The Finance Base / Digital wallets / Alipay
render.alipay.com
Alipay
Alipay is a free payment and lifestyle app from Hangzhou. It lets users send and receive money, pay in stores, shop online, top up phones, settle utility bills and book travel. iPhone users need iOS 7.0 or later, while Android users need version 4.0.3 or later. No general Alipay plan price is…
- Free planprice, as published
- Oct 4, 2026read on
What Alipay costs
The provider publishes no plan we could read. Free plan
Its statement
- Free plan
- Yes
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 25
Strengths and limits
Strengths
- Free consumer plan is listed.
- Sends and receives money in the app.
- Supports QR and barcode store payments.
- Combines bills, top-ups, travel and shopping.
- Go Dutch can request repayment from friends.
Limits
- Merchant settlement mode is determined by contract.
- Merchant onboarding requires specified business and identity documents.
What Alipay does
Alipay combines payment and lifestyle services. Through it, users can transfer money to and from others, scan at participating stores, and shop on sites such as Taobao and Tmall.
Its listed services include mobile-phone top-ups; electricity, water and internet payments; flight and train bookings; food delivery; taxi rides; e-invoices; donations; and restaurant-bill splitting. For merchants, available channels include in-store barcodes and QR codes, websites, apps and mobile web.
Fees and plans
Alipay lists a free plan for the app. The consumer download page does not state a general Alipay plan price.
For online payments, the merchant page says the settlement mode is determined by contract.
Merchant settlement currencies listed are USD, EUR, JPY, GBP, CAD, AUD, SGD, CHF, SEK, DKK, NOK, NZD, THB and HKD.
Where Alipay runs
Alipay provides downloads for iPhone and Android; the stated minimums are iOS 7.0 and Android 4.0.3.
For businesses, Alipay provides website, in-app and mobile-web payment options, along with developer interfaces and SDKs.
Protection, as Alipay publishes it
According to Alipay, trusted technology secures transactions, and QR scanning offers a contact-free way to pay.
The app's Authorization Manager lets users review and manage services authorized from third parties.
Strengths
One app brings together peer transfers, in-store scans, online shopping, bill payments, phone top-ups and travel bookings.
Go Dutch can divide a restaurant bill and ask friends for repayment. Merchants have multiple payment channels, while developers get sample integrations and SDK access.
Catches and checks
No general consumer plan price is stated, and the contract determines the merchant settlement mode. Check the applicable terms before relying on a price.
The app requires the older minimum operating-system versions shown on its download page. Merchant onboarding lists a valid business license, implementation URL, company details and identity documents for the legal representative and shareholders.
The online-payment page names settlement currencies such as USD, EUR, JPY, GBP, CAD, AUD, SGD, CHF, SEK, DKK, NOK, NZD, THB and HKD.
Who may want another app
Alipay may not fit someone who needs a published general consumer plan price. A reader comparing money-transfer services can also review Wise, TransferGo or Remitly.
Businesses that cannot provide the listed licensing, URL and identity information may not meet the stated online-payment application conditions.
Verdict
Alipay suits people who want one mobile app for sending and receiving money, QR or barcode payments, shopping, bills, travel and other daily services. Its free consumer plan and broad service list are clear, while the app requirements are specific for iPhone and Android.
Readers seeking a published general plan price may need additional information. Merchant settlement mode is determined by contract, so business users need those terms separately.
Who it suits
Pick it if
- People wanting transfers and daily payments in one mobile app
- Merchants needing QR, barcode, web and in-app payment channels
Skip it if
- You need a stated general consumer plan price
- Your business cannot provide the listed application documents
Facts we read
- Bills and mobile top-upsThe app offers mobile phone top-ups and utility bill payments for electricity, water, and internet. · render.alipay.com, Oct 4, 2026
- Bill splittingGo Dutch lets users split restaurant bills and request repayment from friends. · render.alipay.com, Oct 4, 2026
- Daily servicesListed services include mobile top-ups, electricity, water and internet bills, flights, train tickets, food delivery, taxi hailing, e-invoices and donations. · render.alipay.com, Oct 4, 2026
- Developer integrationsAlipay Open Platform says developers can integrate payment, marketing, and data capabilities into websites and mobile apps using interfaces and SDKs. · open.alipay.com, Oct 4, 2026
- Developer supportThe developer help center provides answers about transactions, account passwords, the merchant portal and installing security controls on Linux. · global.alipay.com, Oct 4, 2026
- Free planYes · render.alipay.com, Sep 20, 2026
- HeadquartersHangzhou, Zhejiang, China · render.alipay.com, Sep 28, 2026
- In-store paymentsThe app supports scan-and-pay at thousands of stores. · render.alipay.com, Oct 4, 2026
- Integration resourcesThe developer help center provides demo code for website, WAP, in-app, refund, registration and in-store payment integrations, including Java, PHP and .NET examples for several flows. · global.alipay.com, Oct 4, 2026
- Merchant onboardingThe listed online-payment application conditions include a valid business license, an implementation URL, company information and legal representative and shareholder ID certificates. · global.alipay.com, Oct 4, 2026
- Merchant paymentsAlipay offers merchants in-store barcode and QR payments, plus website, in-app and mobile-web payments. · global.alipay.com, Oct 4, 2026
- Mobile availabilityThe download page links to iOS and Android downloads and lists minimum requirements of iOS 7.0 or later and Android 4.0.3 or later. · render.alipay.com, Oct 4, 2026
- Money transfersUsers can send and receive money through the app. · render.alipay.com, Oct 4, 2026
- Other servicesThe page also lists food takeout, Didi rides, cash gifts, e-invoices, and donations. · render.alipay.com, Oct 4, 2026
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Questions
Is Alipay free?
Alipay lists a free plan for the app. The consumer download page does not state a general Alipay plan price.
Which phones support Alipay?
The listed minimums are iOS 7.0 for iPhone and Android 4.0.3 for Android devices.
Can Alipay send money to other people?
Yes. Users can send and receive money, and Go Dutch can request repayment when a restaurant bill is split.
Can I pay bills with Alipay?
Alipay lists mobile top-ups plus electricity, water and internet bill payments among its services.
Does Alipay work for merchants?
Businesses can use in-store barcode and QR payments as well as website, in-app and mobile-web channels. Applications list business and identity documents.
Which currencies are listed for merchant settlement?
The listed currencies are USD, EUR, JPY, GBP, CAD, AUD, SGD, CHF, SEK, DKK, NOK, NZD, THB and HKD. Settlement mode is determined by contract.
What security information does Alipay publish?
Alipay describes transactions as protected by trusted technology and QR scanning as contact-free. Its Authorization Manager lets users review third-party services they have authorized.
Is Alipay yours?
Claim it for free to correct a fact, and see the places you can buy on The Finance Base.