Account summary · Money transfer appsRef. 067/81

Alipay

From—

Free planNo

Rank#67/81

Runs onAndroid, iOS Score6.6

Alipay is ranked #67 of 81 in money transfer apps on The Finance Base, made by Alipay (Hangzhou, Zhejiang, China). It runs on Android, iOS.

Compared on money transfer apps

Free plan: Yes
Asset scope: cards_and_fiat
Peer transfers: Yes
International transfers: Yes
Supported platforms: iOS, Android

Best Alipay alternatives

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No. 001 Wise FromFree Free planYES Score8.9 No. 002 TransferGo FromFree Free planYES Score8.9 No. 003 Xe Money Transfer From— Free planNO Score8.8 No. 004 Remitly FromFree Free planYES Score8.8 No. 005 Paysera FromFree Free planYES Score8.7 No. 006 OFX From— Free planNO Score8.7

The record

Product: Alipay describes itself as a payment and lifestyle super app connecting more than 450 million users worldwide.
In-store payments: The app supports scan-and-pay at thousands of stores.
Money transfers: Users can send and receive money through the app.
Shopping: Alipay highlights shopping at online stores including Taobao and Tmall.
Daily services: Listed services include mobile top-ups, electricity, water and internet bills, flights, train tickets, food delivery, taxi hailing, e-invoices and donations.
Social payments: The app includes a feature for splitting restaurant bills with friends.
Merchant payments: Alipay offers merchants in-store barcode and QR payments, plus website, in-app and mobile-web payments.
Merchant onboarding: The listed online-payment application conditions include a valid business license, an implementation URL, company information and legal representative and shareholder ID certificates.
Settlement currencies: The online-payment page lists settlement in USD, EUR, JPY, GBP, CAD, AUD, SGD, CHF, SEK, DKK, NOK, NZD, THB and HKD, with the settlement mode determined by contract.
Security: Alipay's global portal says transactions are secured by trusted technology and identifies QR scanning as a contact-free payment option.
Developer support: The developer help center provides answers about transactions, account passwords, the merchant portal and installing security controls on Linux.
Integration resources: The developer help center provides demo code for website, WAP, in-app, refund, registration and in-store payment integrations, including Java, PHP and .NET examples for several flows.
Platform availability: The download page specifies iOS 7.0 or later and Android 4.0.3 or later.
Pricing availability: The opened consumer download and merchant product pages do not state a general Alipay plan price; the merchant page says settlement mode is based on the contract.

Where it ranks on The Finance Base

Best Money Transfer Apps in 2026#67 of 81
Best Digital Wallets in 2026#8 of 44

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Sources

render.alipay.com/p/s/download· checked 4 Oct 2026
global.alipay.com/product-detail.htm· checked 4 Oct 2026
global.alipay.com/platform/site/ihome· checked 4 Oct 2026
global.alipay.com/developer/helpcenter· checked 4 Oct 2026
global.alipay.com/developer/helpcenter/detail· checked 4 Oct 2026
open.alipay.com/module/webApp· checked 4 Oct 2026
render.alipay.com/p/c/18slh8ln1wn4· checked 4 Oct 2026