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Nagad

Nagad is a Bangladesh digital wallet app from NAGAD LTD. It supports person-to-person transfers, wallet top-ups from banks or cards, cash in through nearby Uddokta Points and cash withdrawals through Uddokta Points nationwide, mobile recharge, bills and store payments. The app is free to download…

Visit nagad.com.bd ↗ What it costs

  • Free planprice, as published
  • Oct 12, 2026read on
Nagad's own site, as our research read it
nagad.com.bdas read Oct 12, 2026

What Nagad costs

  1. Nagad App Free

The app download is free. Cash-out fees are described as minimal.

As play.google.com publishes them, read Oct 12, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.

Its statement

Free plan
Yes
Free trial
Not stated
Runs on
iPhone Android Web
Facts on record
32

Strengths and limits

Strengths

  • Free app download on Android and iPhone
  • Supports person-to-person transfers and wallet top-ups
  • Cash in through nearby Uddokta Points and cash withdrawals through Uddokta Points nationwide
  • Handles recharges, bills and online or offline store payments
  • Bangla and English, with transaction history

Limits

  • Transaction charges and limits vary by service
  • Published fee and limit figures were not readable
  • No web or computer version is listed
  • Cash-out charge is described only as minimal

What Nagad does

Nagad describes its app as a digital financial service of Bangladesh Post Office. It lets users send money to other people, add funds to a wallet, withdraw cash and pay for services.

The app also covers mobile recharge, internet, voice and bundle purchases, utility bills, and payments at online and offline stores. Other listed services include remittances, donations, insurance, loan or EMI repayments, tolls and tickets.

Fees and plans

The Nagad App plan is free to download. Transaction charges and limits apply by service.

The app listing calls cash-out charges through Uddokta Points minimal, without giving an amount. Nagad’s official site links to a Limit & Charges page, but the opened page did not show readable transaction figures or fee amounts.

Where it runs

Nagad provides downloads for Android and iPhone (iOS). No web or computer version is listed in the supplied facts.

On the phone, the app supports wallet transfers, bank or card top-ups, Uddokta Point cash in and cash out, recharges, bills, store payments, balance checks, nearby-point locations and transaction history.

Protection stated by the provider

Nagad’s app listing says a four-digit PIN is required to log in and for every transaction. Registration uses an NID scan, a selfie with digital signature and that PIN.

Google Play reports the developer says the app shares no data with third parties and encrypts data in transit. Support is listed at +8809609616167 and [email protected]. The supplied facts do not state a regulator, licence, deposit protection or dispute process.

Strengths

Nagad combines person-to-person wallet transfers with cash withdrawals through Uddokta Points nationwide. Users can also fund the wallet from a bank account or card.

The same app handles recharges, bills and online or offline store payments. Bangla and English are supported, with balance checks and full transaction statements.

Catches and checks

The supplied facts do not give figures for transaction charges, cash-out charges, service limits, currencies or minimums. Check the applicable service terms before using a feature.

Cash access depends on Uddokta Points. Registration requires an NID, selfie, digital signature and PIN. The phone app is listed for Android and iPhone only; no web or computer option is stated.

Who may want another service

Nagad may not fit someone who needs a published fee table, a stated web or desktop product, or service outside the wallet and point-based cash network.

Verdict

Nagad suits users in Bangladesh who want one mobile wallet for sending money, adding funds, cash handling, recharges, bills and merchant payments. Its free download, Bangla and English support, and transaction history are clear from the listing.

People needing transparent prices, a computer interface or a stated protection and dispute framework may find the published information too limited.

Who it suits

Pick it if

  • Bangladesh users needing a mobile wallet for daily payments
  • People who use Uddokta Points for cash access
  • Users wanting Bangla or English app support

Skip it if

  • You need a published, itemized fee and limit schedule
  • You require a web or desktop interface
  • You need stated deposit protection or dispute rules

Facts we read

  • Account registrationThe app describes registration in three steps using an NID scan, selfie and digital signature, and a four-digit PIN. · play.google.com, Oct 11, 2026
  • Add moneyUsers can add money from a bank account or card and cash in at Uddokta Points. · play.google.com, Oct 12, 2026
  • Bills and shoppingThe listing describes utility bill payment and QR-based in-store or online shopping payments, with cashback or discounts possible on eligible payments. · play.google.com, Oct 12, 2026
  • Cash inUsers can add money through nearby Uddokta Points as well as from a bank account or card. · play.google.com, Oct 11, 2026
  • Cash outThe app listing says cash withdrawals are available through Uddokta Points nationwide and describes the charges as minimal. · play.google.com, Oct 11, 2026
  • Company locationGoogle Play identifies NAGAD LTD. and lists its address as Delta Dahlia Tower, 36 Kemal Ataturk Avenue, Banani, Dhaka 1213, Bangladesh. · play.google.com, Oct 12, 2026
  • Data practicesGoogle Play reports that the developer says the app shares no data with third parties and encrypts data in transit. · play.google.com, Oct 11, 2026
  • Free planYes · nagad.com.bd, Sep 22, 2026
  • HeadquartersDhaka, Bangladesh · nagad.com.bd, Sep 28, 2026
  • Islamic featuresThe app includes a Zakat Calculator, and Nagad Islamic offers a dedicated interface with Quran verses, Hadith, and live streams from Mecca and Medina. · play.google.com, Oct 11, 2026
  • LanguagesThe app supports Bangla and English and includes a Zakat calculator and a Nagad Islamic interface for Shariah-compliant users. · play.google.com, Oct 12, 2026
  • Mobile platformsboth · nagad.com.bd, Sep 22, 2026
  • Mobile servicesThe app supports prepaid recharge, postpaid bills, and purchase of internet, voice and bundle packs for major operators. · play.google.com, Oct 12, 2026
  • Notable limitsThe official site links to a Limit & Charges page, but its opened page did not expose readable transaction amounts or fee figures. · nagad.com.bd, Oct 12, 2026

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Questions

Is Nagad free?

The Nagad App is free to download. Transaction charges and limits still apply by service.

How do I add money to Nagad?

You can transfer money from a bank account or card to the wallet, or add cash through nearby Uddokta Points.

How can I withdraw cash?

The app lists cash withdrawals through Uddokta Points nationwide. The listing calls the charges minimal but gives no amount.

What does Nagad require for registration?

Registration uses an NID scan, a selfie with digital signature and a four-digit PIN.

Does Nagad require a PIN?

The app listing says a PIN is required for login and for every transaction.

What payments does Nagad support?

It supports person-to-person transfers, mobile recharge, utility bills, online and offline store payments, and other listed services such as donations and remittances.

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