and the county must determine how much of the benefit can be applied under the applicable records and eligibility rules.
What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
What a moving homeowner should do
- Confirm that the former property had a qualifying homestead exemption and an accumulated SOH difference.
- Apply for homestead treatment on the new Florida residence with the county property appraiser where it is located.
- Submit the portability application and any documentation the county requests.
- Ask the appraiser to calculate the transferable amount and explain how it will affect the new parcel’s assessment.
- Review the new assessment notice to ensure the homestead and portability decisions appear as expected.
Eligibility, documentation and the amount transferable are parcel-specific. The Department of Revenue directs owners to the property appraiser in the county where the property is located for determinations. Buying a house that a seller previously homesteaded does not automatically give the buyer the seller’s benefit; the buyer’s own residence, exemption application and assessment must be evaluated.
Best Value
- Twin-Ball Design : Hiacry gel pen features a double ball conical tip that reduces writing resistance and provides a stable and smooth writing experience. 0.7mm quick drying black ink ensures no jumping, leakage or seepage.
- Quick-Dry Long Lasting Ink：0.7mm black ink can slide effortlessly, dry immediately, & is not easily dirty. It has a high-capacity reservoir (up to 1300 meters), which is very suitable for left-handed & right-handed users.
- Sleek Design for Journaling & Planning: Engineered with a low center of gravity and precision tip for steady ink flow, these journaling pens excel at note-taking, sketching, planning, and more. They combine stylish pens with top-tier performance.
- Rolling Ball Design：The pocket clip with roll ball design can be easily attached to notebook pockets and binders, in addition, the fidget on the pen clip is also a small toy for your daily thinking to relieve stress.
- Comfortable Non-Slip Grip：The ergonomic pen barrel has a soft rubberized coating for a comfortable, non-slip grip, so you won't get fatigued even after long hours of writing.
Common situations and the correct way to read them
“The cap is 3%, so my assessment must rise 3%.”
No. Three percent is one side of the statutory comparison. The applicable CPI percentage may be lower, and the appraiser may increase the assessment by less than either ceiling.
“The cap limits my tax bill.”
No. It limits the assessed value of qualifying homestead property. Taxable value, exemptions and local millage rates determine the bill.
“My home’s market value fell, so my assessment must fall too.”
Not necessarily. The Department of Revenue notes that assessed value may still increase by the permitted amount when just value decreases, as long as assessed value does not exceed just value. The appraiser’s parcel calculation controls.
Windows Errors? Fix Them Before They Spread
Repair common Windows errors and clear accumulated junk for a smoother, more stable PC - no reinstall needed.Free scan · no reinstallOutdated Drivers Are Slowing You Down
One free scan finds every outdated or missing driver and matches the right update for your exact hardware.Free scan · exact hardware match“The property was homesteaded before I bought it, so I inherit the cap.”
Do not assume that. A buyer’s homestead eligibility and assessment are separate questions. Contact the county property appraiser for the parcel’s treatment after the purchase.
“Portability means I move the $50,000 exemption.”
No. The exemption is nontransferable. Portability may apply to some or all of the accumulated assessment difference, while the new homestead must qualify on its own.
How to verify your own assessment
- Locate the county property appraiser’s record for the parcel.
- Confirm that a homestead exemption is shown for the relevant year.
- Compare the prior and current assessed values, not just the total tax bill.
- Check the just value and taxable value separately.
- Review any portability decision or requested documentation if you moved.
- Ask the appraiser for a parcel-specific explanation before relying on a personal tax estimate.
Bring the parcel identification, prior assessment notices and homestead or portability correspondence when asking for help. A reliable estimate also requires the local exemptions and millage rates that apply to that parcel; the statewide cap percentages alone cannot supply it.
The practical takeaway
For a qualifying Florida homestead, Save Our Homes limits the annual assessed-value increase to the lower of 3% or the preceding calendar year’s CPI change, subject to the just-value ceiling. The Florida Department of Revenue lists 2.9% for 2025 and 2.7% for 2026, but those are maximum percentages, not guaranteed parcel increases and not tax-bill limits. Homestead status, the parcel’s values, exemptions, local rates and any portability claim all affect the final result, so the county property appraiser is the authoritative source for an individual case.
The Tool Desk
Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →Outbyte PC Repair FREERepair Windows errors before they cause bigger problemsFix Now →Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
