Do these 3 things before closing this tab:
1Clear out junk files and repair common Windows errors2Scan for outdated or missing drivers - takes under a minute3Repair Windows errors before they cause bigger problemsEight Nifty 50 constituents were down over the five-year period measured to October 15, 2026, even as the Nifty 50 benchmark gained more than 23%. HDFC Bank was among the laggards, with an approximate 16% decline. The list is a historical performance screen—not a buy, sell or hold recommendation—so investors should check how their own holdings performed on a comparable, dividend-adjusted basis.
The eight Nifty 50 stocks with negative five-year returns
An Economic Times report published on October 15, 2026 identified these eight stocks as having negative returns over the broad five-year comparison period. The percentages are approximate because the report uses terms such as “around,” “nearly” and “more than.”
As an Amazon Associate I earn from qualifying purchases.
| Stock | Reported five-year return |
|---|---|
| Infosys | Approximately -37% |
| Tata Consultancy Services (TCS) | More than -36% |
| Asian Paints | Nearly -29% |
| Hindustan Unilever | More than -28% |
| HDFC Life Insurance Company | Around -22% |
| HDFC Bank | Around -16% |
| Reliance Industries | More than -13% |
| Bajaj Finserv | Nearly -7% |
Infosys was the weakest performer in the reported group. Bajaj Finserv had the smallest decline, but it still lagged the benchmark substantially.
Outdated Drivers Are Slowing You Down
One free scan finds every outdated or missing driver and matches the right update for your exact hardware.Free scan · exact hardware matchWindows Errors? Fix Them Before They Spread
Repair common Windows errors and clear accumulated junk for a smoother, more stable PC - no reinstall needed.Free scan · no reinstallHow HDFC Bank compares with the Nifty 50
HDFC Bank’s reported five-year loss was about 16%, while the Nifty 50 rose more than 23% over the same broad period. That gap is the key point for a holdings review: owning a large, widely held index constituent did not ensure participation in the benchmark’s advance.
#1 Best Overall
Shorter periods show that the result depends heavily on the measurement date. As of October 15, 2026, the report described HDFC Bank as down more than 28% year to date, more than 27% over one year and over 7% over three years. These figures can change with every trading session and should not be treated as a forecast.
Why the stocks lagged
The report linked the broader weakness to tariff uncertainty, the war in the Middle East, a falling rupee, rising bond yields and selling by foreign investors. Those forces can affect sectors differently: technology exporters may react to global demand and currency moves, while consumer, financial and energy stocks respond to domestic growth, rates and flows.
Rank #2
- Ideal for Gifting
- Ideal for a bookworm
- Compact for travelling
HDFC Bank-specific concerns
For HDFC Bank, the cited explanation centered on investor concerns about governance. Outlook Money also described leadership exits, governance questions, margin pressure and foreign-investor selling as factors behind the stock’s lag. The same account noted a 1:1 bonus in 2025 and annual dividends during the period. Those are reported developments that help explain the historical return; they do not establish what the bank will earn next.
The Tool Desk
Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →Check what “return” actually measures
A price chart and an investor’s actual return can differ. ReturnScreener’s HDFC Bank five-year calculation uses historical NSE closing prices adjusted for dividends and stock splits. That produces a total-return measure: cash dividends and split adjustments are incorporated into the series. An unadjusted price-only chart will show a different percentage and should not be compared with the adjusted figure as if they were identical.
Use a consistent comparison
- Set the same start and end dates for HDFC Bank, each stock and the Nifty 50.
- Use either price returns for every security or dividend- and split-adjusted total returns for every security.
- Record the measurement date, because market prices and the resulting percentages move daily.
- Compare both the absolute return and the return relative to the Nifty 50.
- Review one-year, three-year, year-to-date and five-year windows separately rather than treating one period as a complete investment thesis.
What to do if you own one of the eight
1. Verify your personal result
Your holding-period return depends on purchase dates, additional buys, sales, dividends received, taxes and charges. A headline five-year figure is a market-period statistic, not a statement of every shareholder’s account.
2. Separate business analysis from the chart
Examine earnings growth, margins, balance-sheet strength, capital allocation and governance. For a bank, that includes asset quality, provisioning, deposit growth and leadership stability; for other sectors, the relevant operating drivers differ.
Rank #4
3. Test the benchmark and portfolio role
Ask whether the stock was intended as a long-term core holding, a sector exposure or a concentrated bet. A stock can underperform the index while still serving a deliberate portfolio purpose, but an unintended concentration may require a different risk decision.
What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
4. Avoid a mechanical sell or average-down rule
A past decline alone does not prove that a recovery is due, nor does it prove that the business is permanently impaired. Base any change on your objectives, time horizon, valuation assumptions and ability to tolerate further losses.
Best Value
- It can be a gift option
- Comes with secure packaging
- Helpful in various ways
What this screen cannot tell you
- It does not predict future returns.
- It does not show each investor’s total return after taxes, costs and cash-flow timing.
- It does not establish that every stock will continue to lag or that every stock will rebound.
- It does not replace a suitability assessment or regulated investment advice.
The source article states that its writer is not a SEBI-registered Research Analyst or Investment Adviser and advises readers to make decisions based on their own assessment. Historical performance, including a dividend-adjusted series, describes the past and cannot guarantee future results.
Quick Recap
A practical holdings-review checklist
- List every Nifty 50 stock you own and your average purchase cost.
- Recalculate returns using a consistent, adjusted data series.
- Measure each position against the Nifty 50 for the same dates.
- Note company-specific changes in governance, earnings, margins and capital allocation.
- Check whether position size still matches your risk tolerance and time horizon.
- Document the reason for holding, reducing or exiting before acting.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
