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Home Depot began a phased rollout of contactless payments, including Apple Pay, at U.S. stores in October 2024. The company said it expected the service to reach most stores and registers later that year, but the public information available does not confirm that every location or checkout lane now accepts Apple Pay. If you plan to rely on it, bring a backup payment method.
What Home Depot announced
Home Depot had been an Apple Pay holdout after dropping support years earlier. In October 2024, customers began reporting that contactless payments were working at some stores. 9to5Mac reported the rollout on October 8, and the following day quoted a Home Depot spokesperson confirming that the company had begun rolling out contactless payments in U.S. stores. MacRumors also covered the rollout.
The company’s wording was “contactless,” a category broader than Apple Pay. It can include contactless physical cards and other mobile wallets, depending on the terminal and the store’s payment configuration. Contemporary reporting connected the rollout to Apple Pay, but the distinction matters: a statement about contactless capability is not a promise that every wallet, card or register will work everywhere.
Home Depot said it expected contactless payment support to reach most stores and registers later in 2024. That was a forecast, not confirmation that the rollout was completed. The available official payment information does not provide a current store-by-store Apple Pay directory or establish that every register accepts it.
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- Use the, easy-to-use, and customizable POS to get started.
- Accept contactless payments, chip cards, Apple Pay, and Google Pay from anywhere, with improved connectivity, extended battery life, and enhanced security. Pay one low rate for every tap or dip.
- No long-term commitments or contracts, no monthly fees- and with offline payments, keep taking payments for up to 24 hours.
- Safely and securely accepts payments anywhere. Plus, get data security, 24/7 fraud prevention, and payment-dispute management at no extra cost.
- Use the, easy-to-use, and customizable POS to get started.
Where Apple Pay may work
During the initial rollout, availability varied by store and register. Early reports suggested that some locations enabled Apple Pay first at self-checkout, while staffed lanes could lag. Treat that as an early observed pattern, not a permanent chainwide rule: local terminal hardware, software and rollout timing can affect what a particular lane accepts.
Look for the Apple Pay logo, the contactless payment symbol or a prompt on the reader. Those are useful clues, but they are not a guarantee. Apple notes that a contactless symbol alone does not ensure Apple Pay is enabled; the merchant must have contactless functionality active and accept the network associated with the card in your Wallet.
Rank #2
- Get your money as soon as the next business day.
- Get set up quickly with no long-term commitments. Download the Square Point of Sale app for free, create an account, and start taking payments anywhere.
- Run your business all in one place with the free Square Point of Sale app. Track your sales, manage inventory, accept tips, send receipts digitally, and more.
- Works with Apple devices with a Lightning connector.
There is no official Home Depot store-by-store Apple Pay checker identified in the available sources. If tap-to-pay is important for your visit, contact the store or ask an associate before you reach the register. Keeping a physical card or another accepted payment method with you avoids a checkout surprise.
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At a participating, enabled terminal, use the steps that match your device. Apple’s official Apple Pay instructions cover purchases with iPhone and Apple Watch.
Rank #3
- With Square Terminal, you can ring up sales, accept payments, and print receipts, all with one device. Use it at the counter or ring up customers anywhere in your store.
- Accept all major credit and debit cards and pay one low rate with no hidden fees and no long-term contracts.
- Process chip cards in just two seconds.
- Get your money as soon as the next business day.
- Use it cordlessly with the built-in battery, designed to last all day.
- iPhone with Face ID: Double-click the side button, authenticate with Face ID or your passcode, then hold the top of the iPhone near the reader. Wait for the checkmark and “Done” confirmation.
- iPhone with Touch ID: Double-click the Home button, authenticate with Touch ID, and hold the top of the iPhone near the reader until the payment confirmation appears.
- Apple Watch: Double-click the side button and hold the watch display near the reader. Wait for the vibration and audible confirmation.
Apple Pay requires a supported device, an eligible card in Wallet, a participating card issuer and a terminal configured for contactless payments. Having a card in Wallet does not mean that every merchant will accept its network or that every transaction will be approved. A merchant or card issuer may also require a PIN, signature or other verification.
Does Home Depot accept Apple Pay online?
The 2024 announcement concerned contactless payments in U.S. stores; it does not establish online Apple Pay support. Home Depot’s online payment FAQ lists major card networks and Home Depot consumer credit cards and commercial credit accounts, but does not list Apple Pay. The sources therefore do not confirm Apple Pay as a payment option on HomeDepot.com or in the Home Depot app.
Rank #4
- Pay one transparent rate per swipe for Visa, Mastercard, Discover and American Express.
- Works in conjunction with most downloadable Square point-of-sale apps on your device. Customers can pay, tip and sign directly on your device. Track payments in cash, gift cards and more. Also lets you send receipts via e-mail or text message, makes it easy to apply discounts, keeps a data and sales history log and more.
- Accepts magstripe credit card payments, including those from Visa, Mastercard, Discover and American Express (fees apply).
- App sends deposits to your bank account within 1 to 2 business days, or enjoy instant deposits (fees apply).
What to do if a tap fails
A failed tap does not necessarily mean Apple Pay is unavailable at the whole store. The reader may not be enabled, the cashier may need to select a payment type first, or that lane may not yet support contactless payments. The Wallet card’s network, an issuer verification requirement or a malfunctioning reader can also be the issue.
- Ask the cashier whether the reader is enabled for contactless payment.
- If practical, try another register or self-checkout lane.
- Use a physical card or another payment method the store accepts if the tap still fails.
- Keep your receipt. If you may need to return the purchase, ask the store how it handles a transaction made with Apple Pay; do not assume every return procedure is identical to a physical-card purchase.
Apple Pay uses the eligible debit or credit card added to Wallet, so that card’s rewards and benefits generally remain subject to the issuer’s usual terms. Apple says customers can continue earning eligible card rewards when using Apple Pay, but a particular Home Depot offer, financing promotion or account benefit may have its own conditions. Check the relevant terms rather than assuming a mobile-wallet purchase qualifies.
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- Case Set for Square Card Reader (2nd gen): Protect your card reader while giving it a dedicated spot on your counter, with magnetic docking that allows easy removal when needed.
- Durable, Drop-Resistant Case: TPU construction with silicone grip and a raised lip around the tap surface provides shock absorption and added protection, with precise cutouts for the charging port, card slot, and battery indicator button.
- Non-Slip Dock: Soft-touch stand with built-in magnets and a rubber base keeps the reader stable and secure on any surface.
- Fast, Flexible Mounting: The magnetic case stays on your Square reader and snaps on or off the display stand in seconds — ideal for quickly switching between countertop and handheld use. Compatible with MagSafe for a convenient phone mounting option.
- Compatible Model: Square Card Reader 2nd generation (USB-C)
Current status
Home Depot publicly confirmed the start of its U.S. contactless rollout in October 2024, and reporting identified Apple Pay among the supported options. The public information available does not confirm that every Home Depot register accepts Apple Pay today or that it is available for online checkout. Apple Pay has no separate Apple service-plan requirement; the practical prerequisites are a supported device, an eligible card and a terminal with contactless payments enabled.
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