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WorldRemit

WorldRemit sends money internationally from Android, iPhone, tablet or web. Its service reaches over 130 countries, with delivery to bank accounts, cash locations, mobile-money services or airtime depending on the destination. The fee and exchange rate are displayed before payment. Most transfers…

Visit worldremit.com ↗

  • —price, as published
  • Oct 9, 2026read on
WorldRemit's own site, as our research read it
worldremit.comas read Oct 9, 2026

What WorldRemit costs

The provider publishes no plan we could read.

Its statement

Exchange rate
Mid-market rateas stated, Oct 9, 2026
Fee shown before you pay
Yes
How fast it lands
Transfers usually arrive within minutes, but timing can…
Free plan
Not stated
Free trial
Not stated
Runs on
iPhone Android Web
Facts on record
37

Mid-market rateFee shown before you pay

Strengths and limits

Strengths

  • Transfers are available to over 130 countries
  • The fee and exchange rate are displayed before payment
  • Recipients can use bank, cash, mobile-money or airtime delivery
  • Three introductory free transfers are advertised
  • Recipients do not need a WorldRemit account

Limits

  • Charges vary with country, payout route and payment method
  • Sending limits depend on residence and payment method
  • Some delivery methods take longer than minutes
  • American Express, Diners Club and UnionPay cards are excluded
  • Cash collection requires matching photo ID and reference

What WorldRemit does

WorldRemit provides online international money transfers. Customers can send from a smartphone, tablet or website to more than 130 countries.

Depending on the destination, recipients may receive a bank transfer, cash pickup, mobile money or an airtime top-up. The recipient can receive funds without opening a WorldRemit account.

Fees and plans

The transfer fee and exchange rate are displayed before payment. The amount charged varies with the receiving country, payout route and payment method.

WorldRemit says airtime top-ups carry no fee. The app advertises three free transfers for new customers. Payment options depend on the sending country and may include bank transfer, debit card or credit card.

The provider describes its exchange-rate model as mid-market.

Where it runs

WorldRemit offers Android, iPhone and web access, so transfers can be arranged from a phone, tablet or website.

Its mobile app includes exchange-rate alerts, transfer tracking, scheduled transfers and a Quick resend option for favourite recipients. In-app chat support operates around the clock in six languages.

Protection and rules, as WorldRemit describes them

WorldRemit says its website and apps are designed to block unauthorized account access and transfer fraud. It says identity checks and transaction monitoring are handled by dedicated analysts, and security checks apply to transfers.

According to WorldRemit Ltd, the company is authorized and regulated in the UK by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011, registration number 900891. Its US homepage also identifies FCA regulation in the UK.

The provider may ask a sender or recipient for government-issued photo identification and other documents. It lists in-app support at all times and phone support Monday through Friday, 10am to 12am UTC.

Strengths

The service covers over 130 destination countries and offers several ways for recipients to get money, including bank transfer, cash pickup, mobile money and airtime.

The price and exchange rate are visible before payment. The homepage says most transfers arrive within minutes, while the app provides tracking, alerts and scheduled transfers.

Recipients can collect money without creating a WorldRemit account.

Catches and conditions

The maximum transfer depends on the sender's residence and payment method. Services and payout choices also differ by sending and destination country.

Delivery may exceed a few minutes for some receive methods. Cash collection requires valid photo ID that matches the transaction details and transaction reference.

WorldRemit accepts most Visa and Mastercard debit, credit and prepaid cards, but excludes American Express, Diners Club and UnionPay. Check the fee, rate, limit and delivery method shown for the particular corridor.

Who may want another service

WorldRemit may not fit someone whose corridor, payout method or payment card is unsupported.

Those seeking alternatives can compare Wise and TransferGo, or review money transfer apps for broader options.

Verdict

WorldRemit suits people sending money across borders who want several delivery choices and a fee and exchange-rate quote before paying. Its app and website cover transfers, tracking, scheduled sends and recipient resends, while recipients can receive funds without an account.

It is less suitable when a sender needs guaranteed delivery timing or a card type the service excludes. Country rules, transfer limits, identity checks and payout availability determine what each transfer can do.

Who it suits

Pick it if

  • People sending international transfers with several payout choices
  • Senders who want a quote before payment

Skip it if

  • Your country, corridor or payout method is unsupported
  • You need guaranteed delivery timing
  • You plan to pay with American Express, Diners Club or UnionPay

Facts we read

  • Airtime feesWorldRemit says it does not charge fees for airtime top-ups. · worldremit.com, Oct 8, 2026
  • App featuresThe mobile app offers exchange-rate alerts, quick resend to saved recipients, and transfer progress updates. · worldremit.com, Oct 9, 2026
  • Card restrictionsWorldRemit accepts most Visa and Mastercard debit, credit, and prepaid cards, but says it cannot accept Amex, Diners Club, or UnionPay cards. · worldremit.com, Oct 9, 2026
  • Cash pickup requirementFor cash pickup, the recipient needs valid photo ID matching the transaction details and the transaction reference. · worldremit.com, Oct 9, 2026
  • CompanyWorldRemit says it is part of Zepz and operates in more than 5,000 money transfer corridors. · worldremit.com, Oct 8, 2026
  • Company historyWorldRemit says Ismail Ahmed founded the company in 2010 with co-founders Catherine Wines and Richard Igoe. · worldremit.com, Oct 9, 2026
  • Customer supportApp chat support is available 24/7 in six languages. · worldremit.com, Oct 8, 2026
  • Delivery timeThe homepage says most transfers arrive within minutes, though some may take longer depending on the receive method. · worldremit.com, Oct 8, 2026
  • DestinationsThe app page says customers can send transfers to over 130 countries. · worldremit.com, Oct 8, 2026
  • Exchange-rate modelmid_market · worldremit.com, Sep 20, 2026
  • Fees and exchange ratesFees and exchange rates are shown before payment, and transfer cost depends on the receiving country, payout method, and how the transfer is paid for. · worldremit.com, Oct 9, 2026
  • Upfront fee displayYes · worldremit.com, Sep 20, 2026
  • Founded2010 · worldremit.com, Sep 28, 2026
  • Free transfer offerThe app page advertises three free transfers to get started. · worldremit.com, Oct 8, 2026

On these lists

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  1. 1

    Wise

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  2. 2

    Xe Money Transfer

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  3. 3

    Paysera

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  4. 4

    TransferGo

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  5. 5

    Remitly

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    Rate variesFee shown before you pay
  6. 6

    Ria Money Transfer

    riamoneytransfer.com

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Questions

How many countries can WorldRemit send to?

The app says transfers can be sent to over 130 countries.

How much does a WorldRemit transfer cost?

The fee and exchange rate appear before payment, with the amount varying by receiving country, payout method and payment method.

Are airtime top-ups charged?

WorldRemit says it does not charge a fee for airtime top-ups.

How quickly do transfers arrive?

The homepage says most arrive within minutes, though the receive method can make some transfers slower.

Does the recipient need a WorldRemit account?

No. The recipient can receive the transfer without a WorldRemit account.

Which cards can I use?

Most Visa and Mastercard debit, credit and prepaid cards are accepted; American Express, Diners Club and UnionPay are excluded.

What identification is needed for cash pickup?

Cash pickup requires valid photo ID matching the transaction details and transaction reference.

Is WorldRemit regulated?

WorldRemit Ltd says it is authorized and regulated by the UK's Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011.

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