Stripe ACH Direct Debit

Accepts reusable payments from customers’ US bank accounts through ACH Direct Debit.

Visit stripe.com ↗ What it costs

—price, as published
Sep 30, 2026read on

Stripe ACH Direct Debit's own site, as our research read it — stripe.comas read Sep 30, 2026

What Stripe ACH Direct Debit costs

ACH Direct Debit — standard settlement timing $0.80 / once
ACH Direct Debit — faster settlement $1.20 / once

As stripe.com publishes them, read Sep 30, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.

Its statement

Free plan: No
Free trial: Not stated
Runs on: iPhone Android Web
Facts on record: 19

Facts we read

AuthorizationCustomers must authorize bank debits with a mandate, which Checkout and Payment Element can display and record automatically. · docs.stripe.com, Sep 30, 2026
Bank verificationStripe supports instant verification through Financial Connections and hosted microdeposit verification for manually entered bank details. · docs.stripe.com, Sep 30, 2026
Checkout optionsACH Direct Debit supports Checkout, Payment Links, embedded forms, and the Payment Element; the Express Checkout Element and in-app payments are not supported. · docs.stripe.com, Sep 30, 2026
DisputesACH Direct Debit disputes are final with no appeal process, and customers can generally dispute personal account debits for up to 60 calendar days. · docs.stripe.com, Sep 30, 2026
Founded2010 · stripe.com, Sep 23, 2026
HeadquartersSan Francisco, United States; Dublin, Ireland · stripe.com, Sep 28, 2026
Minimum and currencyThe minimum transaction amount is 0.50 USD, the presentment currency is USD, and customers must be located in the US. · docs.stripe.com, Sep 30, 2026
Payment riskACH Direct Debit is not a guaranteed payment method, and payments can fail or be disputed. · docs.stripe.com, Sep 30, 2026
Payment timingPayment confirmation can take up to 4 business days, and standard settlement is 4 business days from payment creation. · docs.stripe.com, Sep 30, 2026
RefundsFull refunds are supported within 180 days and can take up to 3 business days; partial refunds are not supported. · docs.stripe.com, Sep 30, 2026
Security and complianceStripe states it is a PCI Level 1 service provider certified annually by an independent PCI Qualified Security Assessor. · stripe.com, Sep 30, 2026
Stripe productsThe documentation lists support for Billing, Invoicing, Adaptive Pricing, Radar, and Connect, but not Managed Payments, Customer Portal, or Terminal. · docs.stripe.com, Sep 30, 2026
SupportStripe provides product support through its support site and offers separate managed support plans. · stripe.com, Sep 30, 2026
Typical useStripe describes ACH Direct Debit as popular for businesses with large or recurring transactions. · stripe.com, Sep 30, 2026